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  1. https://www.consumeractiongroup.co.uk/forum/showthread.php?421236-Rossendales-DCA-chasing-old-legal-aid-debt-**WON!!-revolked-cancelled** HELP PLEASE, Thanks for sharing your experience of dealing with Rossendale and Legal aid right through the end. It gives me HOPE about my same problem i'm experiencing at present. In my case, it is now been over 6 years since the end of my case when i was convicted of a crime in end of 2011. i received a surprise out of the blue capital contribution order of over 40k to be paid within 28 days. letter with legal aid heading on the
  2. Hi Guys, I was hoping you could help. I live in a block of rented flats and have lived here since 2012. When I first moved I set up an account with British Gas and have been with them ever since. I was told when I registered for electricity that British gas didn't supply my gas, and that I would need to find another provider. I rang around all of the major suppliers and was told the same thing that nobody supplied my property. I text the agent to find out what was going on and I never got a response so I reached the conclusion that the gas was included in the rent as
  3. Does a UK passport holder need at least six months left on there passport in order to travel ?.
  4. On behalf of a friend, she need's advice with the following scenario please: She is a 35 year old female with a child. -she is joint owner of a property (about 33.3% share ownership with both her parents), she does not live their nor do they pay her rent for her share in the property. (no mortgage) -she is sole owner of a 2nd property that she currently lives in with her child (mortgaged) Her plan is to rent a property (and rent out her 2nd property) and is not sure how long it will take her to find employment when she relocated and therefore, may need help with rent......(
  5. A SIX year old disabled boy from Swindon is receiving letters from the courts and the threat of bailiffs – for not paying a penalty charge notice. Brandon Blades, is autistic and can’t cope with crowds, public transport or unfamiliar spaces – he has been provided with a car as part of his disability allowance to help him get around. The car is registered in his name and displays a blue disabled badge which exempts his family from needing a permit to park outside their home. http://www.swindonadvertiser.co.uk/news/14506018.Courts_chase_Swindon_six_year_old_in_parking_ticket_fias
  6. READ MORE HERE: https://www.gov.uk/government/news/six-world-war-1-soldiers-laid-to-rest
  7. http://www.telegraph.co.uk/news/uknews/12017438/City-worker-charged-3700-for-parking-in-central-London-for-six-hours.html I would hope he received more than just a refund.
  8. Hi all, I need some help re my problem. I am now at the stage where Morgan Solicitors are threatening that if I do not contact them with an offer of payment on the Charging Order on my property, they will apply for an order of sale. A bit of history..... I have never responded to any letters or proceedings (my fault, nasty divorce and burying head in sand). Can I start the original process of CCA, then SAR, then CPR? If so, could it work at this stage should no-one have the requested documents? Please advise and many thanks.
  9. The number of tenants evicted from their homes is at a six-year high, according to new figures, as rising rents and cuts to benefits make tenancies increasingly unaffordable. County court bailiffs in England and Wales evicted more than 11,000 families in the first three months of 2015, an increase of 8% on the same period last year and 51% higher than five years ago. The increase in the number of tenants losing their homes means 2015 is on course to break last year’s record levels. Nearly 42,000 families were evicted from rental accommodation in 2014, the highest number since
  10. 'Martyn Uzzell, from North Somerset, was thrown into the path of a car after hitting the pothole. An inquest heard North Yorkshire County Council had missed opportunities (even reported to them by the police) to repair the A65 in Giggleswick....' http://www.bbc.co.uk/news/uk-england-32215664 http://www.dailymail.co.uk/news/article-3033555/Widow-cyclist-killed-hitting-pothole-Land-s-End-John-O-Groats-charity-ride-wins-six-figure-compensation-payout.html also, Mrs Windsors designer killed whilst cycling to work http://www.standard.co.uk/news/london/london-arts-visionary-moira-
  11. New universal credit rules which could leave 200,000 claimants waiting six months for benefit http://www.rightsnet.org.uk/forums/viewthread/7878/ So much for making work pay, eh.....
  12. The trade negotiations are an assault on democracy. I would vote against them except… hang on a minute, I can’t.... More ...
  13. http://www.theguardian.com/business/2014/nov/12/banks-fined-200bn-six-years-history-banking-penalties-libor-forex
  14. Due to extensive renovation work when I purchased my house, it needed my local Valuation Board to band it. They banded it E in 2004 (despite me purchasing the house in 2002). I accepted this as I didn't expect the Band to be different from the neighbouring properties which are all the same size. With the mass of information on the internet in 2009 I asked the Valuation Board to look at my Band and they visited the house, confirmed it was the same as the neighbours', but stated I could not appeal as I was outwith the six months and so was "statute barred". I have argued this over previous yea
  15. Hello All, A quick question... My partner successfully claimed the majority of her bank charges with HSBC back in 2011. They owed her roughly £4,000 in excessive charges from 2006 to 2010. Of course she was not aware of the 8% interest she could of got on top until now (reading threads on these fantastic forums!) She has since ditched all paperwork relating to this since she accepted her pay out (which was about £400 less than her final figure) Can she still put in another claim to receive this interest back too? As she was never aware of this at the tim
  16. Hello all, I was told that I can reclaim £18 and £15 Late Payment and Over Limit charges on my old Natwest Credit Card account from more than six years ago. Natwest say that because the charges are so old I cannot claim as the Limitation Act prevents it. However a friend says that as I didn't learn about reclaiming these Natwest charges until 2011, Section 32 of the Limitation Act 1980 could entitle me to claim; “the period of limitation shall not begin to run until the plaintiff has discovered the fraud, concealment or mistake (as the case may be) or could with reasonable dilig
  17. read more: http://www.liverpoolecho.co.uk/news/liverpool-news/civil-servant-david-kelly-allegedly-5764484
  18. I am livid...I have just moved to a property on a 12 month contract to find out last night (hand delivered) that my landlord is serving notice on the property after just moving into it in April. The notice states we have to move out by October. I have read that you cannot serve notice until six months. So, does Six months mean they can't serve notice until we have been present in the property for six months. I don't know why this is happening but to say i'm disgusted is an understatement..
  19. hi guys i have a default thats was registered on 25/03/2007 and its still appearing on my credit file.I checked this morning with noddle and its still there.How long does it take to fall off.
  20. hi guys!! i have SIX defaults and have recently settled two of them on partial setllements... i now realise this was a complete mistake!! ( i think?). i want to get a mortgage this year... but with my credit file in the mess it's in, it's unlikely. i have been offered more partial settlements... should i pay them? my goal is to remove the defaults. where do i begin? thanks .. any help really appreciated! HSBC BRANCH BANKIN... Current Account Satisfactory £0 HSBC BRANCH BANKIN... Loan 2 payments late Settled HSBC BRANCH BANKIN... Loan Default £6,
  21. I moved house in June amidst a huge of amount of trouble regarding divorce and a bitter custody battle for the kids. Unfortunately in the midst of all of this my tax renewal was posted to my ex-wife's house and she promptly threw it in the bin without telling me. I stupidly continue to drive around my car without ever checking the tax disc, I thought it was for renewal in March 2013 when it really ran out in July 2012. I got a police warning yesterday telling me that they have submitted a report to the DVLA and the maximum penalty is 5x the annual tax which for my car amounts to about £12
  22. One in six calls made to the Samaritans are about financial stress, according to the charity, which said that money remained people's major worry. The Samaritans' annual worries survey, carried out by YouGov, found that anxieties over money, debt and the bank balance remained people's biggest concern. Worries about housing were keeping people awake at night, with 14pc of people flagging mortgage and rents up as a concern. Almost a quarter of people were worried about losing their job. However, those placing financial concerns at the top of their list of worries fell slightly to 49pc
  23. Thousands of innocent bank customers are being branded crooks because their names have been put on a secret blacklist. A Money Mail investigation has discovered how the credit records of around 1,000 ordinary savers a year are being wrecked by suspicious banks. Through no fault of their own, customers have had their details added to a register of possible fraudsters. This places a black mark against them and can make it impossible to get a bank account, a credit card or mortgage. Anyone who demands to know why they have been put on the list is fobbed off, and told they cannot be given a
  24. Hi I've now read many many threads on this query but they all seem to be conflicting so would be most grateful for a reply to my speecific query as the correct answer will HUGELY impact my ability to get a mortage over the next few months. I got in to financial difficulties 7 years ago now as my son was diagnosed with autism, he was exluded from school and attempted suicide on a number of occasssions (he was 8), I had to give up work. We were over committed on only one wage and defaulted on may accounts. I went back to work when he got the help he needed, and have managed my credit well si
  25. Number of PPI cases lodged between January and June 2012 rose by 129%, as LLoyds and Barclays top list of most-complained about banks. Banks need to set aside more money to settle claims related to mis-sold payment protection insurance (PPI), the consumer group Which? has warned, as figures revealed the number of new complaints about the cover more than doubled in the first half of 2012. Data from the Financial Services Authority showed banks and other firms received 2.2m complaints about PPI between January and June 2012, a 129% increase on the previous six months. Which? said refunding
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