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    • Sorry, I may have forgot to get back on this. Please monitor for a reply tomorrow
    • Yes, now its just about getting the WS / Court bundle finalised to send to the court / Evri. I've attached the most recent version of the WS / Court bundle to save having to scroll back up to the previous post (#204) where it was also shared. If you, @BankFodder or anyone else has any feedback on this, i'd be grateful for your thoughts. In my previous post #204, i'd also attached an invoice from Packlink which shows that I was charged by Packlink for these services: "drop-off at Her mes - Next day delivery" and "Proof of Delivery". It also has the payer's address and there are "Origin" and "Destination" fields which have the postcode of the sender [origin] and the recipient [destination] - I have redacted personal details in the attached invoice.  I am already including this in my evidence bundle (without the redaction) but wanted to share this redacted version so that other people can consider this as example in their bundle of Packlink and Evri's contract being instigated by the sender of the parcel who has paid for the service, and further shows that there is information in the invoice to identify that a third party beneficiary (the sender / recipient) is involved in this transaction. I have also attached this redacted invoice in this post to save having to scroll back up. Happy to get any thoughts and if this invoice is no good, then please let me know.   Draft - Witness Statement and Court Bundle redacted.pdf Packlink invoice - REDACTED.pdf
    • Does anyone know if I would be allowed to record conversations with health professionals for my own use on my phone without them knowing. I know that we are allowed to record phone calls. I do record some of my phone calls for my own use due to my disability and if anything is said then I am covered. I would only record audio in private area's of myself and the professional dealing with me. I know I could not get and other persons audio in it and I don't intend to. my only other option is to buy a body cam but I am not sure the rules regarding this.I never thought i would have to but things are getting worse Thanks for any guidance 
    • Thanks for that. I will give them till Tuesday. Thanks for your help, very much appreciated. 
    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
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@natwest_help help required


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Hi

 

I sold a phone via fb marketplace and he paid into my account.

 

I sent the phone and I assume he has received it as he has now reported me as a [EDIT] to Natwest saying he has received nothing.

 

I have no proof of post. The bank has blocked my access to online banking and use of my card

 

I have no access to my monies.

 

I spoke to them and they said that I am being investigated by the team

 

I am outraged as obviously the person saying I am doing him over is in fact trying to do me over

 

Any how. How will I get my account back and my monies? Also I hear fraud and think of the police. Is this guys games going to get me in trouble?

 

Thanks

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I what proof have you that HE reported you to NatWest?

I doubt it.

 

somethings not right here.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I don't have any apart from taking the ladies word for it over the phone to the fraud team.

 

She also gave me his name.

 

I found it odd as the phone I posted would have only arrived today so he has acted quickly

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its got nothing to do with your bank!!

 

they have no authority whatsoever to close your bank account just because you supposedly didn't send a phone

 

you'll find the fleecers has done a clawback on the money He wired YOU

probably via western union or one of the other dodgy methods wherby he can recall it.

 

whilst they investigate HIS fraud

your account will be blocked

 

this sc@m happens 1000's of time a day onm ebay etc etc

 

because people never read the warnings about such sc@ms

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi

 

He paid from his bank account straight into mine. Whether his bank account is legit I do not know.

 

My bank and monies today is still unavailable. I have no been in trouble on eBay for an unpaid item.

 

The way things are looking this guy is going to be getting my account closed and result in me losing my balance

 

I posted the phone. He has obviously got it but thinking about it, there would be no difference if I were to hand him the phone. As it's a bank transfer.

 

I want my money and bank account to work :-/

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they have no authority whatsoever to close your bank account just because you supposedly didn't send a phone

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

well its not done because of what you've done

 

I would suspect he is a well known sc@mmer and the payment to your account is the fraud

yes they'll lock yours down to stop you spending the fraudulent money transferred in from his fraudulent account

 

might not even been from his account

could have been someone elses he's hijacked

and you might not be the only person too to get funds from it.

 

this will resolve itself in time but I doubt you'll see that money nor the phone ever again.

 

sadly you've fallen for one of the oldest tricks with online trading

you should never ever allow people to pay you direct

always use a third medium that gives you protection like PAYPAL

 

have you alerted FB marketplace

and contacted action Fraud?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

No. I have spoken to them. The cause is me. They are literally naming me the [EDIT]

 

This is why I'm so angry. It is a joke. I said ok let me report him and they would not allow me as I'm the one being investigated. I was speechless

 

I don't know my next act. Natwest know I have had the monies and spent the monies. It was mine to spend. So am I going to be 200 down, a bank account down and my balance down

 

I am so angry it's unreal and all i seem to be able to do is wait

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so YOU@VE done nothing to counter the claim

as post 8

get moving

another day wasted.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have spoken over the phone to the team and answered all the questions.

 

The woman was actually really offensive as she was speaking to me like she was a police officer and I'm the criminal and it was not a nice experience at all

 

I'm not sure what else to do.

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have you alerted FB marketplace

and contacted action fraud?

 

I wouldn't be talking on the phone

you need a data trail

everything in writing

 

might be an idea to email the CEO and complain

 

to date you've simply accepted you've been sc@mmed which is why you are being treated like dirt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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