Jump to content


crosan21 versus First Trust


crossan21
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6378 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I've sent the first letter as per the template on this site to request my copy statements. I received a letter back approx 10 days later saying i would have the information back within the specified 40 days. Fingers crossed! Theres still at least 3 weeks before the 40 days is up!

 

I'll update progress when appropriate.

Link to post
Share on other sites

I've sent the first letter as per the template on this site to request my copy statements. I received a letter back approx 10 days later saying i would have the information back within the specified 40 days. Fingers crossed! Theres still at least 3 weeks before the 40 days is up!

 

I'll update progress when appropriate.

 

Good Luck

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

Good Luck and be advised the FIrst Trust drag this out for ever but stick with it and dont let them off the hook .I started the ball rolling with a request for statemnets in July and my court date is not to the new year not that i mind more interest for me and will help me in the jnuary sales

 

Eratu13

Data protection act letter sent ,received partial info with 2 days to spare.

 

Preliminary Approach for refund sent 19/08/06 standard delaying letter received 25/08/06

 

Posted Letter before action 06/09/06

 

NI Small Claims Online 22/09/06 filed claim for£1977 with interest and charges comes to around £2800.

Return Date 26/10/06

 

Court Date Adjourned at direction of Judge awaiting OFT/Competition Commision report due March

Link to post
Share on other sites

  • 3 weeks later...

I am now right at the forty day amrk, and i've received nothing except a letter saying that my request for statements has been received and that First Trust will get back in due course. that was received about 10 days after i wrote the SAR letter. Can someone confirm what my next best step is?

 

Thanks

Link to post
Share on other sites

ring them up ask were your data is tell them they are in breach of the data protection act 1998! then go in to the templates theres a non - compliance letter there wouldnt do you any harm to send them that as well !

if my advice has been of any help to you then please click the scales ! Thank you :D

Link to post
Share on other sites

Ok...before i needed to make the phonecall or send the non-compliance letter the statements have arrived. The fees charged total over £400. Some of the charges include: set up DD fees, stop DD fees, cancel Standing Order fees and stop cheque fees. Are all these fees reclaimable on top of the 'referral chgs' - (daily chgs for going overdrawn), and other quarterly fees and interest..

 

Thanks for your help.

Link to post
Share on other sites

I've looked in the templates library for the letter to request a refund. I noticed there the MCOL, which suggests filing an online claim with a court before even requesting repayment from the bank. Surely it would be best to request a refund from the bank using the 'preliminary repayment request' template before processing the MCOL claim form.

 

Any advice would be appreciated..

Link to post
Share on other sites

I've looked in the templates library for the letter to request a refund. I noticed there the MCOL, which suggests filing an online claim with a court before even requesting repayment from the bank. Surely it would be best to request a refund from the bank using the 'preliminary repayment request' template before processing the MCOL claim form.

 

Any advice would be appreciated..

 

Where did you see this advice - CAG always recomends that you give banks 28 days notiice before you file claim - hence the prelim and LBA

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

IN the bank templates section, the thread called Money Claim On-Line (MCOL) Particulars of Claim. When you click in there, it says if you haven't already sent schedule of chgs to bank then STOP! and follow the process given..

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

 

I found it a bit misleading..

Link to post
Share on other sites

It is for eople who haven't followed the procedure correctly and is advising them not to claim until they have contacted bank with relevant information. Have a read here to clarify

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

ok no problem, that makes sense.

 

Just one other question, a small amount of the fees i hope to reclaim are for quarterly fees, which include use of ATMs and use of debit card for payments. Should I claim for these chgs, or only chgs such as DD setup, SO setup, DD cancellation, SO cancellation, daily overdrawn fees?

 

Thanks for all your advice.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...