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    • I found it cheers Dave!!   I think focusing on lack of compliance with legislation should be the one, seeing as we just lost the case to them by not complying, it will be worth pointing it out. I also want to poi t out their m.o. Which is less than honourable to say the least. Hopefully the judge will side with the little old lady and not the peoppe who use deceit to line their pockets!!   She said she is happy to speak up but is kindly asking for assistance in the form of a bullet pointed printed paper for her to take in so she can read out her points and leave it at that (without rambling).    Straight and to the point!!    Daves post #66 is legendary 🙌    Thanks for the help guys 😊    Let's kick some ass    
    • I differ from my site team colleague slightly in the the six-month rule applies if you have asserted your rights within the six months. My understanding is that you haven't asserted your rights during that time. In other words you haven't informed them that you are giving them a single opportunity to repair and if they decline or if the repair fails then you are rejecting the car for a refund. Please correct me if I'm wrong. On that basis, you are covered by the consumer rights act but not in terms of the right to reject. You are covered under the consumer rights act in that you are entitled to purchase a vehicle which is of satisfactory quality and remains that way for a reasonable period of time. You don't have to prove that the fault existed at the time of sale – although that's what they will try to tell you and even the motoring ombudsman will try to tell you that. But the motoring ombudsman is an industry led organisation which pretends to be an ombudsman but in fact favours the industry and its advice is wrong and even deceptive. I think you should start off by writing both to the finance company and also to the dealership. Describe the fault to them. Send them the evidence you have that the windscreen was incorrectly fitted and the damage which has been caused as a result. Send in the quotation for the work and require them to respond within seven days and that they must agree that the work will be carried out by a competent professional an authorised repairer. Not one of their cheapskate once. Also, you will want them to agree to provide you with a courtesy car. Also have you incurred any expenses associated with this? Travel, car hire, cost of inspections –?? Have you told us the name of the finance company? My site team colleague is correct that if they cause any trouble then you should see them as co-defendants. You can be certain that they will put their hands up. It will go to court. You would sue them for the cost of the work. You would recover your costs of the installation plus your court costs. I don't think you will be able to sue for the rejection of the vehicle on the basis of what you tell us in terms of having not asserted your rights. However you will be able to recover the cost of all the works – making good everything so that the car is in the condition that it would have been in had the replacement windscreen been properly fitted. I wonder who fitted the replacement windscreen? I think I would be out to sue them as well. Post the draft of your letter to the dealership and also to the finance company here so that we can have a look before you send it off. Incidentally to answer your question about what should you do immediately,  I would suggest that you send the letter tomorrow. Wait until the end of the week. If they don't respond or if they respond negatively, then write to them immediately and tell them that you are not prepared to do without the vehicle. As they have failed to respond to your putting work in hand and you will be approaching them for the costs of all the repairs and if they cause you any difficulty in you will simply sue them. A bill of about £4000 is easy. It puts you within the small claims track so there is no risk of costs even if you lose – which is most unlikely on the basis of what you say
    • Thanks I have been reading quite a few this one got me as it did say they have instructed them to take legal action but thanks again your a legend 
    • Yes we will be emailing them. We have kept a log of all conversations with everyone involved and backed up conversations with emails 👍
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Southwest Water Advance Payments Demand


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Hi,

perhaps someone here might have some good advice.

 

Southwest Water has just sent us a demand for advance payment for water supplies (probably estimated) , payable in two instalments.

 

Up til now we've always paid weekly or monthly,

but we've never trusted direct debits to anyone , and with good reason.

 

Now suddenly Southwest Water want to take nearly my entire pension for two months.

 

What do these people think folk are supposed to live on?

 

I would like to ask if they can demand the whole amount like this, and what can we do?

 

To be absolutely honest they have always been difficult and a right pain, for many years.

 

We're also now aware they've been the "second worst for complaints" in the past. No surprises there.

 

Two questions if we may:

1) Should we set up a standing order (SO) for a corresponding monthly amount amount from our bank to our Southwest Water account.

 

Or b) There is no way they are getting my pension for two months, so what can Southwest Water do about our choosing to pay monthly by standing order?

 

Thanks and kind regards.

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I think you should start off telephoning them and discussing it and finding out more information about why they are asking this, do they say that is obligatory and if so can they send you the written terms and conditions which explain this.

 

Before you phone them, read our customer services guide and implement the advice there. This is very important.

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as far as i'm aware you can pay monthly

Anglia water used to demand this just rang them up and told 'em what i'd be doing..

 

 

cant see why they have changed this if you've been doing it all these past years?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Many thanks for the quick responses above.

 

 

SWW won't get the amounts they're demanding, anyway, because we simply can't afford it.

 

 

Energy companies provide pre-payment cards which are really very useful ways to budget.

 

 

We can't risk losing money if they take too much from our account,

and having asked SWW about a card in the past,

SWW do not offer a savers card facility.

 

 

We're worried as SWW can be very intimidating.

 

Thankyou all very much.

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use an SO and they can only get what you pay and when.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

use an SO and they can only get what you pay and when.

 

Yes, and our bank has recommended SO payments in the past, for the same reasons. First, SWW will be told by registered letter that they aren't getting two instalments for the full amount, but that we will be paying monthly out of our pension, to avoid hardship.

 

Difficult to see how they could argue.

 

According to the SWW website "other ways to pay" there are no SO options, but they do state several methods.

 

It seems one must use their published account number and sort code; the reference is our 10 digit Customer Reference number (found on the first page of the bill).

 

SWW will not be controlling our life or causing trouble in future; we'll take it to OFWAT if necessary.

 

Regards.

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You can pay weekly ..fortnightly or monthly.......as per the following.

 

http://www.southwestwater.co.uk/index.cfm?articleid=1594

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Sounds like you are charged on an RV basis (no meter at the property) and you have received your annual bill which won't be estimated as supply is not measured.

 

Payment options are available if you don't want to pay in 2 instalments as the link below shows (weekly, two weekly or 10 monthly instalments)

 

http://www.southwesPiers Morganer.co.uk/index.cfm?articleid=1594

 

I would take DX's advice and call them to say your going to set a Standing Order then divide the bill by 10 for the monthly figure.

 

As most RV bills have the first half due by 01st April I would have your first Standing Order payment set for that date so there is no doubt as to which payment option you have chosen...

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how I always did it with anglia was select the bi-weekly and paid by bacs every month never had an issue

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You can also consider the 'watersure' application and if you are having difficulties in paying there are other option open as well. Also you have the option of an assessed charge too.

 

I will link to them for you when I am on a PC ..

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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