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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Quick Response from Halifax ***WON***


scouser9
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You just have to add a Avatar thatbfits the forums measurements into to CP user profile and then it will appear like magic along side your post's. You might have to try a couple of times before the right one fits. But you are better just putting into your search engine 80x80 free avatars and then pick and save. Job done

 

Mikey

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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  • 2 weeks later...

Well people I think the time as come for me to inform you of the position of my claim so far with the Halifax.

I applied for my statements on the 13/11/2006 and sat back for the 40 day waiting time, only this morning I had a very red faced postman on my door carrying 18 parcels from the Halifax all containing statements going back far and beyond what I expected.

They have even numbered the parcel's respectfully ie: as I opened Parcel 1 the statements continued in Parcel 2 matching date for date.

( Really nice of them that).Made it a bit easier for me, but as it has only been 14 days since I requested these is there any reason to be worried.?

I will be calculating all the figures tomorrow as I work nights.

I have noticed a lot of charges as notified on them and I have highlighted a couple of pages to make a start, are these the charges that I add to the spread sheet?.

Once I have added them all up I will be following with my 2nd letter asking for it back ( money that is). Am I right to think that I do not send the spreadsheet with this 2nd letter, do I just ask for the total amount that is due from the spreadsheet, and await their response before adding interest and sending it in.

 

Help please as I trying to meet this deadline before Christmas,so I have a couple of questions that need to be answered for me.

 

1. The spreadsheet includes 0.8% interest. is this to be added.

2. Do I add all the Charges as Notified

4. Do I send the spreadsheet with my second letter.

3. Do I give them 14 Days from the time they recieve my letter or when I post it.

 

Thanks In Advance

 

Mikey

 

Data Applied for on 13/11/2206

Data Recieved on 27/11/2006

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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Can somebody please answer these questions for me as I wish to send my 2nd letter on Thursday.

 

I am sorry to be a pain, I just people to say that I have it in the right order before posting.

 

Thanks In Advance

 

Mikey;)

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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Hi mate, firstly good luck to you, least you got your statements pretty pronto, now to answer your questions.

 

1. The section with the 8% interest cannot be used until you are at the court stage so leave that for the time being, you just use the other page that calculates the overall cost of the charges. ( thats if we have the same spreadsheet )

 

2. Yes add the the charges as notified and input them on spreadsheet as such.

 

3. Send the spreadsheet ( excluding interst section ) with your preliminary letter and then again with LBA.

 

4. You have to give them time to recieve the letter, though I did all my communicating by taking letters into my branch for them to fax to relevant departments which I believe saved me a few days. Try to get a reciept from bank when you do this as they mey "lose" them.

 

Hope this helps. I believe I am right about the first question although I am not 100% sure.

 

TezViper

  • Haha 1

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Thanks to you both Sledge & Tezviper,

 

The help came just in time, I was about to pass it to my daughter to post (Recorded Of Course)

 

I reopened my letter and redone my spreadsheet and altered the letter, phew nearly got it wrong then.

 

I will sit back and wait now and when the postman delivers tomorrow I will wait for 14 days before I hit them with the full spreadsheet and the L.B.A.

am I right guys.

 

You know guys when I started this I thought it would be for afew hundred pounds or so, but when I placed the spreadsheet with request for payment letter back into its scabbard, i noticed the figures at £4451 I could not hold back a wry grin. And I know they both cannot wait to jump out at the bank at start cutting and slicing the way they have done to my account.

 

Once again guys thanks

 

Keep on claiming the right

 

Mikey

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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Nice one mate, once again remember you cant ask for the interest until you issue your court claim.

 

Good Luck and keep us posted.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Quite agree. Forget about interest - its a court thing, and you're 28 days away from that.

Cross that bridge when you come to it. We'll still be here to help.

(Well if I've won I might be dancing around in the sun somewhere, but I'll be thinking of you!!)

So far so good though. You're well on track!

All the best

A D

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

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Well guys thanks again for your timely response's.:cool:

 

I have about 34 friends and family waiting for the outcome of my case, christ I feel like crushing a grape.:eek:

 

My boss has agreed to pay me cash from now on until we see what happens, and believe me he is watching carefully as well.:rolleyes:

 

Well seriously guys I need to calm down and I have never dealt with courts and all that side of the world, but inside I know what I and everybody on this forum are doing is right ( bloody right).:D

 

Tell you another thing when I had typed my letter and claim put it in the envelope and stuck one of the consumer action group labels on it, it looked really impressive.;-)

 

Still no sign of any response from my other claim with Abbey be ehoh they will get the relevant paperwork when needed.

 

The trouble with all this excitement and hassle and bizzyiness, what the hell am going to do when it is all over.Playing golf will never be the same hahahahaha.

 

Thanks Guys

Hope your claims are going well

 

Mikey

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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hi Mikey

I'm taking on both the Halifax and Abbey too! looks by all accounts that Abbey are a really tough nut to crack, well not tough but it takes time and they waste time i think trying to put people off, halifax appear a bit easier (judging by what I have read on the forums).

My claims to both of them went in the post on Saturday & was rec on Monday (27th) so will let you know if I hear anything and keep an eye on your thread.

good luck!

my it's exciting eh? :D

Apple x

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1. The section with the 8% interest cannot be used until you are at the court stage so leave that for the time being, you just use the other page that calculates the overall cost of the charges. ( thats if we have the same spreadsheet )

 

TezViper

 

Guys

 

Just came across this thread. Why are you all not asking for compounded contractual interest?. If they charged you at their rate then claim it back.

If your credit card charge had 23% APR added, then claim that back before the court stage. If you get to the court stage,which Halifax have'nt done yet to my knowledge, will settle your claim. I got back my interest at 19.5% on top of each charge. Makes a big differance if your charges go back a few years.If it does go to the court stage, then you ask the judge to award your claim at the contractual rate. If he or she refuses, then ask for the 8%.

 

Hope this helps

 

Uk...

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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hiya uk,

I've tried to claim the current interest rate on my credit card claim, but I got so confused with Abbey and know that it will get to court with them, that I didn't claim interest & will settle for the 8%

It is just so confusing. If there was a sheet like the simple Excel one for working out the 8% court interest, I'd be using it, but I can't use google docs for some reason (maybe because I'm using a mac??) and it just fried my brain trying to do it!

Apple x

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Hi Applecrumble

 

I used an online calculator on each charge and claimed it all back.

I am at work so have'nt got a link for it just yet.

 

Uk..

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Hi Guys and thanks for putting in your views and I know where you are coming from. But spreadsheets scare the s*&& out of me.

I have used the basic 8% one for all my calculations and to be honest if I get back what the sheets are saying then I will be happy with that.

I have read alot of threads on here and sometimes it is better to get in quick then run and fight another day.;)

 

Thanks for your input

Mikey

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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No worries Apple,

Its just that I have not been able to work out the interest as you state, But i will probably do it right on the claims when I go after 5 credit cards, I just wanted to have a go with the halifax, because by all accounts them seem and I repeat seem to be easier of the two with abbey being the hardest one to crack.

Also if I win with the halfax then it will give me some fallback money for when that battle starts, if you get my drift.

And the fact i work nights (no i am not a burglar) and that xmas is coming pretty rapid. With 2 daughters whom I adore this is for them more than me.

 

Ukaviator perhaps if you have time can you jot a easy explanation very easy of how to do what you suggest and perhaps then I can practice before the abbey case starts

 

Thanks

Mikey

 

S.A.R. Handed In to Halifax 13/11/06:wink:

S.A.R. Handed In To Abbey 17/11/06:wink:

Request for Payment Sent to Halifax 29/11/06;)

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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Hi Scouser

 

There are some spreadsheets here to assist you.

VAMPIRESS'S CHAMBER OF "CONSUMER ACTI...

 

You have to register to use them,it only takes a couple of minutes.

If you have a credit card with an interest rate of say 23%.. you claim back that amount on each charge.This will be compounded every month. The spreadsheets will work out how much you are owed when you put in the APR, by using the amount charged,then the date of the charge,this gives you days passed and gives you your interest figures.

The bank have charged you this figure of interest so claim it back.

Can make a big difference to your claim.

 

Good luck

 

Uk. .

  • Haha 1

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Thanks for that info Ukaviator, I have cut and pasted your helpful remarks in to my case folder of which I always run from.

I feel on edge all the time whilst doing these things,Now that my claim figures have gone into halifax,even more so.

I have had 5 credit cards which now have been destroyed by me. all these charges between the 2 banks a car on HP and the cards i really felt like topping myself, but after finding this site and wading through hours and hours of informatiom and case reports, then perhaps there is hope for me at the end.

Sorry to bend you ears mate

 

Thanks for the info

 

mikey

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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There is hope Mikey. This site will help many others in the future. I ran up huge debt learning to Fly, as i was too old for sponsorship at the time. Shame the ageism law was'nt around 20 years ago. It was a chance i took and eventually it paid off. Contact me anytime. I'm about most days but not always in the country. I love wireless laptops.

 

Good luck

 

Uk. .

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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hang on there Mikey

I have been through really tough times too, when I had not a bean to my name trying to bring up a kid on £60 a week and then the bank grabbing £65 in fees ... we will get back what is rightfully ours don't worry!

I felt so sick and nervous first few letters I sent off just asking for info, but it does get better and you start to feel more empowered and in control and that is a GREAT feeling after years of feeling pooped upon.

 

I find reading all the threads on here really inspiring so keep in here :) :)

  • Haha 1

Apple x

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Thanks guys feeling better after your posts.

 

Just check with the post office tracer thing and yes they have signed for the payment request so all i need to do is hang fire and wait to se what they do eh?.

 

Any one see the news this morning with one of our members and the great man himself moneysavingexpert on the TV and we where mentioned with the rally and all things good, was mentioned. Fantastic.

 

Keep on claiming the right lads

 

Mkey

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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hiya

Well it's on the way now then!! exciting eh!

I sent my request to Halifax last weekend and I got a letter today ... quaked in my boots opening it! ... but it was just a standard acknowledgement letter , (with complaints leaflet) saying sorry you feel you are unhappy with the charges, blah blah blah, we'll investigate & let you know what we think within 4 weeks.

 

Well, take as long as you like sunbeams I'm sending my next letter next weekend anyway!!

haven't seen the news boo but have seen some stuff on the web. off to have a peek at the 24 hour news channels now to see if there is anything there! :D:D:D

Apple x

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I sent in my prelim-13-11-06.

Heard not a thing, no letters etc so sent in the LBA on 28-11-06.

Phone call today(Yesterday now actually) verbally offering ALL my claimed charges back plus £100 or so extra they said that i`d missed(been over the statements quite a few times and missed nothing-but i`m not complaining) they would not entertain paying interest though even though i tried. So with too much month left at the end of the money, and with christmas etc i`ve accepted their offer-Needs dictate, i`m happy really.

So Scouser9 Look out you might have an offer soon-Good Luck.

Just Did It-:o :) JUST WON IT:) :o

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Hiya Guys and good evening,

 

I do not believe the Halfax I have just checked my online banking and they taken another £78 in two lots of £39 again, I have over £900 in the bank at this moment of uncleared cheques because they take bloody 10 days to clear.:-x

 

I just do not believe them.

 

I have just added them to my datasheet as I want them back as well so if they do offer something next week as the normal routine. I will refusing and informing them that they are still at it.

 

Bloody cheek eh?:-x :-x

 

Mikey

Keep claiming the right

 

Mikey

 

If you find that I have helped in anyway please click on the scales to left of the screen- Thank you

 

Advice & opinions of Scouser9 are offered informally, without any assumption of liability. Use your own judgment. Seek advice of a qualified and insured professional if you have any doubts.

 

 

50% Of claim offered by The Halifax 09/12/2006

LBA letter sent 11/12/2006

Refusal in part of Payment sent 12/12/2006

Halifax settled with £4200 agreed amount 27/12/2006

Survey Submitted and Donation Made 02/01/2007

PPI Claim Sent To Halifax 25/11/2008

PPI Claim Halifax Won 31/12/2008

PPI Claim Sent To Carcraft 22/12/2008

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