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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Any Help Accident Not My Fault


banksarggg
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Another point is that many Car Insurances will include a clause that offers to pay the new purchase price if written off within the first 12 months of new car registration.

 

2 years for some of the "posher" policies!

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Kayzer soze,

 

I managed to get the insurance company (third parties) to put the cheque in my name and not my finance ,

 

I told them that I would end up with no car as I didn't have the funds to fix it ,

 

The woman I spoke to was lovely and she agreed and said that she had to advise me that I had to deal with the finance company myself ,

 

I accepted the offer of £2250 and to keep the car ,

I found out the assessor lied about what needed doing it's a LOT MORE ,

 

So I've decided to buy a car ,

I don't know what to do with my car from the finance company

 

but I'm not paying them they went bust and avelo took over ,

 

even the insurance woman stated that she was shocked at how little information they knew about my account ,

 

Ive been ripped off badly and Ive paid over the cars value ,

I just want them to take the car back

 

Also kayzer

 

Because I have to have new insurance I had to declare the accident and apparantly it's up to 25% more ,

 

I also am mad because the accident was not my fault ,

yet in more ways than one we end up suffering long term for someone else not driving properly

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Thanks for that banksarggg,

 

You're right of course, the insurance and finance companies have become a giant self serving monster that only exists to make as big a profit as they can. I know I will ultimately end up worse off from this, I'm just going to try to minimise the damage.

 

Good luck. ☺

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Always by GAP. Most folks see it as an unnecessary rip off, but not when you need it.

 

H

 

+1

 

I've never had GAP myself personally. I will in future.

 

As one of my sons had a brand new car, it was a total write off after an accident where thankfully noone was seriously hurt.

 

Insurance payout did not cover all the finance £ due, thankfully again, he had taken out GAP which covered the rest.

I don't suffer from insanity, I enjoy every single minute of it!!

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Betterment.

 

Taking "the hit" for depreciation shouldn't be down to the insurance company. The insurance company can't be expected to pay out the same to 2 people who bought identical cars, but one was used sparingly for 3 years, while the other was used commercially and was worth way less at the end of the 3 years.

 

Why should an insurance company have to pay out more than the sum the owner could have realised by selling the vehicle?.

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Dr Fox

 

i hear you and i feel it too , i went to buy a jeep and they wouldnt even insure me !! never ever had that before ive been driving 20+ years !

 

ive now got a 2007 citroen C4 Leob 1.6 16v and im paying £68 a month and i had to pay £180 deposit

and i was lucky to get that because on the comparison site the top cheapest quotes were for "Telematics" !!

 

there is no way im driving with a box on my car like ive just passed my test and am ages 17 ! ,

all this cos of my accident that wasnt my fault ,

 

ive asked why are people getting penalised for someone else,s error and they reckon

 

we are more likely to have another accident ????

 

NO NOT UNLESS some other person not looking jumps out from a roundabout !!

a car to me is getting from A to B but the way it all costs i should get taxi,s lol

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Dr Fox

 

i hear you and i feel it too , i went to buy a jeep and they wouldnt even insure me !! never ever had that before ive been driving 20+ years !

 

ive now got a 2007 citroen C4 Leob 1.6 16v and im paying £68 a month and i had to pay £180 deposit

and i was lucky to get that because on the comparison site the top cheapest quotes were for "Telematics" !!

 

there is no way im driving with a box on my car like ive just passed my test and am ages 17 ! ,

all this cos of my accident that wasnt my fault ,

 

ive asked why are people getting penalised for someone else,s error and they reckon

 

we are more likely to have another accident ????

 

NO NOT UNLESS some other person not looking jumps out from a roundabout !!

a car to me is getting from A to B but the way it all costs i should get taxi,s lol

 

That's what's wrong with the insurance industry and you've got no comeback. I'm not looking forward to when I go to get insurance, even though I was hit when stationary at some lights by a van driver from 100 miles away when his boot got caught in his accelerator! I bet they say it makes me more likely to have another accident, even though I've been accident free since I passed my test in 1992. Imo you shouldn't have to declare non-fault accidents.

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