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Keyzer Soze

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  1. exactly what is she going to do, evict you? She'd be laughed out of court. It's amazing how many landlords don't understand tenancy law. They think that, because it's their house, they're justified in coming and going as they please. Call the police, if nothing else, it'll educate her.
  2. Even with 24 hours notice, she still needs your agreement & permission to enter. Iirc the police are the enforcing body for this. If they won't do anything, speak to your local council private housing team (they should have one). Good luck.
  3. That's what's wrong with the insurance industry and you've got no comeback. I'm not looking forward to when I go to get insurance, even though I was hit when stationary at some lights by a van driver from 100 miles away when his boot got caught in his accelerator! I bet they say it makes me more likely to have another accident, even though I've been accident free since I passed my test in 1992. Imo you shouldn't have to declare non-fault accidents.
  4. Having thought about it further, it's not GAP insurance that's the rip off, it's motor insurance which doesn't cover what it's intended to. The point I've been trying to make is that GAP insurance shouldn't be needed.
  5. Thanks for that banksarggg, You're right of course, the insurance and finance companies have become a giant self serving monster that only exists to make as big a profit as they can. I know I will ultimately end up worse off from this, I'm just going to try to minimise the damage. Good luck. ☺
  6. Hi Uncle Bulgaria, thanks for the advice, I'll certainly try that approach. Hammy, sorry to appear snippy, but we're going to have to agree to disagree on GAP insurance. I will undoubtedly take it out in the future, but it's a product that shouldn't be required. I'm with dx100uk on this one.
  7. GAP is a rip off, but it is a necessary evil. You're insuring yourself against the fact that your insurance company won't give you enough money for your car. I don't have it, lesson learned. I would take this on the chin if the accident had in any way been my fault, but I was stationary at a red light, so I think that gives me the right to be disgruntled.
  8. Thanks for your reply. The main issue is I'll have over £1000 worth of debt and no car. Had it not been for the accident, I would have still had the debt, but I also would have had the car. Now I'm going to be out of pocket to buy a new car which I have to have for work. I don't know who the law is working for in this case, but it's certainly not the innocent party. ��
  9. Is there nothing that can be done to recover the difference between the valuation and the remaining finance? It seems unfair that someone should be left out of pocket by an accident that is not their fault because they don't have insurance on their insurance (GAP). Similar sort of thing happened to me yesterday, hit by a van when I was stationary at some lights, driver admitted that his boot got caught on the accelerator in front of witnesses. Police not called, as no-one was injured I managed to coax the car to a safe place. Car looks like being a write-off and I know the valuation will fall short of the finance owed as I just asked for a quote and was told I was in negative equity (2years into a 3 year PCP). No GAP insurance (I know, I know). Sorry to hijack the thread, but can anyone advise further?
  10. Thanks for responding. The conviction was in 1988 for 3 counts of criminal damage. My record has been clear ever since and the job was with the maintenance department of a social landlord. They still gave me the job, but it did cause me a few sleepless nights while they reviewed it.
  11. Hi, my dryer was one of the ones affected by the recall and I responded to them. I was told someone would be in touch within 5 weeks, heard nothing yet, 2 months down the line. Looks like I'm going to have to chase them.
  12. I made a stupid mistake in 1988 & ended up with a conviction and small fine for criminal damage, it showed up on an enhanced DBS in August 2015. It feels like I'm going to be saddled with this for the rest of my life.
  13. It depends on the circumstances in which people become homeless, whether the local authority have an obligation to house them.
  14. Google "regulated tenancies", unless they they breach the terms of their tenancy, eviction will be difficult. The fact that the tenants are allowing the property to deteriorate by not allowing access for maintenance and they've removed the radiators could be used, but I would be surprised if a court would give an order under those circumstances.
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