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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Bank Smart 9K claim - Setting aside


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Hello, I hope someone can offer some guidance.

 

I'm writing on behalf of a friend who isn't very internet savvy,

 

he had a PPI claim back in 2008 for a lot of cards/loans and went to Bank Smart to manage it

(not realising at the time he could have done it himself).

 

to cut a long story short, they didn't do much, he ended up dealing with the bank directly

and then last month they won against him in the county court for unpaid fee's of 9k.

 

He did issue a defence which said that they didn't do anything for the money but they had a tonne of paperwork and won.

 

Now here is what he did not realise at the time of the court case - he went bankrupt in 2011 and this affects the debt.

 

A few notes:

 

He did tell bank smart in 2011 that he had gone bankrupt

and they requested a copy of his bankruptcy certificate which he emailed to them - so they knew.

 

He didn't mention the bankruptcy in his defence as he didn't think it was relevant.

 

The money recovered from PPI went to the mortgage company for the house

which at the time was the responsibility of the official receiver.

 

Can you tell me where he stands and how he might phrase an N244 defence to set aside?

 

Thanks

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when did they issue the claimform..date?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

Now they were made Bankruptcy in 2011 and sent a copy of the court seal bankruptcy certificate a few questions:

 

1. How long were they made Bankrupt for?

2. When were they Discharge from Bankruptcy?

3. Were Bank Smart add as Creditors in your Bankruptcy?

4. Do you still have any of the Bankruptcy Documentation?

5. Do you have the contact detail of the Insolvency Practitioner that was dealing with the Bankruptcy?

 

please wait for others to advise

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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well surely if he made the claim through bank smart in 2008

the claim was well statute barred by the time they issued the claimform in nov 2015?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

Now they were made Bankruptcy in 2011 and sent a copy of the court seal bankruptcy certificate a few questions:

 

1. How long were they made Bankrupt for?

2. When were they Discharge from Bankruptcy?

3. Were Bank Smart add as Creditors in your Bankruptcy?

4. Do you still have any of the Bankruptcy Documentation?

5. Do you have the contact detail of the Insolvency Practitioner that was dealing with the Bankruptcy?

 

please wait for others to advise

 

Hello,

1/2. I believe he was discharged in about a year so mid 2011-2012

3. Banksmart were not added to the bankruptcy as at the time they had not been heard from in years, they only reared there heads last year asking for money from 2011.

4. Yes, he still has his paperwork.

5. Yes, I believe he does, if that person is still working there.

 

Thanks

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