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LLoyds letter & questionaire regarding PPI on a Loan?


Mr Worried
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yes if you read a few threads here.

 

 

have you all the statements etc?

was this your only loans?

pers id fill in the FOS questionnaire rather than use theirs

its loaded with questions to try a limit their coughing up

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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might be best to send them an sar.

 

 

first then

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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urmm.. click the sar??

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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http://www.consumeractiongroup.co.uk/forum/showthread.php?387306-Full-Subject-Access-Request-**Updated-January-2015**

 

This one from the library will be sufficient. ^^^^^^^ You will need to enclose £10.00 with the request and they have 40 calendar days in which to respond.

 

Have they given you a timeline by which you need to respond to the questionnaire ? If so, you might wish to respond by the date, but still obtain the SAR so that if they send you some refund figures, you can then check with the SAR info.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi all

Lloyds TSB have sent me a letter outlining that I had PPI with a loan, enclosed is a Questionnaire.

 

Is this normal activity from them ? or are they phishing ?

 

TIA

 

Mr Worried

 

them sort of acknowledging a poss missell due to their practices. likely to be some payout.

 

citb. no timelimit. except that fos 3 yrs they mention with the letter.

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no read the full sar thread!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

hi

general q where someone has rec'd one of those bank ppi letters, and doesnt know/have info about the policy referred to.

sar aside, would it be ok (ie non prejudicial) to request info of the policie(s) referred to?

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yes but what would they hide?

 

 

I bet lots

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes but what would they hide?

 

 

I bet lots

 

 

dx

cheers. was thinking maybe to see if they would without doing a dsar. as long as it wldnt be prejudicial. then, maybe a dsar in comparison if required.

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  • 3 months later...
Hi all

Lloyds TSB have sent me a letter outlining that I had PPI with a loan, enclosed is a Questionnaire.

 

 

 

TIA

 

Mr Worried

what address did they give to reply to. was it one in leeds?

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cheers. just double checking; ppi team, box 814, leeds? did you send it there, how is it progressing?

 

Yes Thats the one, tbh they are very help full and it is going well at the mo.

 

Good Luck.

Regards..Mr Worried :)

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Yes Thats the one, tbh they are very help full and it is going well at the mo.

 

Good Luck.

thanks. thats good to know.

are you speaking to them on the phone, is it their 'overseas' centre that deal with when on the phone?

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thanks. thats good to know.

are you speaking to them on the phone, is it their 'overseas' centre that deal with when on the phone?

 

Nothing overthe phone, they comm in writing.

Regards..Mr Worried :)

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