Jump to content


  • Tweets

  • Posts

    • Between yourself and Dave you have produced a very good WS. However if you were to do a harder hitting WS it may be that VCS would be more likely to cancel prior to a hearing. The Contract . VCS [Jake Burgess?] are trying to conflate parking in a car park to driving along a road in order to defend the indefensible. It is well known that "NO Stopping " cannot form a contract as it is prohibitory. VCS know that well as they lose time and again in Court when claiming it is contractual. By mixing up parking with driving they hope to deflect from the fact trying to claim that No Stopping is contractual is tantamount to perjury. No wonder mr Burgess doesn't want to appear in Court. Conflation also disguises the fact that while parking in a car park for a period of time can be interpreted as the acceptance of the contract that is not the case while driving down a road. The Defendant was going to the airport so it is ludicrous to suggest that driving by a No Stopping  sign is tacitly accepting  the  contract -especially as no contract is even being offered. And even if a motorist did not wish to be bound by the so called contract what could they do? Forfeit their flight and still have to stop their car to turn around? Put like that the whole scenario posed by Mr Burgess that the Defendant accepted the contract by driving past the sign is absolutely absurd and indefensible. I certainly would not want to appear in Court defending that statement either. --------------------------------------------------------------------------------------------------------------------------------------------------------- I will do the contract itself later.
    • Yes - ignore. Because of another MET victim today I looked at all our MET cases back to June 2014 ... yes, 10 years. They have never dared take a motorist to court and argue their case before a judge.  They have started the odd court case, but as a means of trying to intimidate the motorist into coughing up, when the motorist defended and refused to give in it was MET who bottled it and discontinued.
    • Unpaid wages should be pretty straightforward if you did the work. Don't be intimidated. You need only show you were due money, and did not get money.   The risk is that they have no money to pay you (and legal fees) - frankly a solicitor maybe be costing them more than your claim is for and I might have expected them to make a commercial decision to settle before this point regardless of the merits of the case.
    • Thanks so much FTMDave.  This is so much better   I'm still tempted to leave the blue section in is as if I lose it will at least save me a little bit of money.  But I get your point that it's pretty superfluous.   Thinking I'll get this in the post on Monday unless you think it's worth delaying?   
    • Hi All I have now received a Final Reminder, which I have attached. Can you confirm that I should still ignore this letter and take no further action. It does not appear to say "Letter of Claim" anywhere on the document but I just wanted to check with you all. Many thanks FightUnfairParkingTickets Parking Charge Final Reminder issued 29th May 2024.pdf
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

barclays credit card cloning fraud - help!!


ussy93
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3106 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

I was a victim of credit card fraud and reported it to barclays who closed the account and sent me a new card. Amount just over £2500 with over 8 transactions.

When looking at my statement (once the funds were processed) it says the card was used in another country and the chip and pin was used.

 

I was sent a deceleration form to fill in and send back which i have but now i got a call to fill in another form which allows police to investigate which i am fine with, i was also told to send in passport details etc.

 

my question is how did they manage to use my card and and get hold of my pin, barclays say the original card was used but i had it on me on the day of the transaction and have never let any one us it. when talking to them on the phone i felt like they were blaming me and putting me on the spot. They also stated that the original card was used. :shock:

 

What will happen now? will i get my money back? as i have car insurance due soon.

i have read some horror storys online

 

thanks in advance (sorry if in the wrong section)

Edited by ussy93
Link to post
Share on other sites

Well with a C+P cloning technique, all the information is exactly the same on the cloned card etc.

So its very possible for it to be cloned.

 

Have they fully refunded you yet?

 

Also, if you run into any trouble let me know. Ill give you a contact for Barclays to complain.

Link to post
Share on other sites

Well with a C+P cloning technique, all the information is exactly the same on the cloned card etc.

So its very possible for it to be cloned.

 

Have they fully refunded you yet?

 

Also, if you run into any trouble let me know. Ill give you a contact for Barclays to complain.

 

Thanks for the reply, I have not had no refund yet, it's been 17 days since the incident.

Please could I have the contact would much appreciate it

Thanks

Link to post
Share on other sites

It is easy to clone a card

 

You were probably [problem]med at an ATM or petrol station. Your card was recorded by a fake key pad reader and pin by a small covert camera.

 

After downloading the data on a skimming device it is easy to transmit that data anyware on the planet and put onto a blank card.

 

There is absolutly no way of them knowing if the original card was used at an ATM or not, only at a PDQ terminal would that be possible in store.

 

It was common at one time in the UK to put that data on the magnetic strip of an orange pay as you go top up card.

 

Despite what you have been led to believe chip and pin only works at chip and pin terminals in shops etc. With an ATM all the details are recorded on the magnetic strip on the back of the card. The majority of companies have yet to introduce chip and pin technology outside of the UK

Link to post
Share on other sites

Yes he is lying to you

 

Get him to put that in writing

 

ATM machines only read the magnetic strip on the back of a card, not the chip

 

 

I had this problem myself in 2008 where the banks attitude was that there was no way anyone else could get my pin number. That was until the [problem]mers started to get arrested with the covert equipment

Link to post
Share on other sites

I think it is time to start generating a papertrail and stop talking over the phone.

 

Complaint to the CEO is in order

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

Link to post
Share on other sites

Hi Ussy,

 

Whatever happens KEEP the old card and do not let BC have it.

 

It may confirm that the card was NOT used for the fraud transactions.

 

If you let the bank have (and destroy it), you may lose the best evidence you have.

 

BC are obliged to refund the fraud amounts to your a/c quickly unless they believe you were negligent or complicit.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

I was told to cut the old card immediately which i did, but have kept the pieces :!:

 

I have had no refund yet, so i assume they think the chip and pin issue was my fault.

On the FCA website i have found some information into my issue

 

"Your bank can only refuse a refund for an unauthorised payment if:

it can prove you authorised the transaction – though your bank cannot simply say that use of your password, card and PIN conclusively proves you authorised a payment"

 

Will see what happens, thanks for your advice

Link to post
Share on other sites

Hi Ussy,

 

The last sentence in my post above told you what the bank should do, as confirmed by what you quote from the FCA.

 

Is the CHIP part of the card intact or did you cut through it.

 

Have you complained in writing yet that you require the amounts to be refunded without further delay.

 

Did Ashok report back to you as promised.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Ussy,

 

The last sentence in my post above told you what the bank should do, as confirmed by what you quote from the FCA.

 

Is the CHIP part of the card intact or did you cut through it.

 

Have you complained in writing yet that you require the amounts to be refunded without further delay.

 

Did Ashok report back to you as promised.

 

:-)

 

Hi,

Unfortunately i have cut threw the chip as well, i did get a call from someone working on behalf of Ashok on Tuesday who said would look into the matter for me but nothing resolved yet.

 

I am just in the process of sending in my second declaration form which allows police investigation and to look threw my internet history via ISP. Will also be sending in pictures of passports and bank statements of everyone in the household.

 

many thanks for your reply

Link to post
Share on other sites

  • 1 month later...

Hi all.

Quick update got a letter saying the case will be dealt and a final response will be given by 11th of November but got no response.

I rang Ashok's office on the 13th only only to be told more time was required, i then got a phone call on the 18th as they were confused which address i lived at. (i provided details of my home address and my parents as i thought it may help the investigation), only to be told that they thought i was living at my parent home,

 

I am dyslexic and sometimes i do say the wrong things, surely this should not delay the investigation by almost 3 weeks. I have been very patient with them and feel like they are making excuses. Today i was promised a final outcome by the 27th of this month but i am expecting a further delay.

Is there anything else i can do to speed up the investigation?

many thanks

Link to post
Share on other sites

Hi Ussy,

 

I'd send a letter to BC saying you are not about the delays and require a replyn by return, failing which you will raise formal complaints with the FOS.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • 2 weeks later...
Hi Ussy,

 

I'd send a letter to BC saying you are not about the delays and require a replyn by return, failing which you will raise formal complaints with the FOS.

 

:-)

 

Got a response but still not got my money back into my balance, i have raised a FOS case,

many thanks

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...