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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Marstons wrongly executing warrant for paid fine - harassment of pregnant partner – chasing for refund and compensation


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In the first instance, you need to be aware that once a warrant is passed to an individual enforcement agent, he or she must obey by the precise wording on the warrant which COMMANDS that the enforcement agent must attend to 'take control of goods'.

 

 

Does the Warrant also COMMAND that the attending Officer must not question whether it is right or wrong and not use common sense..

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Does the Warrant also COMMAND that the attending Officer must not question whether it is right or wrong and not use common sense..

No they must attend and use Common Purpose, common sense cannot apply to the letter of the law (so my law lecturers told me) execute and clear the house if they can gain peaceful entry for the non debt or so it would seem according to the wording of the Regulations. BA is correct, they are COMMANDED to attend and seize goods if they can get in.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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So am I right in that you have received a full refund?

 

Thank you for confirming that you have received a full refund from HMCTS and Marston Group. The reason why I was pressing you on this point is because the title of your thread includes the words: "Chasing for refund and compensation".

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Thank you for confirming that you have received a full refund from HMCTS and Marston Group. The reason why I was pressing you on this point is because the title of your thread includes the words: "Chasing for refund and compensation".

 

I haven't received compensation from Marstons, just a refund which took them 51 days to get to me!!

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Since April 14 last year it does not matter what they are commanded to do, they have to abide by schedule 12 procedures(section 62)

Regulations made under this schedule say this about vulnerable people

 

Circumstances in which the enforcement agent may not take control of goods

10.—(1) The enforcement agent may not take control of goods of the debtor where—

(a)the debtor is a child;

(b)a child or vulnerable person (whether more than one or a combination of both) is the only person present in the relevant or specified premises in which the goods are located; or

 

Although "vulnerable person" is not defined in the act itself there are guidelines in the 2015 national standards here :

 

76. Enforcement agents should be aware that vulnerability may not be immediately

obvious.

 

 

77. Some groups who might be vulnerable are listed below. However, this list is not

exhaustive. Care should be taken to assess each situation on a case by case

basis.

 

 

. the elderly;

 

 

. people with a disability;

 

 

. the seriously ill;

 

 

. the recently bereaved;

 

 

. single parent families;

 

 

. pregnant women;

 

 

. unemployed people; and,

 

 

. those who have obvious difficulty in understanding, speaking or reading

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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As has been pointed out on many an occasion they are just that - Guidelines. until such time they are enshrined in the Regulations then there are still many who like to pretend they either don't exist or don't apply. Even though everyone says they have signed up to abide by them many are still wearing blinkers. For me the Regulations are not tight enough.

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Yes indeed but the regulations are, and it states what should happen if the EA encounters vulnerable debtors, so we are back to common sense and what it is likely a court would think, i defy anyone to say that a heavily pregnant women was not vulnerable.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Yes, but was is heavily pregnant? 8 months? 7 months? 6 months? 5 months? Where do you draw the line.... Oh yes, you cant! Every case MUST be treated on its own merits.

There are disabled people that would be EXTREMELY offended if you classed them as vulnerable. I suggest you wake up and realise you cant place a human in a "category".

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But you could take an official complaint against the court for breach of the guidance couldn't you? They are subject to the NS and it could go to the parliamentary ombudsman if you are not happy with there response,s I think section 4 makes them responsible as a creditor, and section 7 makes it clear they are responsible for the EA actions.

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I thin most of use would recognise a heavily pregnant women Grumpy, that is unless we were asleep :)

 

As an aside like it or not everyone falls into certain categories.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

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BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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It is all down to the attending Agents interpretation, and in this case they are saying any footage is lost. It has been compounded by the length of time the Enforcement Co has taken to sort it. In this matter they have been absolutely disgraceful.

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Maybe it is about time Marston CEO observed some of his employees in action - and by that I don't mean going with them, should be done discreetly by people working undercover possibly as "debtors".

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It is all down to the attending Agents interpretation, and in this case they are saying any footage is lost. It has been compounded by the length of time the Enforcement Co has taken to sort it. In this matter they have been absolutely disgraceful.

 

Problem with this is as far as I know there is no legal imperative for them to carry cameras in any case.

There is talk of SAR requests to obtain footage, as I understand it if they are not legally required to carry them let alone have them switchid on, all they have to say is we do not have the footage .

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Problem with this is as far as I know there is no legal imperative for them to carry cameras in any case.

There is talk of SAR requests to obtain footage, as I understand it if they are not legally required to carry them let alone have them switchid on, all they have to say is we do not have the footage .

 

That's as maybe but they need to decide one way or the other or are they just going to pick & choose what they want. If so then little wonder there are those who are suggesting people do their own filming so a record can be kept. if they want to adopt a squeaky clean image then they have to be able to prove it otherwise instances like this will show them for what they really are.

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It is all down to the attending Agents interpretation, and in this case they are saying any footage is lost. It has been compounded by the length of time the Enforcement Co has taken to sort it. In this matter they have been absolutely disgraceful.

Footage does seem to be conveniently lost where there is an issue with an EA.

 

Set it up with that Rogue Traders guy from Watchdog, Secret cameras at door, and in each room, should be interesting.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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That's as maybe but they need to decide one way or the other or are they just going to pick & choose what they want. If so then little wonder there are those who are suggesting people do their own filming so a record can be kept. if they want to adopt a squeaky clean image then they have to be able to prove it otherwise instances like this will show them for what they really are.

 

Yes I agree currently there seems to be a case of, if it supports us we will show it if it doesn't, it is not available.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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