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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Hillesden Securities Again !!


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Hi

After checking my Noddle report I have a default entry in 2014 from this company

 

I have had no correspondence at all from them before this date or since

 

I was in financial trouble a few years ago and

 

 

the ONLY debt this can refer to was registered as a default in 2007 by the original lender (who I have had no contact with since 2005 )

 

As my credit file was marked with a default on this from 2005-2011

 

 

can a DCA re-register a delinquient debt they have purchased after this amount of time as a default

 

 

presumably on the date they purchased it meaning my credit file is marked again for another 6 years ??

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Hi,

 

No, another Default cannot be registered, a default can be registered once and once only.

 

You can write to Hillesden asking for this Default to be removed as it has been applied incorrectly, if they refuse then you can go to the Information Commissioners Office.

 

Be warned though that contacting a DCA will more than likely start collection activities, therefore to help with other posters...

What is the debt for?

When did you make a last payment or write an acknowledgement of the debt?

Do you own your own property?

 

You can also write to the Credit Reference Agencies and place a notice of correction against the default until it is resolved.

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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I have recently had the same issue with these lovely people with both mine and my wife's CRA files

 

I wrote to them stating the dates the original creditor put the account in default and demanded that they removed all entries relating to the account, after a few 'we're investigating' type letters, they removed it.

 

Note of caution :just in case, put a heading of "I DO NOT ACKNOWLEDGE ANY DEBT TO YOU OR ANY RELATED THIRD PARTY"

 

Also when asking for the removal, refer to it as an account, not a debt

 

Hope that helps

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Thanks for the reply

The debt was for an unsecured loan from Welcome finance. £3000 was the default amount which would have been 2007 at the latest (no contact with Welcome or any acknowledgement with a DCA since)

 

 

Hillesden have registered the default April 2014

My understanding was that after 6 years (2013 at latest) the debt and default is statute barred and should have dropped off of my file.......

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Six years (five in Scotland) is the limitation period for debts, after which they are Statute barred, correct.

 

Default markers on your CRF also have a life of six years before they auto drop off your file, never to return, paid or not.

 

If this is a new entry for the same debt, then they must remove it, first inform the CRA that they are processing inaccurate data and demand it is removed immediately, they more often than not respond with the same lame missive, claiming they have spoken to the DCA and they have told them it is correct and the default will remain.

 

You can place a 'notice of correction' against the entry to advise that it is incorrect.

Then complain to the ICO who should investigate it, the final option is to bring a defamation claim against the DCA in order they remove the inaccurate data, and AFAIK, damages claim start at four figures, rising considerably if you have been refused employment/credit/mortgage due to the inaccurate reporting on your file.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thanks for the replies, As Bazooka Boo correctly stated Hillesden rejected my dispute via the CRA so I have now emailed them direct giving 28 days to respond failing which I will go down the ICO route

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