Thanks for the replies, As Bazooka Boo correctly stated Hillesden rejected my dispute via the CRA so I have now emailed them direct giving 28 days to respond failing which I will go down the ICO route

Thanks for the reply The debt was for an unsecured loan from Welcome finance. £3000 was the default amount which would have been 2007 at the latest (no contact with Welcome or any acknowledgement with a DCA since) Hillesden have registered the default April 2014 My understanding was that after 6 years (2013 at latest) the debt and default is statute barred and should have dropped off of my file.......

Hi After checking my Noddle report I have a default entry in 2014 from this company I have had no correspondence at all from them before this date or since I was in financial trouble a few years ago and the ONLY debt this can refer to was registered as a default in 2007 by the original lender (who I have had no contact with since 2005 ) As my credit file was marked with a default on this from 2005-2011 can a DCA re-register a delinquient debt they have purchased after this amount of time as a default presumably on the date they purchased it meaning my credit file is marked again for another 6 years ??