Marlin/Restons. Claimform - old Vanquis card 'debt'***Claim Discontinued***

[dx100uk]

but the recon will have be compliant .

and we've still not seen the complete CCA return yo have yet

 

 

the claim is stayed

 

 

don't forget to get your spreadsheets done as they might well be very useful under mediation.

if it gets that far.

[fred12345]

but the recon will have be compliant .

and we've still not seen the complete CCA return yo have yet

 

 

the claim is stayed

 

 

don't forget to get your spreadsheets done as they might well be very useful under mediation.

if it gets that far.

 

Ah do you want me to copy up the T&C's? Happy to do so but they are on about 10+ pieces of a4.

 

As you mentioned the spreadsheet for charges I have done that but I have approx 5-6 statements missing from my own copies I've kept I haven't listed charges from those missing statements.. would it be wise for me to request an sar from the original creditor?

[dx100uk]

thought you'd done that months ago...

[fred12345]

No but i shall get that out first thing. Just to confirm I get the SAR to the right place - it is vanquis it's sent to and not cabot?

[dx100uk]

oh yes

[fred12345]

update;

 

Over the past few months Rectums have sent a few letters, s

ome being reduced payment offers

and some saying "their client is awaiting the response from the original creditor in response of the CCA request i made so account is on hold" ..

 

 

um I've already received a poor recon copy (sent to a wrong address) I haven't responded to any off it.

 

 

today in the post from Rectums is another letter, with the previous one included - stating

" We note from reviewing your account we have yet to receive a response to our last letter putting forward a settlement offer whereby I pay £*** inclusive of fees and costs in order to conclude the Court proceedings.

 

In any event, our Client is still keen to settle the matter amicably and would like to offer me a further 14 days to accept the offer blah blah.

 

 

. If such an offer is accepted, you will not be pursued for the remainder of balance blah the client will update the credit file of the status of the account....

 

Alternatively, our client would be willing to enter into a Tomlin Order with yourself whereby the proceedings will be stayed in order for monthly repayments to commence. If this is of interest to you blah blah"

 

Am I looking at a desperate DCA who would like some money but don't have the relevant documents to proceed? The claim was issued in Dec last year!

 

Continue to ignore?

 

Views anyone?

[letsgetitsorted]

I Had that with them, after a few months I received a letter saying that they have taken advice from their client and as a result they have decided to discontinue their claim.

they actually enclosed the notice from the court.

 

have you checked with the court to see what the state of play is with the claim at the moment??

[dx100uk]

yep that's rectums for you.

 

 

give us something before we have to disc the claim

[fred12345]

Update.. since the new year ( 1 year on from the claim date)

rectums have sent out 2 more reduced offers.

 

 

The first offer halved the amount being claimed, ignored!

 

 

The second offer is that halved amount halved again! Lol.

 

 

If they keep up that game every month I could be on a winner here!

[fred12345]

Following the massive discount offers comes the letter of discontinuance. Another attempt to fleece someone failed.

 

Happy Friday

[AndyOrch]

Excellent news Fred...we are delighted that this has been resolved for you.

 

Well done and I will amend your thread title to reflect the outcome......please consider making a donation to help us help others.

 

Regards

 

Andy

[mikeymack2002]

Yet another victory against Vanqis well done nice result