inter credit letter for 2012 'fine'

[olympic19]

I today have had a letter from Inter-Credit for outstanding Late Licensing Penalty on a car that I have never owned and the date of offence is 01/08/2012.

 

I can settle out of court for £80.

 

Surely the DVLA would have prosecuted for late licensing before now.

 

so ignore?

[unclebulgaria67]

If people are receiving these letters in error,

I do hope that they are reporting it to the DVLA,

before they ignore them.

Otherwise these errors will just go on and on.

 

Suggest that you send the letter received with a covering letter to DVLA,

asking why a company acting for them is sending letters to people who have never owned the vehicle mentioned.

Keep copies and get proof of posting at the post office counter.

 

I would think that if you have never owned the vehicle mentioned,

that this company have rubbish data in their systems.

If you search online, there are loads of similar complaints.

 

Don't just bin the letter,

write to DVLA.

It might save more hassle later,

if you have reported the error.

[dx100uk]

own thread created.

 

 

dx

[dx100uk]

never ever pay a DCA on a DVLA 'fine'

 

if you need to do anything

 

its contact DVLA

 

remember inter area DCA

THEY ARE NOT BAILIFFS

 

and have

 

NO SUCH LEGAL POWERS.

 

never ever pay a DCA on a Gov't 'debt'

 

dx

[olympic19]

id like to see them come and clamp and impound the vehicle as it is stated it will do

[dx100uk]

it doesn't say intercredit can do anything of the sort

 

read it properly

dx

[olympic19]

it says you must pay an out of court settlement of £80.00 immediately,

otherwise legal action through the courts may commence and your vehicle may be clamped and impounded

[unclebulgaria67]

They MAY do this and they MAY do that. They need the power of the Magistrates courts to take any action.

 

You need to contact DVLA to find out what is going on here. Otherwise you risk this mistake getting out of hand.

[Raykay]

The Late Licensing Penalty is treated as a civil debt,

which is why debt collectors are chasing it,

and can end up being dealt with in County Court,

not Magistrates Court.

[unclebulgaria67]

So there is no recourse to Magistrates if people refuse to pay ?

It may just become a CCJ,

with normal enforcement options available.

 

Is it normal for inter-credit to try to obtain a CCJ ?

[Raykay]

As I understand it, any action is taken in the County Court by the DVLA.

[olympic19]

have had this email today from DVLA

 

A penalty has been issued to you as our records indicate that you were the registered keeper of a vehicle which has been untaxed without a Statutory Off Road Notification (SORN) being made.

 

Penalties are only passed onto debt collectors to pursue if the DVLA receive no response to the original penalty letter.

Great care has been taken in selecting the Debt Collection Agencies.

They are all professional organisations that adhere to the Credit Service Association, Office of Fair Trading Guidelines and the Data Protection Act (DPA).

 

You state that you no longer have the vehicle;

however, you remain liable for the penalty unless you have received a disposal confirmation letter dated before the date of the offence.

 

For our records to be amended you must write to the address below so that our records can be updated.

 

You will need to provide;

 

• Date of disposal

• New keeper’s name and address

• Your signature

• Registration number, make and model of the vehicle

 

You should receive confirmation of disposal within 4 weeks.

 

If you wish to make a payment in relation to the penalty you are able to by one of the following methods:

 

• By debit/credit card, by calling 0300 790 6808.

Please note this is a payment only line.

 

The Agency regrets that it is not possible to challenge this penalty by telephone or email

• By cheque or postal order payable to ‘DVLA’.

 

Please write the vehicle registration number on the back of any payment and return it to the address quoted on the letter

 

If, however, you wish to appeal against the penalty and feel you have circumstances relating to the alleged offence that you wish to bring to the enforcement officer’s attention you must do so in writing as a signature is required.

 

Please send full details of your mitigating circumstances to;

 

Dear

 

Thank you for your email received on 12/10/14.

 

I am sorry to learn that you have received correspondence for a vehicle of which you have never owned.

 

So that we may investigate your enquiry and remove your address from our records for this vehicle you will need to write or fax to us immediately, as a signature is required. If you have received a Registration Certificate (V5C) for the vehicle, this should be returned to DVLA with a covering letter.

 

When writing, please include the following information:

 

• vehicle registration number

 

• make/model of the vehicle concerned (if known)

 

• brief explanation of the current situation

 

Please write or fax to:

 

do I write two letters to DVLA or will one be enough and to which one do i reply to

- the penalty one or this one

[unclebulgaria67]

Obviously DVLA will need to look into this and how it happened.

 

Just a thought that this may be someone using your identity. Could someone have registered a car in your name, so they can drive around and not have to worry about them being responsible for issues ? If you had correspondence such as bank statements, utility bills etc sent to an old address you lived at, someone could have got hold of it and used your identity for different purposes.

 

If this is at all possible, you should start checking credit records and banks statements for any items that should not be on there. It is sometimes an odd letter or phone call that is received telling you about something you have not done, that is the first sign of identity theft. It is surprisingly common, particularly if you have moved address several times.

[olympic19]

Have checked on DVLA database and the car has not been taxed since Aug 1 2012 which is the date im accused of not taxing it - so whats happened to it and where is it

 

Have written one letter to DVLA and one to Inter-Credit - will see what happens next

[unclebulgaria67]

You need to check the registered keeper address that was given for this car.

 

If it is an address you left before this, then it could be someone using your identity to register the car.

 

They have then got rid of car somehow, but have not informed DVLA.

[dx100uk]

Great care has been taken in selecting the Debt Collection Agencies.

 

They are all professional organisations that adhere to the Credit Service Association,

 

Office of Fair Trading Guidelines and the Data Protection Act (DPA).

 

now that made me laugh

 

all three they used are very well documented by threads on here to fleece people blind!!

[renegadeimp]

CSA is a joke, and OFT doesnt exist anymore. Then theres the whole fact that they are 3 of the worst DCA's there are. Perhaps someone should advise the DVLA as such.

[olympic19]

sent off two letters on Monday and today had one off Inter-Credit - thought it would say they have had my letter and have gone back to the DVLA to investigate but no its gone from a n outstanding late licensing penalty to a debt recovery notice - we will wait to see what happens next