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Lowell - LLOYDS


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Lowell are chasing for my second current account with Lloyds by phone letter and text.

 

I last did a deposit 3rd Dec 07 and this put the account in credit by £20.

 

I didn't have an overdraft on this account and I'm trying to reconcile the charges. Some months they were £5 a day and in the November they charged me £10 but my day count and theirs are different.

 

That sent the account into serious problems. and how its got to the £550 plus now.

 

There was also a bi-monthly DD which i had forgotten to stop.

 

Should I do a SB letter or sit and wait?

 

They didn't default it until 8/7/09

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Oh the joys of living in Lowell Land.

 

Billet Doux received this morning.

 

Pay 75% as a Full and Final settlement

 

Pay 85% as F&F in installments

 

If you are able to take advantage of the discount we have offered, your credit file will be updated to PARTIALLY SATISFIED.

 

Dream on !

 

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Oh the joys of living in Lowell Land.

 

Billet Doux received this morning.

 

Pay 75% as a Full and Final settlement

 

Pay 85% as F&F in installments

 

If you are able to take advantage of the discount we have offered, your credit file will be updated to PARTIALLY SATISFIED.

 

Dream on !

 

 

 

 

Unfortunately "partial settlements" of an account have to be reported as such as a true reflection of the conduct of the account.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 4 weeks later...
Now have the letter saying being passed to Red.

 

How does it get any better than that?

 

It'll be Hamptons next with the litigation threats followed by we might send a doorstep collector instead.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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B*m Fodder arrived this morning from Red introducing themselves and are instructed to collect the money I owe Lowell

 

Full of mays as usual.

 

Filing with the envelope.

 

 

Just as expected!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 2 weeks later...
And letter this morning,

 

Pay 70% and have file marked as partial settled on CRA

 

If not heard from in 10 days as Brig said Hamptons Legal.

 

Am quaking in my boots ........ :scared:

SO Bl**dy predictable new me they are joke, more mays, might, could threats to follow then probably an offer of a discount as it's nearly Christmas.!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 1 month later...
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