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    • If you're set on pursuing the receiver then a complaint to his governing body (if any) might be a sensible low risk first step. You need to confirm what qualifications he actually has. I don't believe an LPA Receiver necessarily needs to be a licensed insolvency practioner, although he may be. Or he may a chartered surveyor. I note you say "LPA" and "fixed charge" receiver, but aren't those two different appointments with different remits? What relevant powers are given in the mortgage terms and security? Or if that's unclear then how was the appointment described to you? Ducking back to the comment I made earlier, you consulted a solicitor who advised a claim against the receiver. How did he advise that you do so?   Some background reading (accepting it's from 2013 and you may be working off more recent preceded overturning this) .. LPA receivers owe very limited duty to borrowers; a reminder WWW.WRIGHTHASSALL.CO.UK As lenders rely more and more on their powers to appoint an LPA Receiver, a recent case has clarified the Receiver’s obligations, both to the lender and its borrower.  
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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
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Carter - claimform - old Ambrose Wilson JDW Cat 'debt'***Claim Dismissed***


mashmallow
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Andy this is correct it is a notice of allocation to the small claims tract (preliminary hearing)

 

 

1 The claim is allocated to the small claim track and the parties are referred to Part 27 of the civil procedure rules and the practice direction of that part etc etc

 

 

2. There will on the first be a preliminary hearing on the first available date after 14 days which is expected to last 20 minuets etc etc

 

 

What does this all mean in simplicity???

 

 

Thanks

 

 

Mashmallow

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Rather strange......given the time from when the claim was issued....The court may do this if the judge wishes to issue 'special directions' and wishes to explain these to the parties in person.

It may also be that, on the statements so far received, the judge feels that there is no point in to a hearing.

The preliminary hearing may result in the case being settled or being struck out.

 

Otherwise the judge will issue directions and the case will proceed to a full hearing.

 

Regards

 

Andy

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Not really...they dont have to provide evidence of the debt until it gets to that stage...normally 14 days before trial date.

We could do with some help from you.

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  • 2 weeks later...

Andy,

 

I received BC's preliminary hearing submission sent to the court

stating they will not be at the hearing and enclosed their statement

and rely on the submission they have sent,

 

 

they have enclose the credit agreement and also statement of payments paid,

also letter apparently sent to me stating that the debt was sold to them 20/12 12.

 

The account with JD was opened on 26/3/07 last payment made was in 2010.

 

Does this man I have lost the case because of their statements,

what do I have to say in court please can you help.

 

Thanks

 

 

Mashmallow

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is the agreement signed by YOU?

 

 

do the T&C's match the date you signed the agreement?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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scan them up please?

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you not got a phone camera or digital camera?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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app un approved

ref number showing page one.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

having merged several old threads for history

 

 

I see the recent scans of the CCA request returned

 

 

is exactly the same as the one in 2010

 

 

is the recent one a DIRECT reply from carter regarding your recent CPR/CCA letters since the claimform.

as the date is 2010 for the covering letter ??

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you uploaded the old scan from 2010 and not the one from carter of recent.

why would carter send a 2010 letter with a CCA return?

 

 

and the way you have blanked out your name is the same too!

 

 

must be the old file

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you can do the same with their Witness Statement mashmallow ...lets see what they are relying on in their absence.

 

Andy

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Andy,

 

I received BC's preliminary hearing submission sent to the court

stating they will not be at the hearing and enclosed their statement

 

 

Mashmallow

 

If we could see the above

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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No problem Mash...when your ready.:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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what has HBOS PLC gotta do with JDW catalogue A/C?

 

 

are they barmy

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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