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    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
    • I'm not sure that I fully agree with my site team colleague above.  My understanding is that there is nothing to stop you recording but it is strictly for your own personal use.   
    • I live in a student house, with 5 tenants, unihomes is our utilities provider, who we each have a direct debit set up with and have paid each bill every month. Two letters were sent in my name by BWLegal saying I had two outstanding payments due adding up to over £3500, I have tried to contact british gas (as that is apparently our houses provider) as well as Unihomes. Nothing has helped and BWlegal are pursuing legal action if these debts are not resolved by the 1st May. What do I do? I've called Bwlegal when i bring up that the debt isnt for me and for unihomes they hang up on me. so I am stressed and do not know what to do
    • cant do either if its not in a public place or on your land. dx  
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Cabot/mortimer claimform - +15 yr old HSBC Credit Card 'debt' - ** CLAIM DISCONTINUED **


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PLEASE HELP US TO KEEP THIS SITE RUNNING

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Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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ps are you the original starterof thisthread and changed your username

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they know very well what they have to provide inreply to your s78 request, its a statutory requirement

PLEASE HELP US TO KEEP THIS SITE RUNNING

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ignore

 

 

until/unless you get a claimformlink3.gif now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

will move to financial legal issues

 

please read and fill out as far as possible

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-April-2014

PLEASE HELP US TO KEEP THIS SITE RUNNING

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Thank you very much

 

Claimant Cabot Financial

 

Date of issue 17th of April

Particulars of claim

 

By Agreement between HSBC bank PLC and the defendant on or around 18/10/1996 ( the agreement)

HSBC agreed to issue the defendant with a credit card

upon the terms and conditions set out therein

In Breach of the agreement the defendant failed to make the minimum payments due

and the agreement was terminated.

The agreement was assisgned to the claimant .

 

 

THE CLAIMANT THEREFORE CLAIMS £768.02

I Received a notice of assignment

 

I rececived two 6 monthly statements.

 

why did I stop paying? The bank account of HSBC that was taking the payments , closed

and after the advice I was told I was royally cash cowed!

orginal agreement was 1996

although I would dispute this as if I did have the card the current account was opened in 1995

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Thank you very much

 

 

Claimant

Cabot Financial

 

 

Date of issue 17th of April

 

 

Particulars of claim

By Agreement between HSBC bank PLC and the defendant on or around 18/10/1996 ( the agreement) HSBC agreed to issue the defendant with a credit card upon the terms and conditions set out therein In Breach of the agreement the defendant failed to make the minimum payments due and the agreement was terminated. The agreement was assisgned to the claimant . THE CLAIMANT THEREFORE CLAIMS £768.02

 

 

 

Agreement in 1996 with HSBC?????????????// more like Midland Bank?????

:mad2::-x:jaw::sad:
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can you complete the remainder of the questions please to give us the full picture

PLEASE HELP US TO KEEP THIS SITE RUNNING

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your first job is to register on mcol acknowledge and tick defend all

 

what have cabot provided as a reply to you,r cca request?

 

as said ,register on mcol, acknowledge service, tick defend all, note the date your defence is due

 

get your cpr31.14 request to the claimants solicitors

 

when did you send your cca request to cabot, and what did they reply with?

PLEASE HELP US TO KEEP THIS SITE RUNNING

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Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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you were advised on March 14th to send a cca request under s78 to Cabot

 

did you send it?, if not get one sent to Cabot along with your CPR31.14 request to Mortimer Clark TODAY

 

they will be unable to enforce without complying to your s78 request but you must follow the correct proceedures

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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post up the defence you filed please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so you've not yet filed a defence then?

other than defend all on MCOL website?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

what about the cca request to cabot sent that yet?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no that's ok

unless it was months ago?

 

 

ideally within 6mts of any court action

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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