Jump to content


  • Tweets

  • Posts

    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3574 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Can anyone help me with some advice?

I have just been awarded a 30% war pension at £51 a week. I also receive the support allowance from the DWP. Will the DWP take most of my war pension of me as they might class it as earnings? Does anyone here have any experience in this matter?

 

Thank you in advance.

Link to post
Share on other sites

Hi olaf, I am responding to your private message. It would appear you have been relocated to where you should be.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

I am really fed up with being shafted by this government over my benefits claim.

 

I have just received a war pension at 30% and now find that out of £50 a week the DWP are taking back of me £40 a week!!!

The reason being is that I receive support allowance.

 

My war pension was awarded for my injuries sustained whiilst serving my country and being injured in the process. As you can notice I,m not very educated and have no knowledge in matters of law.

 

I need help to fight this government and stand up for all the ex service people who are in the same boat. I would like to ask any lawyers on here if we could start a landmark case and fight for what is right. We have to stop laying down and rolling over every time these politicians think of putting a new nail in the working mans coffin.

 

If no one stands up and fights back we are sooner or later going to end up with nothing. So what do you all think? If we stand and fight at least we may get a positive outcome.

 

So please I do not need any members saying we cant do it. We have to try, and the only way forward is not by laying back and giving up.

Edited by honeybee13
Controversial word removed.
Link to post
Share on other sites

No I have not, thanks. I really have in mind a professional who has some sympathy for ex service personnel. Obviously its a big ask, I know that. I cant see any other way. We are the one,s who are paying for this mess we are in. I just hate the way a few people can make the majority live like the way we have to. And I believe it,s going to get a lot worse.

Link to post
Share on other sites

Oh at last = a breath of fresh air in this whole sorry mess. Of course everyone ought to be standing up for their rights, even if that means challenging the dwp in Court.

 

Seems very simple to me - if you paid NI contributions all the years you worked, and then they won';t help you when you genuinely need it - you want your money back!

 

Problem is how? So, legal chaps, any ideas? For all of us, ex-service people, sick people, disabled people, people having to give up their homes, single mums choosing between food and heating, people being forced into degrading no pay jobs as if they are beggars - all of us.

 

Some people weren't very pleasant about that young girl and the hoo hah over the Poundland job - I say good girl, and now everyone else jump on the bandwagon wherever you can. With a little help from our legal friends on here.

 

I am hearing more and more horror stories every day, and its starting to alarm me now.

Link to post
Share on other sites

The only possible way you are going to take the government to court on benefit related matters is through a judicial review

 

Judicial reviews are decided on points of law. If they find in your favour (LAW LORDS) that the law is detrimental to your human rights, then they will give a decision to change the law . That then becomes a precedent and case law

 

You really need to speak to a solicitor who specializes in this area of law

Link to post
Share on other sites

Yes I know Squaddie. Thats why I have started this thread. There must be a solicitor or 2 on here that could advice and possibly help. Maybe someone who is retired or has friends they know. I,m only asking you all to stand up and start saying we are not having it no more. I,m not asking for hand out,s. Believe me I have worked my socks off for this system.

Link to post
Share on other sites

this I sent to my MP. Lets see what he say,s

 

Support to War Pensioners, and remove their War Pension from ESA assessment .. Is this the way we thank those who serve their country ?

 

The information below has been posted upon my partner's FB page. He is a UK War Pensioner who has been told that his War Pension must be "counted as income" when assessing his ESA claim. Is this the way in which a country honours its War Veterans ? .. For information he has grown-up supporting the Conservatives, but has vowed that he will NEVER vote for them again .. Thought you might be interested

 

This information was posted by a War Pensioner, who has been effectively silenced by the administration who have either failed to respond to inquiries or stopped further investigations. The information whilst lengthy provides some information concerning the functionality surrounding Atos Healthcare .. Interesting reading, one thinks .. please feel free to share the information as you happen to see fit & start the revolution ..

 

My concerns are quite clearly not simply the fact that I object to private sector involvement in medical assessments but that the private sector involvement being used is Atos Healthcare, whose so called medical assessments are demonstrated to be totally bogus. Their assessments are copied from the highly discredited American corporate insurance giant UNUM Insurance - who were banned from operating in no fewer than 15 US states and 6 countries worldwide until 2008. Atos Healthcare has copied the confirmed bogus UNUM Insurance assessments to reduce the Department for Work and Pension's (DWP) welfare budget, at the invitation of the DWP, whilst terrorizing our sick and disabled people, including disabled War Pensioners.

 

The disturbing and very detailed research evidence provided for you has been accepted and welcomed by frontline national charities such as the Citizens Advice Bureau (CAB) and Macmillan, together with welfare professionals, veterans charities, select committees, MPs, members of the House of Lords, His Honour (HH) Judge Andrew Bano and medical professionals. HH Judge Robert Martin, when President of the Appeal Tribunals, wrote 10 consecutive annual reports all condemning the medical assessments by Atos Healthcare and it was HH Judge Martin who actually encouraged my research and instructed me to keep HH Judge Andrew Bano informed as he was in charge of the appeals for all War Pensioners. I have received letters from Judge Bano welcoming my very detailed evidence, yet the Chief Executive of the SPVA refuses to access the same very detailed reports.

 

I would urge you to at least access the evidence as supplied to you to permit the new Chief Executive of the SPVA to be much better informed than you are at the moment. Indeed, the report: Welfare Reform - Redress for the Disabled was quoted no fewer than four times during the recent very lengthy welfare reform debates in the House of Lords. Therefore, it is hoped that you can

 

comprehend that members of the House of Lords are very unlikely to quote from any report that is limited to one person's complaint against the system, as you do appear to be suggesting.

 

NOW WHAT WILL DO?

 

I have just received a War Pension at 30% disability, and quess what? I will be lucky to see £10 of that, as the rest will be taken back by the DWP.

 

I find it disgusting and immoral that I have received this compensation and then stolen back by the government. This pension is for me because of injuries serving my country. A country whose leaders have shafted me again. It took me nearly 20 years for me to get this pension. How long will it take now for you MP,s to make it right??

 

Will you please get back to me on this matter with some urgency, as I have a dark feeling you might sweep this under the carpet.

 

Regards Mr O Jensen

Link to post
Share on other sites

Might i suggest your local law centre if you have one, or the cab, they will be able to set up an appointment with people who specialize in this area of law

 

i am with you 100% as someone who was medically discharged from the army myself

Link to post
Share on other sites

You say you are getting 'support allowance', one presumes that is ESA? Is it contributory or non-contributory based?

 

It's almost certainly not your war pension that has been reduced, but the ESA. So you'll need to be a bit clearer as to what has actually occurred.

 

Regarding Judicial Review - the process allows you to challenge a decision by a public body - it is a process to see whether the decision made was lawful or unlawful. You have to exhaust all possible alternative remedies before bringing a claim. One of three decisions can be made, quashing, mandatory or prohibiting orders. I suspect that it is your ESA that has been reduced, as many benefits are if there is income from another source.

  • Haha 1
Link to post
Share on other sites

Yes it is my ESA being reduced £ for £ up to £40 a week. I know they cant take the pension off me, but in effect they are, by other means. As for the legal side. I have posted for the very reason, I do not have a clue.

Link to post
Share on other sites

Yes it is my ESA being reduced £ for £ up to £40 a week. I know they cant take the pension off me, but in effect they are, by other means. As for the legal side. I have posted for the very reason, I do not have a clue.

 

I think a political approach might be more effective than a legal challenge. In respect of your current situation, I would think that the DWP is applying the law as it stands correctly - scroll to section 51080 of DWP DMG51 to see what I mean. Most vets benefits and pensions have a £10 disregard and are then deducted pound for pound, which explains why you receive £50 in your pension and lose £40 from your ESA(IR).

 

So what you really want is a change in the law.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

  • 1 year later...

There are new pension laws that come into effect next year. When I can receive whole or part of my army pension. I am due the pension at the age of 60. I am confused if I am entitled to claim my pension early.

Link to post
Share on other sites

Hi OlafJensen

 

So you are on about your about your Armed Forces Pension so what you really need is clarification of your pension from the Forces Paymaster.

 

The Forces Paymaster is - Equiniti Paymaster have a look at this CAG link: http://www.consumeractiongroup.co.uk/forum/showthread.php?402824-Armed-Forces-Pensions-Equiniti-Paymaster-**Correct-as-at-Feb-2014**

 

The Detail for the paymaster and link are their for you.

 

You will need to contact them for clarification.

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

  • 2 weeks later...

Hi OlafJensen

 

Just thought Id pop in to see if you managed to get the answers you needed about your Army Pension?

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

:thumb: thanks for the update let us know how it goes

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

  • 4 weeks later...

OK here is an update. The Glasgow Veterans Pensions have not had any guidelines yet In regards to the new pension law coming into effect 2015. But I did find out that if you are on DLA and are unable to work, you can collect your pension early. I am entitled to receive my pension at 60. I am now 53. Because I am on DLA I can have my pension now.

What I,m interested in now is: will I get some taken off me due to the fact I,m claiming benefits?

Link to post
Share on other sites

Hi olafJensen

 

Many thanks for the update.

 

As this is a normal Armed Forces Pension sadly YES for certain benefits it may be classed as an Occupational Pension and you would have to declare it as a change in circumstances. (remember this is only for certain benefits only not them all) HB & CTB, ESA (previously Incapacity Benefit)

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...