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citi A word of encouragement for citi claimants


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I was speaking figuratively, not literally.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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very interesting thread,

 

Cannot wait to see what the latest twist is :)

 

just wanted to say good luck to everyone !

__________________

EGG CC Default Removal: Have reported Egg to Trading Standards, Summery Claim - 2nd Hearing Date 09/10/07. Click here to read posts

Monument CC: received statements, now need to send letters. . . !

BoS Current Account: Settled

Citi Cards: Hhmm seems like I have sued the wrong “entity”. Aaaaahhhhh . . .. oh well back to court I go, and they have settled in full!!!

 

:-D:p:D

This is just advice from me. If you are not sure please seek legal advice. However if what I have said has been helpful, than please add to my reputation by clicking on the scales :D

 

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Citi are still citing your case LTWFB in their AQs submitted to court, received a copy of it this morning and low and behold they are still trying to use Kissick v Citi as a defence.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Court date with Citi in Northern Ireland on 11 December 2006.

Mr Smith has entered the following notice of dispute to the court: "My client does not owe any money to the claimant."

 

His defence reads: "The respondent denies that the charges are punitive in nature or exceed any actual loss arising to the Defendant from the Claimant's breaches and puts the Applicant to proof that the clauses complained of are a disproportionate penalty clauses and/ or unreasonable;"

 

"The Respondent avers that the Applicant's claim is not a money claim but a damage action and further avers that the Applicant's interest calculation is not applicable to this action or, if it is applicable to this action, that it is incorrectly calculated and the Respondent puts the Applicant to proof that this interest is owed."

 

" The Defendant avers that under common law and contract law it is entitled to recover its losses as a result of the Claimant's breaches. It avers that it has recovered such losses only and will adduce in evidence the basis of such charges."

 

All the above in inverted commas are his exact words.

 

Any thoughts?

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This looks like their standard defence I had something very similar

First Direct - Settled in full :eek:

Lloyds TSB - AQ completed Central London CC :confused:

RBS - Settled in full :p

Morgan Stanley - Settled in full :lol:

Capital One - Settled in full ;-)

Citi Cards - Transfered to Mercantile Court 19/10/06

Nationwide - Settled in full 8)

Capital One Acct 2 - Prelim letter

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Court date with Citi in Northern Ireland on 11 December 2006.

Mr Smith has entered the following notice of dispute to the court: "My client does not owe any money to the claimant."

 

His defence reads: "The respondent denies that the charges are punitive in nature or exceed any actual loss arising to the Defendant from the Claimant's breaches and puts the Applicant to proof that the clauses complained of are a disproportionate penalty clauses and/ or unreasonable;"

 

"The Respondent avers that the Applicant's claim is not a money claim but a damage action and further avers that the Applicant's interest calculation is not applicable to this action or, if it is applicable to this action, that it is incorrectly calculated and the Respondent puts the Applicant to proof that this interest is owed."

 

" The Defendant avers that under common law and contract law it is entitled to recover its losses as a result of the Claimant's breaches. It avers that it has recovered such losses only and will adduce in evidence the basis of such charges."

 

All the above in inverted commas are his exact words.

 

Any thoughts?

 

More or less standard defence - I bet they request adjournment until LTWFB appeal has been heard.

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Court date with Citi in Northern Ireland on 11 December 2006.

Mr Smith has entered the following notice of dispute to the court: "My client does not owe any money to the claimant."

 

His defence reads: "The respondent denies that the charges are punitive in nature or exceed any actual loss arising to the Defendant from the Claimant's breaches and puts the Applicant to proof that the clauses complained of are a disproportionate penalty clauses and/ or unreasonable;"

 

"The Respondent avers that the Applicant's claim is not a money claim but a damage action and further avers that the Applicant's interest calculation is not applicable to this action or, if it is applicable to this action, that it is incorrectly calculated and the Respondent puts the Applicant to proof that this interest is owed."

 

" The Defendant avers that under common law and contract law it is entitled to recover its losses as a result of the Claimant's breaches. It avers that it has recovered such losses only and will adduce in evidence the basis of such charges."

 

All the above in inverted commas are his exact words.

 

Any thoughts?

How long after aknowledgement did they file the defence? was it just before the 28 days were up?

If I have helped click my scales....

 

Find my threads by clicking here

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Reason I was asking was because they seam to have forgotten to file a defence and the 28 days are up. Awwww poor them.

 

Will need to send off my request for judgement tomorrow.

 

Any links to any other claims they have done this with and what they do? Do they tell loads of prokies to the judge or just payup.

 

I will give them 4 days to pay up just as a gesture of good will.

 

ta

If I have helped click my scales....

 

Find my threads by clicking here

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check out my thread debt mountain. They didn't file a defence, I got a judgement by default and went to a hearing with them.

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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Reason I was asking was because they seam to have forgotten to file a defence and the 28 days are up. Awwww poor them.

 

Will need to send off my request for judgement tomorrow.

 

Any links to any other claims they have done this with and what they do? Do they tell loads of prokies to the judge or just payup.

 

I will give them 4 days to pay up just as a gesture of good will.

 

ta

 

don't be too disappointed if you find that they faxed a defence through at the very last minute,or even next day-the courts seem to play very fast and loose with deadlines in these cases....

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don't be too disappointed if you find that they faxed a defence through at the very last minute,or even next day-the courts seem to play very fast and loose with deadlines in these cases....

why are the courts allowed to do this. A deadline is a deadline. Can we not take the court to court..:D

If I have helped click my scales....

 

Find my threads by clicking here

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When Citi did not file a defence against my claim I got a judgement, only for them to have it set aside claiming they had not received the particulars. I have now received their defence and the AQ's have been submitted to the Court.

Good luck with your claim.

Jax

 

Marbles/HSBC - SETTLED IN FULL

Beneficial/HSBC - SETTLED IN FULL 01/08/2006

NatWest Cr Cd - SETTLED IN FULL in respect of default judgement obtained 06/09/06

Natwest - SETTLED IN FULL 20/10/06

Abbey T/A Business Account - SETTLED IN FULL 07/03/2006 :grin:

Abbey Current Account - SETTLED IN FULL 16/03/2006 :grin:

Citi - SETTLED IN FULL 17/05/2007 :D

Natwest Business Account - On going

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