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    • For reference.....   https://www.legislation.gov.uk/ukpga/Vict/45-46/43/contents     https://www.blakemorgan.co.uk/bills-of-sale/   Andy
    • A few thoughts.   1. Providing those percentages are accurate that should be fine.   2. We don't use  HMRC software to file Tax Returns (we use professional tax software for our clients) but, from what I gather, there is no need for an actual signature on the form. Just submitting it valid enough.   3. Are you sure the form asks you to mark the box if your income is OVER £6365? I think you may have misread. The entry is usually needed if your income is UNDER £6365 AND you still want to pay Class 2 NIC voluntarily. If your income is greater than £6365 I don't think you need to mark that box.   4. Remember - the filing of the Tax Return itself is handled by one section of HMRC, different from the section that tracks your payments. The Tax Return does NOT want to know about any money you sent to HMRC.  The reference to  "underpayment or underpayment from previous years" refers to PAYE tax codes where you are in employment. In short this box does not refer to you, as a self employed person,  and should be left blank. Your various overpayments from the past and "payments on account" for 2019/20 will be processed by the collection department computers after your Tax Return is submitted. If all goes as it should then everything will come out in the wash. From what you describe I think you still have that £800 credit on your self assessment account. If so HMRC should use that credit to cover the £400 you say is now due leaving £400 credit remaining on your account. Bottom line - submit the Tax Return THEN go into your account a day or two later to check the balance owing to them  or repayable to you.   Good luck.
    • Yea I understand what you mean, but the difficulties with paying etc didn't arise until July, everything was grand up until then. Its just strange that with chartsbridge usually being quite prompt in replying, they've done the same and blanked me when I highlighted the issues with the default notice, and ccp giving them wrong information....    Will submit a sar for sure... 
    • Yes particulars identical hearing date for application 24 /2/2021 - need to submit 7 days before witness st    yes n244 uploaded earlier in the thread 
    • Okay lets summarise as this is getting a tad messy.   Claimant issues two claims:- 2 separate claim numbers   Claim 1 JCF v both of us for our ltd company xx ltd- Claim 2 JCF v just my husband  his ltd company yy ltd Claims are dated xxxxxxx ? Particulars of claim identical ?    Claim 1 is progressing normally and at Disclosure stage......full particularised defence submitted. ....N265 exchanged....Statements yet to be filed and served. Claim 2 was progressing normally but now claimant has made application for Summary judgment.....minimal defence submitted by Solicitor.   Claimant/Court failed to serve copy of application and evidence in support Court informs you they also failed to serve any evidence with court re their application.   Hearing date has been set for application dated xxxxxx ?  Hearing will be remote by telephone but the claimant cant use any evidence as it failed to submit or serve.   Have you scanned / redacted and uploaded their N244  here to your topic ?    
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
      I opted for mediation, and it played out very similarly to other people's experiences.
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
      Many thanks, stay safe and have a good Christmas!
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

Don't get caught by the Amazon Prime free trial

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If you've bought anything from Amazon this Christmas (and who hasn't?) are you sure you didn't unwittingly sign up for Amazon Prime at a cost of £49 a year?


Angry Amazon shoppers have been hit with a £49 charge for a special delivery service they claim they never signed up to.


Unwitting customers who took a free trial with Amazon Prime have been automatically slapped with a bill without warning.


Many did not even know their trial was up or that they had been charged, until they saw £49 taken on their bank statement.


And others who missed the small print did not realise they would have to pay extra after 30 days unless they cancelled..



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I bought from Amazon recently for some Christmas gifts and the Amazon Prime free trial was a tickbox that was not automatically ticked. You had to opt-in to the free trial, not opt-out.


If you're ticking a box on a shopping website, you really should be actually reading what the tickbox is for.

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  • 2 weeks later...

I've been using Prime happily for about two years now - it all seemed perfectly clear to me from the outset, including how to cancel if I didn't want to keep using it. As the article comments note, Amazon are refunding the fee for anyone who claims to have subscribed to the service by mistake.

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If you know what to do, you can get amazon prime free

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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I used it and cancelled before being hit with the charge, no probs.


Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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