Ppi put me in bankruptcy !!

[wendyboats]

Hi I need help with working out how much PPI I paid on Capone Card

[wendyboats]

Here are the statements as sent to me by Lowlife, Please let me know if you need anything else thank you x

[dx100uk]

is this ALL the statements from start of the card to the end

 

is the card still active or was the agreement terminated at any time.

[wendyboats]

Sorry think mist first few so here they hopefully are

[wendyboats]

is this ALL the statements from start of the card to the end

 

is the card still active or was the agreement terminated at any time.

 

No card is not active since first or second statement I just paid DD Terminated after Default.

[dx100uk]

somethings not right here....

 

the PPI was cancelled / last charged 22/08/2008.

 

interest ran until 22/11/2009.

 

if the account was terminated then they cant charge interest

 

i'll go look at your other thread.

 

dx

[wendyboats]

somethings not right here....

 

the PPI was cancelled / last charged 22/08/2008.

 

interest ran until 22/11/2009.

 

if the account was terminated then they cant charge interest

 

i'll go look at your other thread.

 

dx

 

Thank you, and your right in that something is not right ! its all about my equity ! xx

[gerson]

Hi Wendy,

 

Been following your other thread with great interest - you are in good hands with Mouldy.

 

Just from looking at your statements you can claim the PPI back, and DX is the master on this, if miss-sold

 

I also noticed that you have Sentinel Card Protection as well (CPP by another name) - This can also be reclaimed (check the CPP forum)

 

You also have lots of Fees added which I think may also be reclaimable

 

Good luck and I hope you get the proof you need to annul the BK

 

G

[dx100uk]

yes noticed those too

 

do we know the card interest rate wb?

 

dx

[wendyboats]

Hi Wendy,

 

Been following your other thread with great interest - you are in good hands with Mouldy.

 

Just from looking at your statements you can claim the PPI back, and DX is the master on this, if miss-sold

 

I also noticed that you have Sentinel Card Protection as well (CPP by another name) - This can also be reclaimed (check the CPP forum)

 

You also have lots of Fees added which I think may also be reclaimable

 

Good luck and I hope you get the proof you need to annul the BK

 

G

 

Morning Gerson, thank you, And yes I am so happy to have all you guys and gals looking after me xxx wendyboats aka Watson is on the case:wink:

[sequenci]

Are you actually bankrupt?

[wendyboats]

yes noticed those too

 

do we know the card interest rate wb?

 

dx

 

Morning dx yes it was 34.94% on CCA. Wendyboats very grateful for looking at this for me, I can upload CCA if you need it?

[wendyboats]

Are you actually bankrupt?

 

Oh yes, in my absence all pre-planned in my opinion to get my equity ! WBxx

[wendyboats]

I will be away from Forum for a little bit, but ill be back soon xxx

[theoldrouge]

Morning dx yes it was 34.94% on CCA. Wendyboats very grateful for looking at this for me, I can upload CCA if you need it?

been following your other thread wendy, but for some reason amongst your docs I am unable to read your CCA think it was around page 128, everthing up to there was readable, so for me it would help if you could upload the cap one cca,also of course it was purely the ppi that caused the overlimit fees that you were charged (further redress as per fsa ppi handbook) and best of luck with your endeavors!

[dx100uk]

not a lot sadly

[sequenci]

Oh yes, in my absence all pre-planned in my opinion to get my equity ! WBxx

 

If that's the case then there is absolutely no point in going for your PPI as you no longer have the right to claim it. That right now vests with the trustee/official receiver.

[gerson]

Hi,

 

I think that the BK was forced on Wendy using incorrect process (two mobiles and a CC combined as one, bad service, etc.) - The Mould (Sherlock) is on the case and the main thing is to get the BK annulled and then attack the debts. She also appears to have had bad luck with sols and cab advise

 

Watson (aka - Wendy) is trying to fight on many fronts - this being one of them - getting to understand what the exact debt figure should be (if anything)

 

The CC was quoted as 850 in the BK but if you remove the PPI and Fees then this drops way below the limit for BK

 

The Trustee has no interest in the PPI from what I can gather and has made no effort in relation to this.

Simply wants her pound of flesh + gravy

 

G

[sequenci]

The Trustee has no interest in the PPI from what I can gather and has made no effort in relation to this.

Simply wants her pound of flesh + gravy

 

G

 

Even so, the right now vests with the trustee. The right would pass under the bankruptcy.

[gerson]

Hi Sequenci,

 

If the BK can be annulled then Wendy could progress with the PPI recalim?

 

G

[sequenci]

Oh yes. Best to await that point - but of course all the pre-work can be undertaken right now

[wendyboats]

been following your other thread wendy, but for some reason amongst your docs I am unable to read your CCA think it was around page 128, everthing up to there was readable, so for me it would help if you could upload the cap one cca,also of course it was purely the ppi that caused the overlimit fees that you were charged (further redress as per fsa ppi handbook) and best of luck with your endeavors!

 

Hi theoldrouge, thanks for interest in my threads I had trouble with uploads but I think its their some were I will try and put it in this thread, if I can. Kind regards wendyboats

[wendyboats]

hope this is ok to view and read read

[wendyboats]

hope this is ok to view and read read

Please see my last post in my other thread, worked out PPI and Fees, and my DD payments, hope it makes sense :frusty:because it dose not to me ! x WB

[wendyboats]

Hi all

 

 

Hope most of you know my case via thread in financial forum, I wounded if dx100 could work out the PPI and interest paid on my Capone if I was claiming back, just to see the total that should come off the alleged £850.00 debt.

 

 

I am in process of appeal and this information would be handy to have, I know its not a lot compared to some claims but it could be the difference between the £750.00 to bankrupt on the alleged £850.00 Debt used to bankrupt me out of £38,000 !

 

 

Kind Regards Wendyboats aka Watson xxx