Water CCJ

[new-me2010]

Only get asked for brunch when people have problems.

it was good too

 

Friend has CCJ about £1000 with water company, in great financial difficulties and knew water was the only one they couldn't stop.

 

Which way can we progress.

 

Anyone help please?

[new-me2010]

Hes on ESA and DLA

[dx100uk]

did he know about it

did he goto the court

 

best idea might be to contact the court and ask about a redetermination/variation order?

so's it comes out of their benefits? as a small amount each time?

 

is this the current yearly waterbill, seems very high?

[new-me2010]

Questions 1&2 yes, no ....... Northampton Bulk Centre. Ostrich mentality will go away.

 

I must change my Avatar I'm no longer that ostrich ...........

 

If you can direct me to the correct letters etc will start tomorrow.

 

Its for a couple of years previous plus court fees

[fkofilee]

Sounds like he was locked in for a while (Multiyear contract)

[new-me2010]

south east water

[dx100uk]

as long as its the WATER COMPANY that got the CCJ?

 

not some fleecing DCA

 

i'd get him to ring the court and tell them what has happened here

 

he is on benefits

so they will advise what to do and what forms he need

and prob send them too.

 

just remember

 

passed years water debts are NOT A PRIORITY debt[unlike gas/electric]

so this can be treated just like any other 'debt' ccj.

 

minimum amount over max years.

 

I take it the debts were not outside of 6yrs?

 

dx

[new-me2010]

No ........ not out 6 years

[dx100uk]

ok so it was the water co.

and its within 6yrs [the debts]

 

so nothing special or untoward by the looks of things.

 

should be simple to sort

 

obe last q.

 

when did they get the ccj

and have they or anyone been demanding money on it?

 

dx

[new-me2010]

Its in the last 3 week then panic sets in

[dx100uk]

I bet it did

 

the court should easily recommend how to sort this.

 

dx

[new-me2010]

Thanks dx ............ it will be on my list in the morning.

[sequenci]

Do get a variation sorted ASAP as water companies are often quick to enforce - especially if the debt is over £600 (they can instruct high court bailiffs if this is the case).

 

More info on the process here:

 

http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=08_reducing_payments_or_suspending_a_bailiffs_warrant_on_a_county_court_judgment

[new-me2010]

Right ........Interesting afternoon

 

Northampton bulk centre

I don't think I have had such an empathic court man. He's.sending out all the paperwork and will make sure its done ASAP.

 

Said to phone Water company other end of scale

Need some clarification ....

 

Is it now a priority debt,

 

I queried that, and was told it is.

 

Queried again and answered because if they could cut off they would.

 

Can they take if from ESA because that is the threat

 

They will only accept £15 per month which is way above available income.

[dx100uk]

the fact its been to court it needs paying

still does not make it a priority debt as such

 

there are set levels regarding benefits & CCJ's

 

I think it used to be £3.40 but it might have gone up now a bit.

 

dx

[new-me2010]

Thanks Dx

 

will make sure payments get set up

[dx100uk]

post 13 is your route

 

dx