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Slim Sadies boyfriend v Natwest


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Good morning!

 

Yesterday I recieved Cobbetts AQ. They haven't asked for an extra month which I thought they would do, but what they have said is that as I have not replied to their request for further information they may amend their defence or apply to strike out the claim.

 

I have read of this happening before in other threads and so wil now try to see what my next move is.

 

When they requested further information, I refused the CRP part 18 as this is a small claims track but I did re send the schedule of charges to Cobbetts and the court.

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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You've done the right thing, and I can't see the judge striking out your claim on these grounds......to be honest I think the judges are getting a wee bit fed up with these cpr18 requests which is probably why not many people are actually getting them now.

 

Hang in there, the finish line is forever getting closer.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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So I just need to sit tight and do nothing?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Yes, exactly that. :D

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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I concur!!!

 

Sorry but its a bit like chess, not much happens but when it does wow!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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  • 3 weeks later...

Aaarrrggghhhh!!! All this waiting, doing nothing is driving me mad!!!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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It happens to all of us I'm afraid!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Ha ha - its a nightmare of a wait, I used to read threads of people who were waiting and moaning about it, and i used to think its not that long, just do something else. take your mind off it!

 

Well, now the shoe is on the other foot and it's me going through it and its awful!....... :)

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Good Luck Sadie

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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I have a question for all you people of Natwest knowledge! The deadline for the AQ to be in was 16th December.... When should I hear back from the courts about the next step? And what is the next step - this is unless I get a cheque from Cobbetts of course!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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:confused:

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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I have a question for all you people of NatWest knowledge! The deadline for the AQ to be in was 16th December.... When should I hear back from the courts about the next step? And what is the next step - this is unless I get a cheque from Cobbetts of course!

 

Hi

 

I dont think there is any time scale now, i think it is just a waiting game for either your court date or your cheque. Which ever comes first.

My AQ deadline was 23rd Dec, so your just ahead of me.

 

Shouldnt be too long now...

 

:)

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I guess I get worried as we have so much post not make it here... | would have thought that I would have heard back from the courts by now, but maybe that is just wishfull thinking!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Good idea... I will do that Monday too!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Hi

 

I'm assuming you did send the AQ back?

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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I sure did, it was returned well before the deadline by 'signed for post'

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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oh.. and I forgot my paperwork so couldn't phone the courts...

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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My boyfriend has just phoned the courts and was told this:

 

"They are waiting for directions on the AQ and they said they should be receiving them all shortly"

 

Does this mean anything to anyone?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Maybe just give the court a ring on Monday they should be able to give you an idea of where it is up to.

 

I think that is what I am going to do any way :)

 

Did you contact the court?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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WE HAVE BEEN PAID IN FULL!!!!!

 

WOOHOO!!!

 

THANK YOU TO EVERYONE FOR YOUR HELP, we will be donating just as soon as the cheque has cleared :D

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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For info:

 

Cobbetts wrote the cheque with the Natwest account number on it, (which I know isn't an problem with cashing elsewhere) but what is funny is that our other piece of mail recieved today was a statment from Natwest who have closed the account!!!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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UPDATE:

:mad: Barclays refused to let me pay the cheque in becuase it wasn't the account number stated. I showed them the statement showing the account closed but the still said no.

Looks like Cobbetts will receive a phone call first thing Monday morning...

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Barclays should accept it, don't give them an option, or point out the number. The cheque is to you, and the account number is for reference only. I paid mine into my Smile account via the post office without a problem.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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