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    • I Hope you can hep me please.   I have received a letter of claim from lester aldridge for Intrum uk finance limited    stupidly i didnt realise it was dated 26th October, so I will not be able to reply within 30 days but post!   it was for a halifax cc originaly owned by moorcroft in 2018 then by intrum from 18/7/19.   i sent a CCA request to moorcroft end of 2019 and recieved reply early Jan 2020. acknowleging receipt of CCA and requested files from client. also stated they are not seeking enforcemnet.   received a huge package of statements from 2012  to 2018 with a covering letter saying please see copy of bill/statement/breakdows/agreement   i cant see any terms and conditions or my signature of setting up card agreement etc?   I would greatly appreciate any help you can give me in terms of what choice i have for the PAP letter? do I phone instead to be within the 30 days? or fill it in anyway. If so what option do i select, is it that I dispute the debt etc?   many thanks  
    • Yes they can......its irrelevant if its statute barred or not...because they will get a default judgment but only if you have moved and not informed them of your new address...as your previous known address is deemed good service.   If you have informed them of COD and you have not made payment or acknowledged the debt within a period of 6 years (5 Scotland).....you simply defend on the basis of the claim being statute barred...but you can only do that if you get the claim form and defend in full....hence the need to keep your address up to date on all financial matters.   The statute of limitations can not be extended in any scenario.....but who would know unless you defend the claim.   Andy    
    • sorry didn't mean to come across as demanding...apologies I know that I don't have a CCJ but i was wondering if a DC could bring a CCJ against someone after they had not been in contact for over 6 years, on the basis that the debtor had not told them that they had moved, ie could the DC use that as a reasonable reason to extend the 6 year period? Even if the debtor had not acknowledged the debt or made any payments, for over 6 years. sorry I know what i am trying to say but probably not expressing it very well.
    • yea ok have patience we are volunteers you know.   we call backdoor CCJ's roboclaims. northants bulk issues 750'000 a year - that exactly why it was setup by the court system as no-one checks anything and no humans is ever involved so yes you can get get a CCJ on an SB'd debt if you've not told the debt owner where you now live there are 100's of backdoor CCJ threads here already.
    • OK, so as time is running out ...   Get the CPR off tomorrow with a free Certificate of Posting from the post office.   Get down to the car park, take photos of the signs, try to suss out what they reckon you did wrong.  I see it's a P&D car park so presumably you didn't pay or stayed longer than you paid for (although there seems to be a barrier on exit so how did you get out?!)   Normally we say to check with the council if the car park has planning permission for its signs, but this is a multi-storey car park so presumably they bothered with PP!   Look in the PPC Successes thread at the top of the page, any thread with "claimform" in the tile should have an example of a defence.  Post up a draft of what you propose to send, it needs to be as generic as possible.    The important thing at the moment is filing the defence.  In the longer term, once we get hold of their letters (either through CPR or a SAR if they refuse to reply to the CPR) we can see what other holes to pick in their claim.      
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TV License fines....BBC responsible for over 10% of all criminal prosecutions in Magistrates Courts


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The Distress Warrant is not obtained by Capita.

 

The decision to issue a Distress Warrant is one that is taken by the Fines Officer. The Distress Warrant is sent to the relevant enforcement company electronically.

 

There is indeed a requirement to advise the debtor in advance that a Distress Warrant will be issued and this is satisfied by sending a Further Steps Notice to the debtor at the address on the court file.

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The Distress Warrant is not obtained by Capita.

 

The decision to issue a Distress Warrant is one that is taken by the Fines Officer. The Distress Warrant is sent to the relevant enforcement company electronically.

 

There is indeed a requirement to advise the debtor in advance that a Distress Warrant will be issued and this is satisfied by sending a Further Steps Notice to the debtor at the address on the court file.

 

You have jumped the gun, so to speak, you are quite correct as to what happens after conviction, however, at this stage Mr T.H.E. Occupier has sent Crapita Goon away with a flea in their ear, when he called on the unlicensed property; so the disgruntled salesman swears on oath there is evidence of TV usage even though Mr Occupier has no TV, dopey beak grants the Search Warrant, which Saleman uses along with a tame plod to gain entry and terrorise Mr Occupier into admitting to watching Eastbenders on his Amstrad 1640 PC over his dialup modem. The confession ensures a conviction even though it would be impossible to view a live TV stream over a dialup connection on an Amstrad 1640 PC as it is too old to do any more than type a letter, or run basic software from the 1980s from a floppy disk, it having no graphic capabilities beyond Commander Keen a game from 1991on floppy disk, and could never display or even process digital TV nor has a slot to put a TV card in.

 

This is the sort of shenanigans we are up against with Capita aka TVL. I am not exaggerating BTW

 

This is one of the biggest can of worms the government would rather stay closed as the TV Tax is a money earner for the BBC and Capita, the fines are a revenue stream for HMCS, and their bailiff contractors.

Edited by brassnecked

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If they did apply for a warrant would they have to inform the individual in advance..

 

From personal experiences then I take it Cd !

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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My tv is going to be clearly visible through the front window, the back of it is anyway. And I'm still going to be viewing stuff I've downloaded on it when I get the right connectors. But they won't be proving anything as even if it were hooked up to an aerial system no-one could see the screen from outside.

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The BBC must surely be worried at the way in which the electronic age has taken off so quickly. Neither one of my son's has a TV Licence in their homes as they only watch TV through their computers and apparently, this is a common scenario in many homes with "younger" occupants .....

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4 Posts removed.

 

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If you read your e-mail notifications for this thread you will know what I am talking about.

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I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

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Not sure what email to look at..

 

The e-mails you receive when a new post is made on your subscribed threads (if you have that facility turned on)

 

Anyway, it is not important and not up for discussion.

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1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

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my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

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You only get one email per several posts on a busy topic and if, like myself, you wait a while to check the thread then you'll have missed what was going on as the posts in question have been removed.

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It is important to note that there is currently a Private Members Bill before Parliament that is called the BBC Licence Fee (Civil Debt) Bill 2013-2014 which had it's First Reading in June and the Second Reading reading of the Bill is scheduled for 22nd November 2013.

 

The Bill is to make provision to decriminalise the non payment of the BBC Licence fee.

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A step in the right direction, however abolition of the TV tax, and yes it has been admitted in Parliament that it IS a tax, would be better with an opt in fee like a subscription may be better.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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There is a big possibility they are bringing in a compusory charge for every household in southern ireland wether you have a tv or not, which will circumvent watching none live tv ,wouldnt be suprised if they do likewise in uk.

Living in the wild windy west of Ireland

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The BBC have been after extending the TV license to include computers and devices for years, and they will seize on this Irish idea like a pitbull on a bone.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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There is a big possibility they are bringing in a compusory charge for every household in southern ireland wether you have a tv or not, which will circumvent watching none live tv ,wouldnt be suprised if they do likewise in uk.

The Poll Tax is dead, Long Live the Poll Tax!

Almost the same scenario, just drssed in different words by the duplicitous orators that form parliament.

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