Help Needed! Loanspotter Broker Fee - struggling to get a refund!

[Conniff]

For those who received a spam email of a post saying they had problems but got their loan and gave a telephone number saying 'it's worth giving them a call', WELL,

it's certainly not worth giving them a call when you can do exactly what they do for free. It costs nothing to ring around loan companies.

[rockyrover]

I had an email notification saying that someone from Loanspotter had responded and I've logged on and it's not here? Probably just as well and was ready to type him a reply............

 

I have made an official complaint to the FOS, all paperwork came through today so just going to print off all my evidence and send it back to them.

 

With regards to changing my bank. It's not really possible. I live in quite a rural area and Lloyds is the only bank around.....I know I don't often pop into branch but when I do I want one I can go to easily rather than an hours journey

[Tawnyowl]

Ok rockrover- The ombudsman it is.Well done for carrying it through.

Only other option i suppose would be the Post Office,if anywhere near.

How nice to live in a rural area.The sound of birds,the dawn chorus,tractors,sheep,migrating birds,rivers,enough said.

I shall retreat now and watch your thread carefully.

Still finding it hard to take that Lloyds sided with Loanspotter.But as said before.

During the PPI fiasco-the banks made decisions.

People then thought sod that this is the wrong decision.

I will go to the F.OS.

With some banks 90% of those decisions were reversed.In the customers favour.

No use i suppose to give the bank one more ring,before posting the complaint.Just for future reference.Try to speak to a supervisor at the bank.

Tell them you are going to the ombudsman.

I do not know why i feel so strongly about this.

You have till the 22nd to stop this somehow.The principle as we mentioned before.

Find your local Councillor and your local Mp email or contact their surgery.MPs are ok as i have found.Councillors definitely are.

Contact.--

http://www.writetothem.com/

 

Grasping,but i admire you for trying.

Support for you is here.Anytime just shout.

Tawnyowl.

Edited September 19, 2013 by tawnyowl

[rockyrover]

Ok rockrover- The ombudsman it is.Well done for carrying it through.

Only other option i suppose would be the Post Office,if anywhere near.

How nice to live in a rural area.The sound of birds,the dawn chorus,tractors,sheep,migrating birds,rivers,enough said.

I shall retreat now and watch your thread carefully.

Still finding it hard to take that Lloyds sided with Loanspotter.But as said before.

During the PPI fiasco-the banks made decisions.

People then thought sod that this is the wrong decision.

I will go to the F.OS.

With some banks 90% of those decisions were reversed.In the customers favour.

No use i suppose to give the bank one more ring,before posting the complaint.Just for future reference.Try to speak to a supervisor at the bank.

Tell them you are going to the ombudsman.

Support for you is here.Anytime just shout.

Tawnyowl.

 

The FOS told me on the phone that my complaint is with Loanspotter and not Lloyds TSB. Out of curiosity how come your other thread has vanished? The one that linked to this? Only reason I ask is that I had an email notification saying that someone from Loanspotter had replied but when I click on the link it says the whole thread has been deleted.

 

I do have a post office near me (nearer than the bank in fact) I will look into accounts with them thank you

[Tawnyowl]

Hi rockyrover

It is linked in a few places,i assure you.

Seen your post below,have a good look round..

http://www.postoffice.co.uk/branch-banking-services

 

Let us see what there is.

I remember having a Cooperative bank account that i could use at the Post Office and machines.Opened easily. Will check that out.

http://www.co-operativebank.co.uk/ Withdrew at counter and deposited.

Ethical finance

 

As a Co-operative business, we strongly believe in ethical values and in putting our money where our mouth is.

Their most basic account for people who have perhaps a weak credit file.

http://www.co-operativebank.co.uk/currentaccounts/cashminder?int_cmp=CA_CA_s-hfyl_cashminder

Just give them a ring,very friendly.Chatted to them for quite a while when i opened one.Talked about many things.

 

I hope i am not putting to much pressure on.

It is entirely up to you what you decide to do

Keeping watch Tawnyowl.

Back in a mo with MP details for you.Just contact their surgery or email them.

Contact here-

http://www.writetothem.com/

 

Thanks for the info DX spotted your PoSt.-oops

Edited September 19, 2013 by tawnyowl

[rockyrover]

One more thing,look up at my post above-i will be adding in a moment

 

 

I will call the disputes team again (third time lucky maybe)....I did ask to speak to a supervisor but that got me nowhere. Will try and be more persistent. It's a fine line, I want them to help so don't want to be too forceful lol.

 

Just looked at post office accounts and not sure it would be suitable for us as my husbands wage gets paid into the bank. Doesn't look like they accept wages etc? Maybe I am looking at it wrongly?

[dx100uk]

CO-OP DO ONE WITH A DEBIT CARD ON THEIR SITE

YOU CAN TKE IT OUT NOW.

 

DX

 

opps sri caps

 

dx

[Tawnyowl]

I have just been checking Loan Spotter out again.Some of the reviews.Look at the times when some of the reviews were made.Just in case they get removed i have them stored.See what people say.A MP has now got imformation on these Payday Loan Brokers.Make your own minds up.Check the top review out,copy and paste see what people say.I will say no more.See what the triangle means on the right hand side.

http://www.freeindex.co.uk/profile%28loan-spotter%29_519063.htm

[Chocoholic1988]

Just had a verrrry long phone call with loanspotter,

and they've agreed to make a full refund .

.... Within 5-7 working days.

 

We'll soon see

 

but while I was in the phone my partner rang the ombudsman

and they have advised him that they are now commencing legal proceedings against this company.

 

It's the 8th call that this one advisor has had today about the company so It looks like things are progressing xxxx

[Tawnyowl]

Hi Chocoholic.

The Ombudsman are commencing legal proceedings against this company.

How interesting.We must find out more.Is there any news report on this.Anywhere.

The 8th call one adviser has had against the company.In one day.

They are not the only Payday Loans Broker company that need looking into.

You look around and you know something is seriously wrong with how they have been operating now and maybe going back years.

How many people have not received refunds in the past and now.

One says we process 2000 applications a day at £60 plus 7 days a week.

Can you imagine how big this could be.There may just may be paybacks owed to tens of thousands of people.

Of course unless some go bust first.

Maybe i am getting ahead of myself but something sure is not right.

 

Also let us not forget how much money has and is being made by these worthless Brokers.Who promise the earth and deliver little.

And see what some others have been capable of.

 

http://www.youtube.com/watch?v=LDmVnynhfEA

 

I have taken some part of this post off.I believe it is best to do so for now.I do not want anyone getting in trouble

through what i write.Let us see what the investigation comes up with.And try to find out more.

.

Edited October 29, 2013 by tawnyowl

[ims21]

Thread closed