Rjh v Lloyds Tsb * WON *

[rjhsteel]

Total to Claim: £775 + £192.16 interest.

 

Will go to moneyclaim today.

[rjhsteel]

What address do i enter in the defendants details on the moneyclaim site?

[rjhsteel]

I've just entered the Service Recovery Address. What about the particulars of claim section?

[rjhsteel]

I'm getting there!!!

 

In the Particulars of claim section, What date shall i put in the: "You have a contract with the defendant bank dated xxxx..."

 

Not sure when i joined Lloyds(was still at school) Can it be a guess?

[londondulwich]

Hi,

 

I gave the customer services department a ring on 0845 300 0000.

[Janet-M]

put the service as your local branch - don't put a date when your account started if you don't know it .. just change it to .. I have an account etc etc .As for customer services telling you when your account opened , they told me 1957 ,I wasn't even born in 1957 .

[rjhsteel]

Thanks people. Sorry to be a pain, but i take it i tick no on the human rights button and yes for the right to claim interest?

 

When i clicked yes it told me to enter the added text to the particulars of claim. Is there a brief version i could add(if i need to add it)

[Janet-M]

to be honest I would advise that you don't do moneyclaim if the court is local to you then do the N1 form taking 3 copies of it and 3 copies of your schedule and hand it in personally.Moneyclaim is restrictive in how much text you can put in .

 

NO there is no human rights issue and Yes you have to add the text.

[rjhsteel]

Saves time and hassle though, no?

[rjhsteel]

Right, thats the claim finished at moneyclaim. Just gotta wait and see now.

 

Wish me luck!!!

[rjhsteel]

Just checked the moneyclaim site, and it says the claim has been issued today(24/07/06).

It says:

Your claim request has been accepted. The Defendant has 14 days from the date they are served with the claim, to reply.

 

What happens if they don't reply after 14 days?

[Michael Browne]

You can then apply for judgement by default. If they acknowledge they have 28 days from the original date of service to submit adefence.

[rjhsteel]

So if they acknowledge within 14 days they have 28 days from today to submit a defence. If they don't, i apply for judgement by default.

 

Cheers.

[rjhsteel]

Received a letter from Northampton County court that notice that acknowledgment of service has been filed.(28/07/2006)

 

They(Sechiari Clark & Mitchel) have ticked the "I intend to defend all of this claim box".

[rjhsteel]

This website just got a mention on Gmtv. Guess loads of people will be here soon!!!

[rjhsteel]

Still waited to hear from Lloyds tsb. They have until the 25th i think. Can i do a judgement by default after then? And what does that mean? I've won?

[rjhsteel]

4 days and counting till the judgement by default...will they reply?

[jadest]

hi I too have had acknowledgment of service the claim was served on 31st July and got acknowledgment on 4th August. so do they get 28 day from 31st or from 4th? P.S good luck with your claim. P.P.S how did you get the detials of your clainm put under your threads?

[rjhsteel]

Go to Quick Links and then edit Signature. Good luck for your claim also. It'll be from the 4th.

[Philip Hindley]

Hi Rjh & jadest,

 

If you check the notice of issue, which you should have received from the court, it will tell you when the claim was deemed to be served.

 

This is usually five days after the date of issue, and is the date from which you should begin to count the 28 days (in the case of Lloyds acknowledging your claim).

 

My claim was issued on 19th July, deemed to be served on 24th July, acknowledged on 25th July and the 28 days were up today!

 

Accordingly, I've now asked for a judgement by default, although I wouldn't be surprized if Lloyds still manage to file some sort of defence to stall things further.

 

I'll let you know.

[rjhsteel]

Hello Philip,

Mine is up on the 25th. Just waiting for Lloyds to file a letter at the last minute also.

Let me know how you get on.

[Philip Hindley]

Hi Rjh,

 

Well, as predicted, good old Lloyds didn't let me down!

 

They filed their defence at the very last minute, as they seem to do with everyone else.

 

The pettyness and unprofessionalism of such a large organisation, clearly demonstrates the disdain with which they regard their customers.

 

How they can justify abusing the legal system time after time beggars belief!

 

At least, now, fellow CAG members are aware of Lloyd's tactics and won't allow themselves to be bullied or fobbed off into submission.

 

Going away for a few days now, but I'll keep you posted via my own thread.

 

cheers

[rjhsteel]

Cheers.

 

This appeared today:

Defence

You are unable to take any further action online on this claim.

 

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.

 

 

Good old lloyds...Whats next?

[jadest]

not sure what happens next reading the other threds on here the trend for LlyodsTSB seems that they take it further you will recieve an allocation form to fill in with extra cost, and then they usually leave it till just before court date to offer a settlement.

[carlosnicki1977]

hia

i have read all your info on this site an it seems i am haveing the same troubles as you, im just about to fill in the money claim bit an im lost, any tips.