Jump to content


  • Tweets

  • Posts

    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Motorcycle Entitlement "Disappeared" from my licence


mike.c
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4002 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

my A entitlement has swithced from full to provisional after moving home recently.... i've rang dvla and its the same case as most on here i need proof. i passed my test in 1989 and have moved home several times since then.... the school and pass centre no longer exist..... any suggestions anyone..???

Link to post
Share on other sites

The bad news on this is I am not aware of anyone on this forum ever having successfully challenged the DVLA as being wrong on this. If you had spoken to them immediately you got your new licence back the "may" have been able to still review the old licence before it was distroyed, but as you have no idea when this error occurred I think you're on a hiding to nothing.

 

The DVLA are never wrong and the never make mistakes. We know this coz the DVLA have told us so it must be true!!!!

Link to post
Share on other sites

Slight possibility you could try...

 

Have you had reason fairly recently to submit your licence to any reliable 3rd party who may hold a photocopy? e.g. do you drive a works vehicle and if so they may have asked you to provide your licence which they have on record. or if you have bought a new car the showroom usually take a copy of a DL as proof of identity.

Link to post
Share on other sites

no dont drive for a company and not hired a car in years......

they have said without proof i need to retest..the thing is about that one is have already bought a new bike (first one in 10 years) and have already forked out for insurance tax new helmet gloves leathers and so on... i pick bike up on monday and dealer needs to see liecence this is why iv'e routed it out... as there is no evidence on my photo liecence of bike entitlement......

Link to post
Share on other sites

If you have had valid insurance in previous years for a partuicular capacity motorcycle then you could use the documentation to your advantage (along with a covering note from a solicitor).

Additionally taxing a motorcycle requires the same document to be on the DVLA records for a V11 to be sent out.

Link to post
Share on other sites

Even if he had insured the bike previously, the insurance company would not have required proof of his driving licence to issue it so I don't think that would help at all.

Link to post
Share on other sites

For many people the insurance company does ask detail of the licence particulars, regardless, if the o/p has been insured to ride say a 600cc bike before now, the existence of any previous policy document for that capacity will prove that he/she was at some point entitled to own/use such a vehicle on the road and must therefore have passed a test of some sort.

Link to post
Share on other sites

For many people the insurance company does ask detail of the licence particulars, regardless, if the o/p has been insured to ride say a 600cc bike before now, the existence of any previous policy document for that capacity will prove that he/she was at some point entitled to own/use such a vehicle on the road and must therefore have passed a test of some sort.

 

Dont think you are right, I have had motor insurance for over 30 years and never asked to provide my licence, but my policies have always said licence type as Full because I told them I had a full licence.

Link to post
Share on other sites

Interesting, but I think you will find that policy by esure is pretty unique. I have used many companies over the past 30 odd years and never had to provide a copy licence to them.

Link to post
Share on other sites

I have used many companies over the past 30 odd years and never had to provide a copy licence to them.

 

Insurance Companies are essentially Bookies.

They take bets (issue policies) without questioning the bet (Proposal Form) proposed and if approached with a win claim (liability payment) will then, AND ONLY THEN, seek to find something wrong in the 'bet' so as to refuse to pay.

 

It is more cost effective to operate that way - you only check the small proportion of bets (Proposal Forms) that resulted in claims sooner that every single one. To subject each bet to such scrutiny is far more expensive administratively - another bet the insurance companies have decided upon!!

Link to post
Share on other sites

more and more insurance companies are demanding that the driver send in a copy of their driving licence. Mainly due to the mass amount of insurance fraud happening.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...