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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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New Time To Sign In.


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Went to sign in today. went through all the normal talk and then she told me that from today, when i sign on every two weeks i will be given a new time each and every time i go to sign on, she then told me that this is to keep you on your toes, :x

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I blame the black economy, we all know that every single person that signs on is working cash in hand, I would insist on a morning/afternoon slot so I could earn a half day at least, most inconsiderate of JCP if you ask me:lol:

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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I have done nothing wrong, she told me that it is something new that is starting and it applies to everyone,

It was supposed to be humour. I know it's not funny.

 

So if it applies to everyone it's not a personal thing. We'll see if anybody else is experiencing the same.

"Ask not what your country can do for you, ask what you can do for Poundland"

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How are they going to work that is it applies to everyone.

Their computer system will go into melt down

 

It's no different to what they do now if you think about it, everyone has different signing on times anyway they are just changing the usually static individual ones from say Thursday at 10:30 to random at random.

 

The next time the Op goes to sign on they will flourish a large hat and invite the OP to select a folded piece of paper containing the next signing on 'opportunity' think of it as the Lotto with no prize attached.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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It might also mean there will now be more cases of people missing appointments or being late - more chance to sanction people.

 

I'd imagine this new scheme (if done wholesale) would make more work for the DWP. At present it's a 'regular', repetitive system; they know who is signing on any one day and it never changes - now they'll have to sort out the daily signings on an ever-changing basis. Increased scope for error on their part - I can imagine someone turning up correctly to be told 'we have no record of giving you that day and time to sign'. I'd advise everyone to get their signing time/date in writing and signed by the advisor.

 

Seems illogical to me..but since when did logic ever prevail in the DWP? Do they really think it will cut down on the 'cash in hand' brigade? Bless them for being so naive!

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  • 2 weeks later...

Well went back to sign on again today and asked about the new way to sign on, the evil bitch told me it was because this way you would get to see the same advisor each time. oh just great i thought i get to see the evil one each time. i then asked if all job centres are doing this she then said it is up to each job centre on what system they use.

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Crazy! The rules shouldn't change according to individual jobcentres - they're all part of the DWP so should all be run in an identical way(whether good or bad). It's not so bad seeing the same advisor every week, as long as they're decent (luckily mine is). At least then you know who to blame if any errors happen on your claim; if you see a different advisor all the time they'll shift the blame onto someone else. Rule 1 of the JC advisors - 'Never admit your mistake'.

 

I hope they keep my signing-on time as it's very early in the morning. I always moan at having to get up and travel at that time but at least I'm done by 9:45 and the rest of the day is mine. Better than being dragged in at 3:30 and having to battle the workers going home on the bus.

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Each JCP is able to set their own signing times it's down to lots of varying factors.

It can be based on staffing allocation, varying duties that members of staff that are required to do daily, it could be new claims taken in the morning and then signing in the afternoons for example.

Also some JCP offices can have a strict 5 minute appointment system for signing or time bands where you could be asked to attend in a 10 minute to 1 hour time bracket.

Sometimes when the client load increases it can be necessary to change things around to ensure that staffing levels are correct to accommodate the number of people expected in to sign to try to reduce queues and in turn frustrations of people who have had to wait about for a while.

It could also be a way of trying to reduce people being able to work cash in hand during office hours.

The only thing set by guidance is the signing day set by the last 3 numbers of the National Insurance number. Adviser appointments can be booked for any day or time.

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The only thing set by guidance is the signing day set by the last 3 numbers of the National Insurance number.

 

I've been unemployed before and wondered why they always picked Thursday to sign...now I know! Thanks Flumps :)

 

(This must be a very long-standing rule as when I had a spell of unemployment in the 70's I signed on a Thursday too. Saturday (the best day) was giro day.)

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  • 2 weeks later...

Went back in today to sign on and saw a new advisor, I then said i thought this new system that was in place was because you saw the same advisor each time, he then told me that they have got a few teething problems with it but they hope to get it to work soon, think i have heard that before somewhere,

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This is what is happening in the Job Centre I am at. Managed to change my time slot as I wanted an early morning one, which was accepted, only because someone else wanted a later time slot. Still pleased nonetheless. What they need to work on is meeting their schedule. I have signed on twice at the new time as I only recently started to claim again and I have had to wait for 25 - 30 minutes on both occasions.

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