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old [8yrs] MBNA CC debt - claim form received - help please novice here


Gavalar
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I'm just so worn down with all of this, I have had to take a loan to pay it off so yes it's costing me a lot more over the next 3years :(

I really can't go to court and defend myself it would hang over me, could I apply afterwards for them to prove the default was applied and have it removed from the 1 credit file it sits on?

 

Also how do I reclaim any late payment fees is this through MBNA or Hillsden? Any money my way from all this mess would help :(

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you reclaim any penalty fees thru MBNA

 

why not aak aplins that you'll pay it in full if they removed the default too.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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