Jump to content


  • Tweets

  • Posts

    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4073 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

i dont really no where to post this im having problems with bristow and sutor,i have a council tax arreasrs of 1140 which went to 1549 the bayliff attended but i was out so i rang the number on the letter posted through the door ,on that particular day i had been called to the hospital as my mom had bowel cancer and had had her bowel removed the day before i rang the bayliff who asked me to find someone to lend 900 pound from i was so scared and just wanted to get to the hospital the bayliff was patronising and nasty,i paid 650 on my father in laws credit card and they said they would be in touch ,i wrote to b&s explaining my situation and that my finances had been left behind since sept since my mom was diagnosed with cancer ,they wrote back and didnt even raise concerns about there baliffs conduct ,just to say pay 270 monthly which i couldnt afford,so today im in bed with sick bug when they banged on door with van i ignored this and a letter was placed through my door telling me to phone and pay 1000 please help :???:

Link to post
Share on other sites

Has the bailiff been into your home do they have a levy of so can you list please

 

Charges sound wrong

You do not need to deal with the bailiff no phone call no text no nothing

 

There is no right of entry for the bailiffs no locksmith no nothing

Any payments direct to the council that way a payment history will stack up

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

Ask the council

How many liability orders they have/had for you

How much was each one for

When were they obtained

When were they passed to bailiffs for enforcement.

 

Then send this to the bailiffs

 

"From:

My Name

My Address

 

To:

Acme bailiff Co

bailiff House

 

Ref: Account No: 123456

 

Dear Sir

 

With reference to the above account, Can you please provide me with a Breakdown of the charges.

 

This includes:

a - the time & date of any Bailiff action that incurred a Fee.

b - the reason for the fee.

c - the name(s) of the Bailiff(s) that attended on each occasion a Fee was charged.

d - the name(s) of the Court(s) the Bailiff(s) was/were certificated at.

e - the date of the Certification.

 

This is not a Subject access request under the Data Protection Act S7 1998 so does not incur a fee of £10. You are obliged to provide this information.

 

I require this information within 14 days.

 

Yours faithfully

 

Ripped off customer"

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

thankyou for replying,no levy has been done,i did tell him this on phone in december but he said didnt need one as they just want the debt paid now,and couldnt except anything less then £900.i have emailed the council asking them to take my debt back and asking what my initial debt is ,also explaining the baliffs conducts,i will wait to hear from them and then contact b&s with the figures,i will also make a payment through the council website tomorrow.so if they return tomorrow i am to ignore them is this right many thanks

Link to post
Share on other sites

Keep the bailiff out no right of entry no nothing

 

pay council using correct reference number

 

If you have a car garage it away leaving it on the drive is a invitation for a levy

 

The bailiff can ask all they want bailiffs lie

 

Bailiffs will say they have a court order,distress warrant in reality it is a liability order nothing else

 

Keep bailiffs out pay council :-)

  • Confused 1

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

the letter they posted isnt a court order or anything else where there able to get in then ,it was wrote in big red letters seizure of goods today wrote on it

 

They think it will scare you into paying them

The bailiffs will try to convince you that you need to pay them

and can be by payment arrangement but they must come in for that to happen

KEEP THEM OUT!

whatever there wording still a liability order nothing else

 

Car and anything of value in the garden is at risk of levy

you will break NO LAW by refusing to deal with the bailiff

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

thankyou for your advice it has set my mind at rest for if they visit tomorrow i have a mother with cancer and a father whos had a stroke due to my mother,so dealing with a baliff should be a walk in the park for me . im hoping the council will reply tomorrow,so i can then send the breakdown letter,he also said on the phone in december they dont need a levy ,they are able to levy and take ,so this was a blatant lie,being able to lie and bully is surely not in a baliffs code of conduct

Link to post
Share on other sites

what a horrible situation you are in lets hope things start to improve

 

The bailiffs may not turn up when they say they will!

It is possible you may fall into the vulnerable category with the issues you have

 

It may be worth contacting the council and letting them know your situation

if they don't help your local MP should help

 

don't believe a word that the bailiff comes out with they think they have special powers.........

 

They do talk dribble and keep a clean shirt:wink:

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

Looks like most bases covered I hate bailiffs, all I would add is that if the bailiff gets load and starts shouting about prison, locksmiths etc, film or record his threats through the letterbox or window, to use in any Formal Complaint, he cannot stop you filming him whatever carp he spouts about his permission data protection, 'uman rights etc. there is no law that says you cannot, and a domestic CCTV system doesn't come under DPA registration either. Also hide any car to stop him levying it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

thankyou brassnecked and plodderton,i have emailed the council with my whole issues regarding this matter and will contact my mp if i hear nothing back tomorrow,with what ive been thru since last august im sure i can deal with a baliff,i will keep you informed

Link to post
Share on other sites

carryonnurse

 

 

I am so sorry to hear of your dreadful personal problems and I do hope that your mother (and father) recover from their illness. At the very least you should at present be considered as vulnerable in accordance with the National Standards for Enforcement Agents.

 

In the morning it is most important that you obtain the precise amount of the Liability Order from THE COUNCIL.

 

Also advise the council of your mother and fathers illness

 

Advise the council that you have made payment of a significant amount to the bailiff.

 

Do you have a car and has a bailiff "levied" upon it?

 

If no levy has been made, you MUST ensure that you car is not parked outside of your home.

 

You should NOT allow the bailiff into your home.

 

Please post back tomorrow when you have further info.

Link to post
Share on other sites

so council informrd my initial debt was £1200,i asked to speak to someone in revenues still awaiting call back have since emailed revenues again,no answer,i rang b&s this morning as well when i asked the woman for the formal complaints procedure and to ask if they had a ceo of the company she put the phone down on me,i rang back and spoke to a different lady who said i must speak to the baliff now as there out for me today and want money,i told her i wouldnt be in as i have to go and care for my mom today ,she said you need to speak to the baliff its out of our hands ,very rude and extrememly unhelpful ...

Link to post
Share on other sites

Yes they get their telephonists from Rentabitch so not much point talking on the phone to them. They don't do politeness. I know the bailiffs threaten to come round soon, but once they have charged

you for 2 visits [whether they have visited twice or not] they tend not to come so often since they can't charge for those visits. So you don't need to do everything quite so urgently on the phone-a letter will do.

 

I know it might be difficult, but try not to panic and follow the advice from the guys on here . Just don.t answer the door If they do come then there is nothing they can do. Pour yourself a glass of scotch and enjoy it while they are outside [hopefully in the rain ] getting annoyed and frustrated. You are the one with the power. After they leave, pour yourself another scotch.............Works for me, hiccup.

Link to post
Share on other sites

  • 2 weeks later...

hey just an update recieved complaints form from b&s which is mindblowing it states they can break in they can ask neighbours etc if youre in its great reading,i had a reply from my mp who was digusted at how i was treated etc and has been in touch with the chief exec at the council and asked them to prioritise my complaints ....so i shall wait response from the council

Link to post
Share on other sites

hey just an update recieved complaints form from b&s which is mindblowing it states they can break in they can ask neighbours etc if youre in its great reading,i had a reply from my mp who was digusted at how i was treated etc and has been in touch with the chief exec at the council and asked them to prioritise my complaints ....so i shall wait response from the council

Could you post up the reply please?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Sounds as if it may be copyrighted to Brothers Grimm or Hans Christian Anderson, bet it starts "Once upon a time".

Either that or it specifies the debtor must supply "lashings of ginger beer" as they favour the Enid Blyton book of bailiff fees and practice

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...