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SWALEC Energy Company Debt


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Hi guys

i wanted a bit of advice.

 

At a previous address i was paying arrears from an old address via an electric prepayment meter.

 

I moved out of the property in december 12.

 

I've had a bill for 300 odd quid addressed to my new address.

 

Now at my new address have a totally different energy supplier so no ongoing realtinship with the company i owed that debt too.

 

This letter that they have sent me has got no account numbers relationg to the debt on it

they also have my name spelt incorrectly and no first name at all.

 

Is the onus on them to prove that this debt is mine am i liable if they have my name totally incorrect where do i stand on this legally.

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who sent the letter

 

and energy co. or a fleecing dca?

 

name names too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so you are guessing its the old debt?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 10 months later...

Just Had a letter today from HL Solicitors.

 

It states that 'Papers have been passed to us today via our Client in respect of the above debt with instructions to review the case for court proceedings for recovery. We Must advise you that unless full payment of the above sume is received by the 28/01/14 such action may commence in the appropriate court for the recovery of

 

Alleged Debt which has now jumped to £435.64

Court Fees 35.00

Solicitors Costs 50.00

Statutory Interest 2.86

 

Debt may include a late payment FEE Total £523.50

 

 

Anyone got any advise on this or suggest a form of letter to send

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who are their client?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Best bet is to contact the Energy Company and find out how much you owe them. If you can afford it, pay them direct and the DCA and solicitor can go whistle for their money. In the meantime you can tell them that you dispute the debt as it is incorrect and that according to OFT guidelines they need to return it to the original creditor.

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ust Had a letter today from HL Solicitors.

 

It states that 'Papers have been passed to us today via our Clien(SWALEC)t in respect of the above debt

with instructions to review the case for court proceedings for recovery.

 

We Must advise you that unless full payment of the above sume is received by the 28/01/14

such action may commence in the appropriate court for the recovery of

 

Alleged Debt which has now jumped to £435.64

Court Fees 35.00

Solicitors Costs 50.00

Statutory interest 2.86

 

Debt may include a late payment FEE Total £523.50

 

 

Anyone got any advise on this or suggest a form of letter to send

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two threads merged

 

please keep to one thread.

 

tell us the history of the debt please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

As i understand things

 

about 5 years ago i run up a bill on my electric account.

 

A prepayment meter was installed at lets call it property A

was paying the debt of at a rate of 7 pounds per week

after about 18 months of this i moved to property B.

 

I notified the supplier that i was moving

there was already a prepayment meter at the new address.

 

they said that i would continue to repay the debt at the new address.

I asked at this point how much longer it would take to repay the debt

this was in december 2011

 

january 2012 they said at the current rate approximately 12 months.

 

I moved to property C my current abode January 2013.

 

I have no account with the company concerned at this address.

 

As far as I'm concerned any debt should of been repayed by this stage.

 

I asked them to provide a break down of payments where this money comes from etc

 

i never received anything like it

just hassle phone calls

then they stopped calling.

 

I'm assuming that they have sold the debt to this third party

who despite being a solicitors appears to be debt collection agency

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that can do nothing to you.

 

neither can swalec

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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let it run

 

lets see

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yes

 

only the OWNER [the util company] can instigate legal proceedings.

 

if, but,may,could.

 

when was the last BILL you got from them please [util] co

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

hows this going?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Have had a threat o gram related to this.

 

It turns out that their acting on behalf of sigma Red who are their client not Swalec.

 

Apparently Sigma act on behalf of swalec.

 

They also mention that some company called Scot Call may pop round to visit me to discuss this matter

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if snotscrawl are being involved

then its normally 100% a lemon debt.

 

just remember

no DCA nor their doorsteppers are BAILIFFS

 

they HAVE NO SUCH LEGAL POWERS

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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