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    • Yes typed it, how would I input it any other way, probably timed out took over half hour. H
    • You typed it in? actually typed it all out? if so, maybe you took too long or something, like session timed out. Does the status show defence filed or no change?
    • Hi just typed all defence clicked next and it's deleted all. Any help
    • I forgot to say, there is one last possibility and that is that they will receive your letter of rejection and simply fold, accept the rejection and refund you. Don't wait too long for this. Seven days maximum – but in that seven days you could send your letter of claim anyway and when that you don't hear from them or when they start mucking around at least you are seven days closer to beginning the legal action – and they will know it (which is the important thing).
    • Okay that is excellent that you have an email between the garage and the warranty company confirming that there is a serious problem with the gearbox. That is very powerful evidence. I think the situation is this: you have sent them a letter of rejection but the reputation of big motoring world is that they won't take a lot of notice and they will try to prevaricate and maybe even blame you. Clearly you don't want the car any more and anyway it sounds as if the cost of repairs is going to be enormous. You don't know if the warranty company is going to step up to the mark but the whole thing is going to take a long time and I understand that you have lost confidence in big motoring world because of this event and also their reputation which you are now discovering on Facebook and on this forum and no doubt elsewhere. On the basis that you don't want the car any more and you want your money back, you need to hurry things along. I think the first thing is that you need to decide if you are prepared to bring a claim in the County Court. Even without the warranty money, the claim is worth more than £10,000. For actions less than £10,000, you bring a "small claim" and this means that even if you lose the case you won't be liable for the other side's costs. If you win the case then not only will you get your money plus interest but also you will recover all of the costs of the action. For actions more than £10,000, you go to something called the "fast track" and in the event that you lose the case, then you could be liable to reimburse the winner some of the costs. This means that in addition to not recovering your own money, you would lose your own court fees and also you would have to to bear the costs of the other side probably something less than £5000 – but as a rough guess. If you bring your court claim then your chances of success are almost 100%. Frankly if you brought a court claim then I can imagine that big motoring world will put their hands up and pay you out rather than face go to court and losing and getting a judgement against them. However, it you need to consider that this is a risk factor – although my view it is a negligible risk factor. If you did bring a court case, it wouldn't be instant. If they put their hands up then it would probably happen very quickly. If they didn't put their hands up then you could take anything up to a year for the matter to be resolved and during that time you would be without your car and without your money and in the middle of litigation. I'm explaining this to you say that you understand how it works. Bring a court case would be really the last resort when everything else has failed. However, I'm quite certain that you would win and it would be stupid of big motoring world to try to resist. In order to bring a court case you would have to send a letter of claim giving them 14 days to accept rejection and organise the refund otherwise you would begin the claim. Don't imagine that you could bluff this. If you did send a letter of claim then you would have to go through with it otherwise you lose all credibility and you might as well pack up and go home. So with this in mind, here are possible courses of action you could take. You can simply wait and see what their reaction to your letter of rejection will be. However they may not reply or else they may find some other reason to delay and of course during that time you will be without your car and without your money blah blah blah, not knowing if big motoring world were going eventually to start acting sensibly and respectfully towards you. The second thing you can do – and I think this has been suggested on Facebook – is that you can go along there and simply make yourself present and talk to other customers and generally speaking make a nuisance of yourself and embarrass them to the point where you would be explaining to other potential customers to be careful, to look on Facebook, and to do some careful research before they put their business to big motoring world. This has a reasonable chance of success although you would have to be careful. You should go accompanied by a friend and there should be no anger, no arguments, nothing that could be considered as being overly aggressive so that big motoring world would have no justification in kicking you out or even worse, calling the police. If you did this, then I would suggest that you record everything on the telephone carried in a pocket. A fully charged battery will probably keep a voice recorder and a telephone going for more than 20 hours or 30 hours. The other person can video any incidents so that everything is clear and you can inform big motoring world then it will be going up on the Internet. If you did this, my favourite option would be to issue the letter of claim giving them 14 days, and then going along to big motoring world with a copy of your letter of rejection and a copy of the exchange between the mechanic and the warranty company and a copy of your letter of claim – all settled together – and probably about 20 or 30 copies in all and I would start handing them out to any customers who came in. Big motoring world will soon get the picture and they will either move your the premises in which case you stand outside and carry on doing it or they will finally give in. Of course there is a chance that they won't give in and they will simply call your bluff – but in that case I think you have no choice other than to follow through with your 14 day threat in the letter of claim and to begin the legal action. At the same time you should be putting up reviews on Google and also trust pilot explaining exactly what has happened and also explaining that the mechanic has confirmed to the warranty company that there is the serious problem, that you have asserted the right to reject and that this is been ignored by big motoring world and that you have now sent a letter of claim and that you will be starting a legal action in 14 days. Once again, don't bluff about the legal action. If you threaten it – then you must mean it – and on day 15 you click of the claim. You don't need a solicitor for any of this. It's all fairly straightforward and of course we will help you all the way that it the decision is yours to make and I think you need to make it fairly quickly. I think the cost of starting an action for about £13,000 is 5% and then also if it goes to trial which I would say is almost impossible – there would be an additional fee. You would claim interest at 8%. A judge might award a lower figure but frankly if you can show that big motoring world is attempting to ride roughshod over your very clear statutory consumer rights, I can imagine that the judge will want to show displeasure by awarding the full 8% which is a pretty good rate – even though it's not compensation for the hassle and the distress you are going through. If you decide to get solicitor, then if you win the case, because it is over £10,000 you will recover some of your costs but you won't recover all of them. If the solicitor begins by having exchanges of letters then I doubt whether you will be up to recover the cost of those and you could easily find that you're chalking up 500 quid or even a thousand simply on initial exchanges of correspondence. Also you need to bear in mind that if after having exchanges with a solicitor, big motoring world cave in – then you definitely won't get those costs back because you won't have gone to court and therefore a judge will not have made the order for payment of those costs. I suggest very strongly that you avoid paying any money for a solicitor and that you do it yourself. It's not a big deal – although you will have to you react quickly to the help we offer on this forum. Also, an additional benefit is that you will learn a lot and you will gain confidence and eventually you will feel good about suing anybody else who gets in your way. Nothing not to like! If you do decide to instruct a solicitor then you must take control of the solicitor. Most of them prefer to sit in an office writing letters on the clock. If you do decide to instruct a solicitor then you must instruct the solicitor very firmly that they should send one letter of complaint giving seven days. A second letter – a letter of claim giving 14 days and that they must then begin the action. If you don't do this. If you don't take control then it will simply cost you money, you will be without your car even longer and of course without your money. The whole thing is a nightmare. I think I've laid out the options but please do ask questions. I hope you can see that this is the kind of advice that you won't be getting on Facebook. Nothing against Facebook. It's good as a meeting place and to make people realise that they aren't on their own – but after that the advice given is weak and confusing.  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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work programme after 2 years


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The government are saying 130,000 people have found work through the work programme ?

 

Have a listen to what they say about ESA and WP

 

http://www.channel4.com/news/work-programme-targets-government-mark-hogan-video

 

I noticed the government never answered this question, Are theses jobs full time, part time and how many of theses people are still in work after 6 months !

Edited by 45002

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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The government are saying 130,000 people have found work through the work programme ?

 

Have a listen to what they say about ESA and WP

 

http://www.channel4.com/news/work-programme-targets-government-mark-hogan-video

 

I noticed the government never answered this question, Are theses jobs full time, part time and how many of theses people are still in work after 6 months !

 

They had a target of 16% of ESA people on the WP to find sustainable work yet people in ESA have limited capability of work and are supposedbly not have any mandatory work placements. That ESA target seems ridicously high when compared to the JSA target.

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They had a target of 16% of ESA people on the WP to find sustainable work yet people in ESA have limited capability of work and are supposedbly not have any mandatory work placements. That ESA target seems ridicously high when compared to the JSA target.

All targets seemed perfectly reasonable when the Welfare To Work Sector negotiated the contracts, and were designated as Minimum Performance Targets - and were clearly accepted as being Minimum Performance Targets at the time and easily exceeded, generating £Millions in Bonus Payments.

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All targets seemed perfectly reasonable when the Welfare To Work Sector negotiated the contracts, and were designated as Minimum Performance Targets - and were clearly accepted as being Minimum Performance Targets at the time and easily exceeded, generating £Millions in Bonus Payments.

Quite! A4e were even paid to help design the WP! So they got money to help design a system that they could profit from.

Now they seem to want to complain that the system isn't fair because they can't make enough cash out of it.

You wouldn't make this up!

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this is why there is a wide turnover of staff - they were employed on a relatively lower wage, with promised performance bonuses. as they have not performed, they do not get them, and are saddled with around 200 'clients' each.

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Can anyone who already participated in the 1st tough meeting at JCP after WP give us the following information:

- JSA Agreement you are imposed to sign (ideally scanned copy), the point I would like to know is if there are any different clauses compared with the existing one

- DWP's announcement on 31 May says "At their first appointment they will have to agree a binding back-to-work plan laying out what they are required to do.", is there any fixed format or legally binding form for the back-to-work plan apart from the new JSA Agreement?

- 1 person talked about 35 hrs job search which another person said it hasn't been legislated though, according to Securing Your Rights on Welfare to Work(fare) site (I'm not yet allowed to attach its link) it looks already done, does it apply only when Universal Credit starts? Is there anybody who are told 35 hrs is mandatory?

 

Thanks.

 

May

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My first is on the 4th July (2013)- I will post what ever happens on here afterwards.

 

I have yet to receive a call from my WP provider, about collecting a copy of my WPER1, but it has only been 14 since I finished it. I will raise the matter with the DWP, to see if they have had their copy.

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I went for an interview yesterday and he wants me! I have another interview nearer to home on Monday. I am panicking now about not having any money for the month and the length of time it takes to sort Housing Benefit with the council. I have the budgeting loan application here shall I apply for money to cover me for the duration of the month, I need to get to the job and its costing £10 for bus/train. I won't be able to get to the job or eat etc as they have stopped the run on for benefits.

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Hi LonghairedLily...First....Congrats on the job well done.......if you are still on the WP ask them for help with a months travel expenses to help you out...they used to help with that, they did when I found myself a temp job, if you are signing off i'm not sure if you will be able to apply for the budgeting loan, as that I thought was for when you are claiming benefits, (I may be wrong) see about working tax credit (if you are entitled to it) as that will help you out while you wait for your first pay packet, . I'm sure others on here can help you out more with what you are entitled too. Good Luck with job :-)

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Hi lorise,

 

I have another interview on Monday with another firm and I will make a decision then, no start dates been mentioned. I was think if I put my budgeting loan in on Monday I know it takes 2 two weeks to go through, odds on I won't have started by the time it comes through. ?

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They had a target of 16% of ESA people on the WP to find sustainable work yet people in ESA have limited capability of work and are supposedbly not have any mandatory work placements. That ESA target seems ridicously high when compared to the JSA target.

 

Yet when you listen to that channel 4 news clip.

 

0% on ESA WRAG have found a job !

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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Hi lorise,

 

I have another interview on Monday with another firm and I will make a decision then, no start dates been mentioned. I was think if I put my budgeting loan in on Monday I know it takes 2 two weeks to go through, odds on I won't have started by the time it comes through. ?

 

Yeah good thinking get any last bit of money out of them while you can...although once you start work you will have to pay it back maybe at a higher rate then if you were still on benefits (again I am not sure)..some help I am haha , good luck with 2nd job interview...hope you make the right choice for you between what job you take again Good luck.

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.although once you start work you will have to pay it back maybe at a higher rate then if you were still on benefits (again I am not sure)..

 

I'm not sure but from my experience with the SLC if you pay something towards it there isn't much they can really do about it unless they take you to court, and that would be unlikely if you are paying something in line with what they take off your benefit (about £7 per week)

 

And of course will have a period in between starting work and when they write to you to tell you you have to pay it, so you can save up a bit then and stagnate the payments.

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The DWP have produced a load of documents spelling out what exactly should happen to the WP returners. Thanks to J Roberts and Freedom of Information these can all be read from here:

https://www.whatdotheyknow.com/request/exit_reports_hit_squads_and_the#incoming-403920

I found the PWPS Guidance v3 13 05 29.pdf particularly useful and also the training given to DWP advisers Learning for WSD frontline staff v4 0 2013 05 31.ppt

Be one step ahead of them - do a bit of reading.

 

Basically it is up to the adviser to sort the sheep from the goats. The goats being those with no recent work experience etc. who are consigned to the Mandatory Intervention Regime (MIR). During the trailblazer this was known as "Ongoing Case Management". Basically it's the "hit squad" approach.

I quote:

 

PWPS will introduce a new element for JSA claimants called the Mandatory

Intervention Regime

 

 

 

(MIR)*. This is for claimants who have multiple barriers to work,

including motivational issues and/or a

 

 

 

lack of recent relevant work experience.

The sheep get sent back for normal JCP processing.

Be warned though:

The majority of JSA completers will be assigned to the MIR group, receiving

a more intensive offer of flexible and personalised adviser based support.

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(MIR)*. This is for claimants who have multiple barriers to work, including motivational issues and/or a lack of recent relevant work experience.

The vast majority (all ?) claimants are likely to fall in to this category thanks to spending (wasting) two years on the WP in addition to the twelve months qualifying period. Perhaps the saving grace is the number of people coming back in to the system after serving time with the providers. With cutbacks in the Job Centre, and an influx of some 60,000 ex-WP claimants each month, methinks they are going to struggle to cope - If the DWP are planning on dragging these people in on a weekly (or even daily) basis with the staff and resources currently available, one can only imagine the farce it will turn in to.

 

Don't forget folks: If the DWP are mandating you to attend outside of your normal signing on day, claim back your travel expenses in full.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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They always gave me a bus pass for my next appointment with a4e. OTOH my mate who is with Igneus doesn't get any.

 

You mate really needs to kick up a stink about that if he is presenting bus tickets for a refund - Complaints should be addressed to Ingeus head office AND the DWP. Make 'em pay. It is your right.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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You mate really needs to kick up a stink about that if he is presenting bus tickets for a refund - Complaints should be addressed to Ingeus head office AND the DWP. Make 'em pay. It is your right.

 

I just emailed him. He has been kicked off the dole as well, because he was in hospital earlier in the year and didn't register as ill with the JC which generated the sanction. Maybe he can claim his travel from them to keep him going because he has no money.

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The DWP have produced a load of documents spelling out what exactly should happen to the WP returners. Thanks to J Roberts and Freedom of Information these can all be read from here:

https://www.whatdotheyknow.com/request/exit_reports_hit_squads_and_the#incoming-403920

I found the PWPS Guidance v3 13 05 29.pdf particularly useful and also the training given to DWP advisers Learning for WSD frontline staff v4 0 2013 05 31.ppt

Be one step ahead of them - do a bit of reading.

 

Basically it is up to the adviser to sort the sheep from the goats. The goats being those with no recent work experience etc. who are consigned to the Mandatory Intervention Regime (MIR). During the trailblazer this was known as "Ongoing Case Management". Basically it's the "hit squad" approach.

I quote:

The sheep get sent back for normal JCP processing.

Be warned though:

Whereas JCP Front Line Advisers may have been promoted into a role, where they may delude themselves with the belief that they can separate "Sheep" from "Goats", the likelihood is that they will not be Professional Careers Advisers and are unlikely to possess any higher level of competence than any other JCP Front Line Adviser.

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Just read that little lot..some very intimidating 'turns of phrase' used, for example a section telling you about sanctions has the line 'This is just to let you know what might happen to you in the future'. Veiled threat or what!

 

The line about 'activities must be reasonable' will be one which we'll be using a lot, I think.

 

I'd recommend everyone read this lot and have copies with them at their initial interview - even if just to warn the JC advisor that we know what they know.

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Why are they trying to get people on ESA WRAG into work when thye've been found unfit for work?

 

More money for them and someone is signed off ESA WRAG

Unfit for work is a term many avoid even if you are dying or stuff

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