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    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
    • Thank you so much. Yes, I wish I had done my research and not paid. It's all for the same car park. Here is one of the original PCNs, they are all the same bar different dates. PCN-22.03.24-1.pdf PCN-22.03.24-2.pdf
    • Hi Clou, Welcome to the Forum and thank you for reading first before you posted. There seems to be many problems with Cornwall and getting a signal to use your a phone which could be why these parking companies don't use alternatives. It is a shame you paid the first one as you would probably have not had to pay that one either.  Was the car park at which you paid the same parking company as the one sending you these PCNs? On the subject of PCNs could you please post them up so we can see if they comply with the Act.
    • 1 Date of the infringement 16th March   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 22nd March   [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s   3 Date received unsure   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] UNSURE   5 Is there any photographic evidence of the event? Yes   6 Have you appealed? [Y] post up your appeal] Yes. Stated incorrect location was used in JustPark app as honest mistake. Rejected of course.   Have you had a response? [Y/N?] post it up Yes, rejected:   Site: Sea View Car Park, PL27 6SR Date of Event: 16th March 2024 We are in receipt of your challenge in relation to the above Parking Charge. Appeals must be handled in a fair and consistent manner, therefore, in order for us to cancel any Parking Charge; it is necessary for us to find that the Notice was issued in error. As per the clear and prominent signage at this location ('The Contract'), drivers agree to pay the sum of £100 if 'A valid ticket is not displayed face-up on the dashboard; enabling all of the printed information to be inspected'. 'The Contract' also details that there is an exception for those with a valid mobile session in place. Had the driver felt that the terms of the contract were unacceptable, they had the option to seek alternative parking. By remaining, the driver is deemed in law to be bound by the terms of 'The Contract'. Our photographic evidence confirms that a valid ticket was not displayed, and a search of our records confirms that no mobile session was in place for the registration XXXX at this location; therefore, your appeal is declined. We note that you have submitted evidence of payment; however, said payment is not for this location. It may be the case that you feel that the charge is unfair; however, there is no legal basis to now reject a charge that the driver has already agreed to pay. In light of the above, the sum £100.00 is payable by 21/05/2024 or £170 thereafter. Our internal appeals procedure is now exhausted, our decision is final; therefore no further correspondence other than payment will be addressed or responded to. Should you disagree with our decision, you may submit an appeal to 'The Independent Appeals Service'; full details are on the rear of this letter. 7 Who is the parking company? Alliance Parking LTD   8. Where exactly [carpark name and town] Sea View Car park, Polzeath, Cornwall   For either option, does it say which appeals body they operate under. IAS Hi there, thanks in advance for any help on this.   Had 3 'PCNs' in post from Alliance for parking 3 times over a period of two weeks, unfortunately we were away from home so letters must have come over the two weeks but we received all at once if that makes sense. I realised I had used the wrong location on the car park app. The signs are not clear what the location is called (no code.) I only had receipts for two instances so I assume the first it didn't go through as had terrible signal. Paid £60 for one of the fines. Appealed the others saying it was an honest mistake and not very good signage (unfortunately submitted on their website and have no evidence of my appeal.) received the rejection of appeal as above.   Have now received the attached letter of claim. I have done some research for the amazing snotty letters but wonder if someone could kindly help me with writing one specific to my case? Thank you so very much in advance. LOC-alliance-1.pdf Apologies, 2nd page of LOC here. LOC-alliance-2.pdf
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GE Money Loan paid but have outstanding arrears account.


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Thanks Jon & dx, I will sort the trustonline in the morning.

 

I will also apply for CRA reports tomorrow. No point in sending recorded as its a PO box address?

Is it worth applying to all; experian, equifax and callcredit - to cover all bases?

 

Yes Jon, the paperwork is in your desk :-)

 

I won't lose faith, though I can see it's easy to - yours and everyone's help and support from this forum would be in vain if we backed down. Also the blighters(mild to what I wanted to call them) would win!

 

S

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Morning Jon,

He has no other accounts, but has had (which he has been in fincancial trouble with).

 

The CCJ could have been longer than 6yrs ago. Is 6yrs significant when it comes to CCJs, or is it just that they don't show after 6yrs?

Will apply for his credit reports today.

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Hi Sheila

 

Im getting a little lost here...why are we presuming that a CCJ exists on this account?

 

Regards

Andy

We could do with some help from you.

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Hi Sheila

 

Im getting a little lost here...why are we presuming that a CCJ exists on this account?

 

Regards

Andy

Sheilas father remembers getting court papers, but he isn't sure what they related too. Probably not this account.

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looking at the interest bearing charges pdf

 

there are various solicitors fees from 2005

i would suggest the ccj is outside of 6yrs

so will not show.

 

he got royally shafted with fees to inflate the debt before they got him there!!

 

 

pers i dont think he owes a penny and has/is being fleeced blind.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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paid or not the ccj will vanish on its 6th birthday

 

i would have thought the GE would be / have

waived their arms legally if this 'fees' account was part of the CCJ/CO.

 

me thinks it was not

 

it would be really interesting to see the judgement box

 

outside chance northhants court might stil have details?

 

if the CCJ was not settled my guess would be GE money would be refering to it still

 

they are not.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i p'haps would twist their arm

 

they cant refuse to remove the charging order

if they have no proof the 'fees' account was part of the CO sum surely

 

so thus...

 

they must have it to prove it.

 

demand they remove the CO as the CCJ has been settled long ago

 

if they so NO

 

then demand proof the fees account IS part of the CO sum... i bet its NOT!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I personally don't think that any Judgment is in place ...its a secured loan...they dont need one...they can go straight for a CO to secure the debt.

 

Is there a Charging Order ...has the Land Registry been checked?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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I have ordered the title register but for some reason I'm struggling to find the document, I have a worldpay transaction ID (by email) but land registry website can't find it.

I will ring them up shortly.

 

Hi, Sheila has managed to get the document:

I think this is the relevant bit:

Probably normal for a secured loan?

 

B: Proprietorship Register continued

the proprietor are modified.

4 (28.11.2002) RESTRICTION: Except under an order of the registrar

no disposition by the proprietor of the land is to be registered

without the consent of the proprietor of the Charge dated 27

November 2002 in favour of Igroup Loans Limited referred to in the

Charges Register.

C: Charges Register

This register contains any charges and other matters

that affect the land.

1 (28.11.2002) REGISTERED CHARGE dated 27 November 2002 to secure

the moneys including the further advances therein mentioned.

2 (28.11.2002) Proprietor: IGROUP LOANS LIMITED (Co. Regn. No.

3860257) of Malvern House, Croxley Business Park, Watford WD18

8YF.

End of register

Page 3

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no i think that is the charging order

 

if it was the loan i think it would say Standard Security blan blah IGroup ltd?

 

not sure

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thought as much so a CO is already in place.Jon I have unapproved your other post as there is far too much personal information on view.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Thought as much so a CO is already in place.Jon I have unapproved your other post as there is far too much personal information on view.

 

Andy, No problem, don't think it needs to be edted & posted again, as we know a CO is in place.

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doh! are we blind..

 

its a mortgage

there neverwas a CCJ

there never was a CO.

 

however we need to know what happened in 2005 to involve solicitors please

 

it looks like he had money issues dating back to 2004

 

ALL those listed fees bar the Sol fees are reclaimable at their int rate

if it never went to court [for what?]

 

they can be reclaimed too

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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