Buchanan Clark & Wells Verification Letter

[dx100uk]

Katypie

I would definitely react to the letter that has been sent.

 

In my experience debt buyers are very good at reporting bum data back to the credit bureau

and before you know it there is a link established between you and the person who has not paid the debt.

 

The type of link that they have used is what is known as a name link.

 

They really should not be doing this without any supporting information

that you are the person who resided at the previous address.

 

An example of this might have been that they had researched at your previous address

and been given the new address.

 

The fact that they have sent you what is known as a "soft" letter is a definite sign they are just fishing. T

 

he danger is that your data is falsely updated at the credit bureau.

 

what are you drivelling about.......

 

bouncing around various thread giving your pearls of wisdom

that are quite frankly utter............

 

dx

[exdca]

what are you drivelling about.......

 

bouncing around various thread giving your pearls of wisdom

that are quite frankly utter............

 

dx

 

So what do you know about how dca's trace ??

 

I could actually tell you in great detail about how dca's trace and the methods they use to generate response , such as this letter.

 

The different types of link such as name , date of birth and financial links,

which alternative sources they use to help link data .

 

You will find the term soft in the CSA Trace Code of Conduct to describe such letters.

 

If my suggestion here is drivel then it shows how little you understand on how dca's trace and the best ways to avoid .

 

I will leave it there and refrain from sharing my drivel in future .

[renegadeimp]

We know how DCA's trace and what constitutes a credit report.

[new-me2010]

Was that another troll dx ?

[Bazooka Boo]

Katypie

I would definitely react to the letter that has been sent. Yep, straight in the bin!

 

In my experience debt buyers are very good at reporting bum data back to the credit bureau

and before you know it there is a link established between you and the person who has not paid the debt. Really? Please divulge I for one am very interested.

 

The type of link that they have used is what is known as a name link.

 

They really should not be doing this without any supporting information

that you are the person who resided at the previous address.

 

An example of this might have been that they had researched at your previous address

and been given the new address.

 

The fact that they have sent you what is known as a "soft" letter is a definite sign they are just fishing. T

 

he danger is that your data is falsely updated at the credit bureau.

 

So if your data is 'falsely' being updated on any public register then you have very strong grounds in which to bring about a claim for defamation.

 

The whole 'Tracing' system is completely flawed, it is very easily exploited, and is not accurate at all!

[ScarletPimpernel]

"Methods used to generate response, such as this letter"

 

Such as the scattergun approach of sending similar letters to people whose names, initials and dates of birth coincide, in the hope either that one of them will be the debtor, or that someone will feel sufficiently confused or intimidated to pay a debt they do not owe?

 

However, I'd love to see the secrets of DCA tracing laid bare - though I suspect that there won't be many surprises, and that most of us could achieve the same results with 192.com and a spot of Google-fu.

 

Of course, it works the other way round - longstanding CAGgers will remember the rather embarrassing Facebook antics of staff at a DCA uncovered by a CAGger, and then there are all the DCA trolls whose COMSEC is so poor that they register using their work email address, and who could forget RLP's sockpuppetry?