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    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
    • DX, worth mentioning? I take it that you refer to after ,65 loan is written off clause. I thought that after the problems I had at deferment (/no proof of income satisfied them, and I could not afford an accountant) after they stopped pestering that they had decided that the age related clause  had kicked in. As I said, its time to hit back with SB letter.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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jsa sanction


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Thanks guys. Thanks to everyone who has contributed to this thread muxh appreciated. I just have one more question. My advisor told me to request payment via faster payments instead of bacs so to ensure I would recieve it today. I did this and got two phone calls yesterday. I did'nt realise it was the DWP as it was an 0845 phone number and never answer them it was'nt untill i typed the number in google that it came up as the DWP. I have had to request another phone call back this morning. I have a feeling they are going to refuse to pay by faster payments as I have had this before when I signed late due to sickness. If this is the case what should I do?

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well just as I thought guys. They are refusing to pay via faster payments because I did not answer the phone yeasterday. They are saying the payment has been released over night and will not clear untill Thursday. I explained that my gas and electric is due to run out today and requested they recall the payment and issue one via faster payments but they refused saying they could not do it. I beleive they could this if they wanted to any suggestions on how to get payment today?

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Good to hear that you are re-instated and receiving JSA again.

 

It really does seem like the luck of the draw at times with what happens regards your benefit. Over 20 jobs a week is more than enough and in a way it can be detrimental to your jobsearch. If someone has to apply for so much (not saying you oblivious) but some others may end up just copy/pasting e-mails or taking 5 minutes to fill in online applications as they are stressed about getting their 'target' in the for the week at the adviser.

 

My jsa-agreement is to contact 1 employer a week, ask 1 friend/family a week and apply for 7 jobs a week. Yet my friend who claims unemployment benefit in a different office and been unemployed since April''s agreement is to apply for 2 jobs every 4 weeks every 2 weeks.

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Thanks flumps. Your right it is down to the time it takes and they are not prepared to take the time. They were not best pleased when I pointed out that if a person gets a sanction and payment has been released they would not hesitate to take the time to stop payment then, however just because I am entitled and will suffer hardship I have wait the extra days! I had apply for a crisis loan which enabled me to get gas and electric.

 

Cash4nothing, the advisor said it was mandatory to sign up when I produced a printoff from their own union website saying that it is not they ran off to their manager. I do not know what was said but then they proceeded to start counting up everything I did on my job seekers diary and it turned out I had only written to 16 instead of twenty and said they were sending it for refferral. I do not count up what I have done, I just do what I can and whats available to me. No other advisor has ever had a problem and it has been commented that my job seekers diary is always good. I was put under pressure to agree to the original agreement yes, to point I wrote to my MP, however they still refused to budge.

 

I have had my job seekers agreement reduced now to six a week, ring 2 employers and visit two. Also it is on there that I am not required to sign up to agencies or universal job match due to concerns I have over my personal data. Yes you are right Bialoman it is detrimental a point I argued 6 months ago. Jobs are not advertised at a regular rate you may have a really good week where you apply for way over what your agreement says and then other weeks you struggle to meet it. I hope you are successful in your appeal and if I can be of any help let me know. I think you have been treated unfairly and it sometimes hard to keep track of what you have and have not applied for when you applying for many jobs a week and this should be taken into consideration.

 

I keep it all logged on a word document for each two week period as I find a lot of jobs are re-advertised and I have applied previously but do not realise untill I check through my records.

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