Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Big Fight With NAT WEST ***WON***


Deller
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6159 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Deller1,

I am exactly in the same situation as you are... I have a loan with NatWest. Transferred account to competitor in June 06 and until now could not repay my loan, that's until I discovered that they sent my fileto their recovery account. in June I entered into correspondence with their CR Manager who told me exactly the same thing. Therefore the direct debits have not been honoured and no charges incurred (strange!). Then few days ago I re-entered into correspondence with them and magically they decided to call payments, via D/D from my new bank!

Well, well!

 

Well I better get the same sort of result or I'll be marching straight back to the bank for round 2......and I bet I'll end up with a differnt drip who doesn't know what they're on about!! :rolleyes:

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

  • Replies 718
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Dellar you need cheering up - do you wana play a game with the naughty pixie

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

Link to post
Share on other sites

Dellar you need cheering up - do you wana play a game with the naughty pixie

 

What sort of game you have in mind??

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

LMAO = Not the sort of game your thinking of!!!!!

 

You know the scret Club!!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

Link to post
Share on other sites

Well no phone call from the lending department as promised, I suppose it was to be expected, guess I'll be ringing them 2morrow and giving them a good ear bashing!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

Did you really expect anything different Deller? They know they are on a hiding to nothing now..

 

The thing is I'm quite glad they didn't phone because I'm actually starting to enjoy watching/listening to Nat West staff squirm.....:D

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

I'm thinking they're gonna be sorry!:D

Son v Halifax settled in full £292

Another son v Halifax settled in full £30

Bigmama59 v NatWest settled in full £4739.69:)

Son v Halifax 2nd claim settled in full £130

Bigmama v Halifax settled in full £1125

Link to post
Share on other sites

I'm thinking they're gonna be sorry!:D

 

 

I think you're right!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

I'm sort of expecting that to be Nat West's move in my case too, demanding repayment of my O/D, hope its not this side of Xmas though otherwise ther'll be another heated disscusion at the bank again. lol

 

I certainly hope you're right about this cheque, at least when I get mine you'll know yours is very close behind! :)

 

They have to give you 28 days notice and as your account is in dispute they can't do it anyway.

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

Wossapened, Deller? Anything? Did you get a call from the bank/go there/call them?

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

Link to post
Share on other sites

Sounds like you had a frustrating mornign at the bank

 

Yeah, but I rather enjoyed it, watching staff squirm!!:lol:

 

They have to give you 28 days notice and as your account is in dispute they can't do it anyway.

 

I thought that was probably the case.......so wobetide them if they try it on!! :-x

 

Wossapened, Deller? Anything? Did you get a call from the bank/go there/call them?

Westy

 

Well they still havn't phoned me, useless so and so's, but I probably wont get a chance to ring them either, having a bad day at work..:x ...two staff off sick and one on holiday, so not getting much time infront of the pc...:rolleyes: ...in never rains but pours!!! :o

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

Aaaawwwww!

I was looking forward to your report. Music from High Noon, God, Bad and the Ugly, etc, have been playing in rotation on my iTunes.

Ah, well. I have work to do, too, so I'd best get on with it!

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

Link to post
Share on other sites

You think these lot are playing silly beggers you want see what the Woolwich is doing - honestly!!!

 

Had confirmation - in court in 21st dec for natwest!!!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

Link to post
Share on other sites

You think these lot are playing silly beggers you want see what the Woolwich is doing - honestly!!!

 

Had confirmation - in court in 21st dec for NatWest!!!!

 

That must mean pay-day on the 20th then....eh Ally!! ;)

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

Looks like it doesnt it Dellar!!

 

Yeehaa!!!

 

(I got a sneaky feeling We'll get paid either this weekend or next 2nd or 10th) but at least I know when i will get paid by foir definate!!

 

Have you given it any thought about phoning up your court to see whats happening?

 

Or Cobberts for that matter - most people sem, to get told by phone as cobberst start writing their cheques out!

  • Haha 1

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

Link to post
Share on other sites

Looks like it doesnt it Dellar!!

 

Yeehaa!!!

 

(I got a sneaky feeling We'll get paid either this weekend or next 2nd or 10th) but at least I know when i will get paid by foir definate!!

 

Have you given it any thought about phoning up your court to see whats happening?

 

Or Cobberts for that matter - most people sem, to get told by phone as cobberst start writing their cheques out!

 

Morning Ally, I've got a pretty busy schedule today. First of all I'm getting on the phone to the Nat West lending department, seeing as though they kept their promise to phone me Monday....not!! I'll be giving them an earful I know. :lol:

Then I've got to phone the court to see if them snails at Cobbetts have got their AQ in yet.

Then I'm getting on the blower to Cobbetts to see if they've signed my cheque yet for just over 4k....:grin:

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

oh hurry dellar let me know I soooo need to know if you are getting paid on sat!!!!!

 

Quick quick type type!!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

Link to post
Share on other sites

Deller / Ally,

 

Sorry to highjack your post but your several steps ahead of me so i'm just confirming what to do next. My online claim has been served and the courts have sent me a copy of the document which states natwest / cobbetts intend to defend. Do i need to send any information to Cobbetts (and/or anyone else) and is there any other advise you can provide me that will speed things up?

 

Many Thanks

Link to post
Share on other sites

Hi gashton, I'm afraid there's not really anything you can do to make things happen any quicker, I wish there was. You say you filed your claim online so you must have been unable to attach a copy of your schedule of charges, therefore it is advisable to send a copy of this by post to MCOL and ask them to attach this schedule to your claim, making sure you quote your claim number.

 

Address to send your schedule is:-

 

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

oh hurry dellar let me know I soooo need to know if you are getting paid on sat!!!!!

 

Quick quick type type!!!

 

Right got off the phone to Nat West lending centre, no result there though as yet.

I firstly asked why no-one had contacted me regarding the matter as promised only to be told that someone would be in touch within five days. I went through the whole scenario again with the girl on the phone who basically replied with the same old mumbo jumbo that I heard in branch on Saturday. I told her that it was imperative that a letter was sent to me stating that they will not accept payment from any other bank and that they wishhed to dictate the way I managed my money. I left it at that as the girl sounded quite sweet and I didn't have the heart to upset her.....I might go to my local branch again this Saturday though a pay a visit to the old dragon!! :lol:

In some ways, if Nat West are going to insist that payments must come from their bank then there is absolutaley no way of them closing my account and therefore requesting that I clear my overdraft.

 

Phoned the court, was told that the defendant had not yet returned their AQ and that they have until tommorrow afternoon before it goes before the district judge. Looks like they're leaving it very late again. Judge may have to strike out defence.....lets hope so!!

 

Phoned Cobbetts......not much help here though, was told that they were unable to disclose such information as they were representing the defendant and not myself.....I don't care if they don't want to tell me anything so long as they're signing my cheque. :grin:

 

Think I'll phone court again 2morrow afternoon, just for one final check!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...