Jump to content


  • Tweets

  • Posts

    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3850 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • 2 weeks later...
  • Replies 421
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

UPDATE ..sent blair oliver etc an account is dispute letter on 16th sept ...they still totally ingnored it and today i receive a threatogram headed notice of intend court action ..im still awaiting a CCA request since march ...what shall i do nxt?? i thinking that if i write again will it get ignored again ..?? i stopped paying my token payment when they defaulted on the CCA request ..to be honest i wish they wud take me to court and let a judge ask me what i can afford..at least then ill get them twats of me back :)

Link to post
Share on other sites

hi

 

i CCA blair oliver and scott in march 08,heard nothing till last wk which was a usual threatogram...i received another yesday saying notice of intended action ..today i received a letter from iqor chasing the same debt ,,,ive still had no response to my CCA request and sent BO and S an account in dispute letter on the 15th september ..do i now send iqor a CCA request ..?

 

cheera :)

Link to post
Share on other sites

hi

 

i CCA blair oliver and scott in march 08,heard nothing till last wk which was a usual threatogram...i received another yesday saying notice of intended action ..today i received a letter from iqor chasing the same debt ,,,ive still had no response to my CCA request and sent BO and S an account in dispute letter on the 15th september ..do i now send iqor a CCA request ..?

 

cheera :)

 

Hi if you have a copy of the letter then send an account in dispute as of (date CCA request received by BOS plus the 12 working days), please see enclosed copy of CCA request sent to BOS without any response etc.

 

dpick

Link to post
Share on other sites

thanks dpick..ive typed out me account in dispute letter ..will add the pls find enclosed bit at the end of it..im gonna send the cca request letter with the proof of postage as well to them :)

 

hi helmetfire,,lol at your comment,,yeh its strange but as we know from CAG its happening all the time ..ive not even had a deed of assignment from halifax/blair oliver scott,,im thinking they dont have an agreement ,,im sure i didnt sign anything back in 2001 ..i think it was all done over the phone

Link to post
Share on other sites

thanks dpick..ive typed out me account in dispute letter ..will add the pls find enclosed bit at the end of it..im gonna send the cca request letter with the proof of postage as well to them :)

 

hi helmetfire,,lol at your comment,,yeh its strange but as we know from CAG its happening all the time ..ive not even had a deed of assignment from halifax/blair oliver scott,,im thinking they dont have an agreement ,,im sure i didnt sign anything back in 2001 ..i think it was all done over the phone

 

Hi again Blair Oliver and Scott are in fact part of Bank of Scotland (they even use the same initials) so no D O A is required. I have had them on my back for an Intelligent Finance loan (they are part of Heliprats so HBOS etc) they were ringing twice a day every day for the grand sum of £9 arrears on payment I am lucky in that as part of the software on an old modem I can interupt incoming on that number and just give them a message that says I will only comunicate in writting 4 times then disconects the call.

 

dpick

Link to post
Share on other sites

Without that DOA from haliprats to yourself concerning this account, IQOR don't have a legal right to process your data. And as the account is in dispute i'd tell IQOR that fact and you will see them running a mile from it, contact Halifax in writing and include a section 10 and section 12 notice under the DPA 1998. that should stop them passing your account to a DCA. if they do pass it on regardless you can take them to court and get damages for failing to comply with the data protection act.

Link to post
Share on other sites

here is a letter i've used twice with sucesss against capquest and westcot.

The second template is a proper section 10 and section 12 notice to use on the OC. Amend to suit yourself

Letter template for DPA.txt

Section 10 Notice DPA1998 Updated version.txt

Edited by adarling2006
forgot to add something lol
Link to post
Share on other sites

The fact of the matter is Most OC's don't comply with the various act's of law, they don't comply with the Debt collection guidelines in my experience and they should pass a history of the account onto which DCA they use, it's obvious they haven't here, otherwise IQOR would have known about the Dispute and wouldn't have touched it with a 10 foot barge pole. I'd Definatly send in a CCA request and see what happens with that, if it doesn't come back then they've got themselves a bigger can or worms concerning the DPA 1998, the fact they'd have been processing data about yourself for 7 yr's without a legal right to do so, but that's another story, wait and see what happens.

Link to post
Share on other sites

Hi again Blair Oliver and Scott are in fact part of Bank of Scotland (they even use the same initials) so no D O A is required.

dpick

 

Has anyone challenged them on this?

 

In our correspondence HBOS call Blair, Oliver & Scott "an external agent" and as HBOS remain the legal owners of the debt no DOA exists.

I'm just doing some digging before reporting BOS to Trading Standards & OFT for "passing off" as an independent DCA.Any thoughts?

Link to post
Share on other sites

so i send a CCA request to iQor?? ive got an account in dispute letter going out to them tomorrow..also ive enclosed a copy of the CCA letter i sent to haliprats in march also enclosing the proof of postage..shall i send that for now ..and if i hear from iQor again then CCA them ??

thanks for all this positive feedback adarling

Link to post
Share on other sites

having heard nothing from BOS about this account for a couple of months (they must be too busy going bust:-D)

 

I think you might have something in this joke.

 

It could be a new campaign to recover as much debt as possible before the transition to Lloyds/TSB.

 

in which case you might see many more BOS letters hitting doormats now.

We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

Link to post
Share on other sites

I think they must be trying to get a nest egg together for when they do finally get the bullet, as Llyods have got their own in house team at DLC/Hillsden securities, but they are all the same really, straight out of the jungle and no clue about civilized society lol.

Link to post
Share on other sites

If they haven't replied to your legal request for six months (and i knew that wouldn't) then if you haven't already then it's time to make a complaint to Trading Standards.

 

It's tempting to ignore their letters i know but you have to think about building up a paper trail and evidence to show, amongst others, TS that you have consistently requested information that you are legally entitled to.

Don't ever expect a decent personal reply from the likes of BOS though. Just pop the letter in the post box and forget about it, concentrating on getting the regulatory bodies involved and hopefully on your side.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

hi davey thats gonna be my nxt move not that TS do much but at least like you say i can prove ive wrote to them ..the halifax debt as been given to iQor..im getting letters from them and blair oliver etc..ive got me acount in dispute letter ready to send to iQor..ive not even had a D O A from BOS lol:) aint they naughty

Link to post
Share on other sites

Well, in that case you have another complaint to ad to your TS letter in that you are being pursued by two DCAs over the same account! :)

 

You just need to keep pushing TS. Write to them every couple of weeks and escalate your complaints to the Council Complaints debt if you don't get a response. They should have a complaint form on their website.

 

But initially go direct to TS and give them a chance to sort it. You may get lucky! :)

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...