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    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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Disclosure of Documents


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Hi

 

If i have initiated legal action against somone and they have replied to the courts with their version of events can i then request to see that document under Practice Direction 31.3 Right of Inspection of a disclosed document

 

Thanks

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Assuming they have submitted a defence and you are now at AQ stage then wait until Standard Disclosure (n265) and exchange.You can request anything that they have referred to within their defence and intend to rely upon.

 

Regards

 

Andy

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Not too sure how the process works on this one.

 

It was a Form 4 complaint against an individual bailiff, and the judge has responded by stating a hearing will be held after a certain date.

 

However it is the company he acted on behalf that submitted a response on his behalf which the judge has stated is un-acceptable as he has to answer for himself.

 

It is the document they have submitted to the courts that i am looking to gain so i can see their grounds for denying my complaint.

 

Would this be the N265 you stated or a normal disclosure request?

 

Thanks

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Yes usually with a form 4 complaint,the bailiff has to furnish substantial documentation.

I assisted someone with one of these and the disclosures presented were around 2 inches thick.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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N265 is the form used in Standard Disclosure in the process of civil claims and which a defence has been based on Im not sure whether you could possibly use a CPR 18 request to acsetain information regarding this purported document...it wont disclose it but may provide information.

 

Regards

 

Andy

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Thanks both for the help

 

So just to be clear it would be a N265, is that the one you assisted with Martin?

 

Thanks

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The one I was involved with (Form 4 complaint) was dealt with by procedure.There was no Court case as such.

A DJ looked at the complainants issues,then the Bailiffs response.

Follow Andys advice here.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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If the claim is proceeding on the small claims track, disclosure is dealt with by disclosing a documents bundle comprising all your documents, which is then served on the defendant and filed at court

If the claim is proceeding on any other track, disclosure is dealt with by each party completing and filing a list of all the documents it is disclosing.N265 The list is sent to the other party, who then request copies of the documents which it wishes to see.

CPR 18 applies to any claim until it is allocated.

 

For Info James :- http://www.justice.gov.uk/courts/procedure-rules/civil/rules/part31

 

Andy

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Should that not read..CPR 31 applies to any claim untill it is allocated.

 

and

 

CPR 18 applies to all claims/all tracks.

 

Andy

 

Correction..CPR 18 is the same as CPR 31 in that both are specifically excluding from small claims, although in theory could be used pre-allocation.

 

Ive started another thread on this subject > http://www.consumeractiongroup.co.uk/forum/showthread.php?367697-CPR-18-amp-31-pre-allocation.&p=4004931#post4004931

 

Andy

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