HSBC Advanced Membership Charges

[debtadvice2010]

With all these adverts for PPI claims and asking for bank charges back, I was wondering if anyone knew if I could claim back mis-sold membership charges.

 

I will explain my partner who is disabled with both physical and mental disabilities was contacted by HSBC over 12 Months ago, unfortunately I was not there to intervene on his behalf and he was upgraded to an Advanced Account at a cost of £12.95 per Month.

 

After I found out recently about this I was angry and have now booked an appointment at the bank for next Tuesday.

 

I feel the account was upgraded under false pretences as he is currently disabled he would not be able to take up their free Travel Insurance, he does not drive and therefore does not need their free break-down cover either.

 

The only benefit he could take advantage of is their special rate if he goes OD which he has done several times and still been charged £12 for them authorising card payments when there is not enough money in the account and NO Overdraft Facility.

 

Do we have a right to ask for the membership fees back?

 

Any help would be gratefully received.

 

And if anyone has a link that could be shared where I could print out his rights would also be helpful.

 

Thank you

Edited September 28, 2012 by debtadvice2010
Spell / Grammer Check

[dx100uk]

i'd go for them back under BCOBS

 

dx