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    • Hi,  It has been a long time but I have had confirmation claim will proceed to hearing in roughly 1 months time.  I was wondering if anyone could advise on defence please.  A few questions I have are: 1) I didn't notify VCS that I was not the driver of the vehicle and the judge may look negatively on this point.  I did not receive any direction in correspondence from VCS  that I should inform them if I was not the driver and that was going to be the foundation for may argument on this point. 2) The vehicle is stopped at a zebra crossing.  Based on the images from VCS for around 10 seconds.  At that time there is someone standing near the zebra crossing and someone else enters my vehicle.  I was going to raise the point that stopping at a zebra crossing when someone is standing near it is to be expected.  I was also going to ask the question how you can have a no stopping zone when there are zebra crossings where the driver is required to stop. 3) The no stopping zone is clearly signposted, however, no drop off or pickup is not clearly signposted with one small sign at the zebra crossing, parallel to the road and on the passengers side.  I was going to challenge that no-drop off or pickup is clearly signposted.  4) VCS mentioned my initial defence was generic and clearly copied from the internet.  It covered 1) Claimant not being in a position to state if the Defendant was the driver at the time.  2) No evidence that claimant's contract with landowner supersedes byelaws & signage isn't legally binding contract. 3) No contractual costs and interest cannot be accrued on speculative charge. I am interested to know if anyone has had success or been unsuccessful with this 'generic' defence. 5) If I should submit an updated defence to the court based on questions 1, 2 & 3.  Or if it is better to only raise these points in court? Thanks.  Any guidance would be appreciated  
    • I honestly don't know, Baz. In addition what I don't  understand (from that pamphlet) is this: The s88 criteria are quite clear and don't need a medical professional to interpret them . The one most relevant to his topic says that an application is not a "qualifying application" if a relevant disability has been declared. The problem with the word "may" is how does the applicant establish whether me "may" driver under s88 when he has not complied with its conditions? I don't know the answer to that either. But to further muddy the waters, the pamphlet says this (about : But the s88 statute says absolutely nothing like that at all. It simply says that if you have declared a relevant disability s88 does not apply. The DVLA pamphlet is simply confusing as far as I can see. That's actually my opinion and that's what I would stick to if it was me making the application. But I'll seek a few opinions from others over the next couple of days.
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Broadband Debt (Lowells)


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Hi

Was does a DCA do if you continue to insist that the account is in dispute?

This is in relation to a 3 broadband account in which they terminated early due to to very poor service and have chased me for the last 6 months billing adding up to £202.50

by passing it to lowells.

But all i do is keep saying its disputed.

 

Thanks in advance

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The Ultimate is for the DCA to issue a final response to your dispute and then continue ALL methods of recovering the debt up to and including a County Cport Claim.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nothing stopping whoever owns the debt applying for a CCJ. If you defend, then the dispute could be raised in court and it will be decided whether this was a reason not to pay for the contract.

 

Suggest that you follow the braodband companies complaints procedure through to the end. If you have a complaint ongoing with the original creditor and if necessary the relevant ombudsman, then this should stop Lowells taking further action. You should copy in Lowells to the complaint, as they should stop them trying to collect, while the complaint is ongoing.

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Thanks

It was all done in a phonecall with customer services at 3 and it seems funny how they cant find the recording of that call??

you know for fraining purposes, i've actually asked them to trace it but all they do is pass it back ti Lowells

 

Complaints are always best made in writing to the head office of a company and by recorded delivery.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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