Statutory Demand HELP!!!

[BASFORDLAD2]

sorry but i think you have made a mistake by even talking to them on the phone and making a payment, they will say anything to get money out of you

[42man]

Basford Lad is right, if you really have to speak to them then record the calls.....

[babydoll0141917]

Never Heard of BW..they used DW on me

 

A standing oreder you can set up yourself ..dont let them set up a direct Debit..As for I and E they have no rights to see what you earn or pay out ..Only a court judge can ask for that info ..you are the one in control

[unclebulgaria67]

Its B W legal not dw. He is putting it all in writing. He is sending me a standing order mandate and an income and expenditure form for me to fill in. Do I still contest this then? And what happens if I dont?

 

Sorry for all questions but I really appreciate the help Ive had so far.

 

Wait for the letter and post back. They have not served the SD yet and they might not. The debt is fairly recent, so making token payment based on affordability, is not a bad idea and make sure it is a standard order you arrange, NOT a DD. If they do serve a SD, then get it set aside, as that will stop them proceeding with a bankruptcy petition in future, if there was a payment muck up e.g your bank could not pay the standing order.

[BASFORDLAD2]

By having the STAT Demand hanging over you they could potentially petition for bankruptcy at anytime

 

You have fallen hook line and sinker for them. So you need to apply ASAP to get it set aside, other people on here can help you with that. You will seriously regret leaving it and believing them, i have had many years of experience of dealing with the likes of lowells, robersway etc etc

[sillygirl1234]

Wait for the letter and post back. They have not served the SD yet and they might not. The debt is fairly recent, so making token payment based on affordability, is not a bad idea and make sure it is a standard order you arrange, NOT a DD. If they do serve a SD, then get it set aside, as that will stop them proceeding with a bankruptcy petition in future, if there was a payment muck up e.g your bank could not pay the standing order.

 

Thanks I will wait for their letter, and see if SD arrives tuesday.

 

I will go for set aside anyway I think, but what would be my reasons to get it set aside?

 

Thanks

[DonkeyB]

Well, let’s see if they serve it first...

 

But what about all the excess charges on the account? Don’t agree how much you owe with this idiot – you said yourself that you’d disputed the amounts.

 

You are getting very confused and accepting a situation you maybe don’t have to.

[sillygirl1234]

yes your right im very confused. I was hoping to sort it out. Well they accepted the repayment plan and payment I made, surely thats in my favour, and If they DO serve SD, then I have "secured" The demand by agreeing to pay by installments.??

 

Also, I paniced myself into trying to sort it out.

[brokebutnotbeatn]

that's the reaction they look for unfortunately; and it works a lot of the time I'm afraid.

[DonkeyB]

But you have agreed to an amount that you probably don’t owe, and you have no proof they even own the account! Would you pay me money if I asked for it with menaces?

 

If they still serve the SD, it merely proves they are telling you lies. And that their intention is to litigate anyway. Paying a couple of pounds might not change that – you have simply acknowledged a debt to them, unfortunately.

[renegadeimp]

Im concerned about the "standing order mandate" form. There is no such thing. You must follow the instructions given here as they are conning you all over the shop.

[babydoll0141917]

Sorry mine was BW legal too ..they are solicitors ..and would not of brought the debt..they are just collecting for Lowells

[sillygirl1234]

Sorry mine was BW legal too ..they are solicitors ..and would not of brought the debt..they are just collecting for Lowells

 

Hi Babydoll, just read your thread, how have you got on with the SD you recieved?

 

BW legal want an I and E from me too, also proof of income etc. Well they wont be getting anything, as for bank statements etc all have my husbands name on too, and due to data protection..............................................debts in my name nothing to do with him..

[babydoll0141917]

Hi

 

It wasnt a SD for me but was my OH..He had already offered to pay Lowells 4 years ago at £5 a mth ..they totally ignored..Left it and left it ..then got BW legal involved..they wanted I and E ETC of OH,, I told them that there wasnt no legal requirement to give that info, unless a court judge asked for it ..peached them the law from things I have got off this great site..Set up a standing Order ..and not heard a word since