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    • Ok, so just been to see my friend, she still has her head firmly in the sand and had a pile of unopened post, thankfully nothing serious apart from this case!    In answer to your question it says N24 General Directions Order at the bottom of the page, then on page 2 where the line says "As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) " this is N271 Notice of transfer of proceedings.  Within the stack of letters I found 2 from Kearns Solicitors,    02-12-2022 Document pack with covering letter stating under the s78 CCA please see enclosed  1) A copy of the executed Credit Agreement, 2)  A copy of the terms & conditions 3) A copy of the varied terms & conditions applicable at termination / assignment, and  4) A statement regarding the conduct of your account as requested by s78(1)(a) to (c)  (Would you like me to describe the documents attached?)   18-02-2023 Generic letter asking for her to contact them to discuss settlement or they will take to court for further legal action. 
    • well you made the cardinal sin by phoning these scammers at least once so their persistence could go on. however you are new so there you go. you never ever ever phone any of these likes of scammers on these fake schemes that seem plausible.  just like a DCA chasing any old debt .. they are NOT BAILIFFS and have  ZERO legal powers to actually do anything. dx  
    • Okay understood now just based on personal experience how long does this go on for 
    • civil recovery schemes run by the likes of RLP DWF etc etc are a scam. totally IGNORE EVERYTHING. no if's or but's dx  
    • I’m 17 years old and Received 2 letters from dwf with my name spelt wrong and they are asking for for £230.40. I rang dwf civil recovery the first time upon taking advice from citizens advice to explain to delay to deadline as I was in the process of receiving advice which wasn’t much help. When that deadline was done I then called again to delay the deadline as I’m struggling financially and it’s lot of money they are asking for and I tried to dispute the cost to which they said okay we will delay it another 7 days for you to dispute the cost but I asked them how do I dispute this to you or Sainsbury’s and they said “we can’t advise you on this matter” I’ve read a lot of threads saying to ignore them but I was unsure now as I’ve made contact and have tried to dispute the payment and pay it which might mean I have admitted. Would they just persist harder and take me to court eventually or file for a ccj.   I would like to ignore them still but I would like to send a strong email so they know I’m clued up and then ignore them. I also want to pay the reasonable amount and get this matter solved. any advice on the law or similar situations are helpful when I called them I asked for an itemised bill. £101 stolen goods  ( supposedly caught me because they watched me on cctv over the duration of the week) also why did they not stop me in the first day. £20.40 recovered goods £150 security costs     Thank you 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Halifax Credit card is it to late?


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I am afraid I have been unable to access the documents. If they are in pdf format then follow the instructions from the part I have highlighted in the instructions below.

 

 

Dx100 – Instructions on uploading pdfs

scan the required letters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or ir you have PDF as an installed printer drive use that

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Tends to be a tad quiet ineedofhelp at weekends...Site Team also have family and commitments...you will just have to exercise a little patience.

 

I have looked through your uploads...its a standard templated defence to any claim.

 

Look at your original PoC now and refer it to their response and start to list your contentions and case law/statute to support your claim.Consider all the points and your intentions and decide on your response.

 

You didn't expect them to role over at the first hurdle did you?

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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thanks for reply

 

of course not

 

it all looks standard enough but having not done this before i was not entirely sure

 

very basic question but i do not actually have to do anything now do i ? ( in terms of returning anything)

 

obviously i need to work on my poc

 

thanks

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You have 28 days to decide and inform the Court if you wish to proceed.This will release the AQs (if not already been sent one) to submit by date on the allocation of the claim to which track. N149 Small Claims Track and N150 Fast Track.

We could do with some help from you.

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You have 28 days to decide and inform the Court if you wish to proceed.This will release the AQs (if not already been sent one) to submit by date on the allocation of the claim to which track. N149 Small Claims Track and N150 Fast Track.

 

andy

 

so at this stage what do i have to return to the court to inform i wish to proceed please/

 

thanks

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Just inform CCBC that you have considered the defendants defence and wish to proceed.Request that the claim be transferred to your local Court You are the LiP even though Claimant as its the norm to transfer to the defendants CC.

This should release AQs once transferred.

 

Regards

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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I think as phone call would be more proactive Inneed, there has been changes to the allocation stage recently, so you need to clarify with CCBC.They should then transfer it out and AQ will be sent to both parties.

We could do with some help from you.

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  • 2 weeks later...

Sorry for delay

 

I have been in hospital for the last week ok now and unexpected visit!

 

I have not done anything since last post

 

I received a "Notice that a defence has been filed"

 

dated 18 Feb 2013

 

Attached is the allocation questionnaire

 

I take it this is the thing i now need to concentrate on?

 

Thanks

 

It needs to be back to the county office on or before the 7th of March

 

thanks again

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Sorry for delay

 

I have been in hospital for the last week ok now and unexpected visit!

 

I have not done anything since last post

 

I received a "Notice that a defence has been filed"

 

dated 18 Feb 2013

 

Attached is the allocation questionnaire

 

I take it this is the thing i now need to concentrate on?

 

Thanks

 

It needs to be back to the county office on or before the 7th of March

 

thanks again

 

That is correct Inneedof.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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