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Robinson way chasing Natwest OD - Mostly PENALTY charges


foxtrotoscar
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Help would be much appreciated. I have received a letter from Robinson way for a Natwest overdraft I had, the overdraft was 2500 but they are asking for 3800, this debt has been passed around for over 12 months with 2 different DCA’s prior to Robinson way. I tend to CCA request them and it gets moved on.

 

I would like to know if there is any charges on overdrafts that can be reclaimed and the best way to move forward with this…

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You need to make a Subject Access Request under the Data Protection Act 1998 to get ALL the data held on the account, this should be sent to the Data Controller at NW, there is a statutory fee of £10 and they have 40 days to comply.

Send recorded delivey and check receipt the 40 days startfrom the day they receive the request.

Use the template from the CAG library and amen to suit.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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how old is this?

 

tell us more

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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tell us the full history

 

a cca is no good on an od anyhow

 

ever had discount letters

 

are all these charges since 2009?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then ignore the debt totally

 

they'll never go near a court for fear of a count claim under BCOBS

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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