'Lewis' Field representative visit on CCJ/CO Northern Rock Shortfall

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Sorry, i missed this thread completly,right ajourned with liberty to restore,this order is made where the judge makes no final decision about the possession claim,instead the whole claim for possession is suspended unless either you or the lender ask for it to be restored for another hearing,many judges will ask for the claim to be dismissed after about a year if no side asks for it to be restored,so in short N.R,s reps are looking for a suspended possession order on the condition you keep up an agreed payment plan with them.

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yes im sure you will be fine,im sure ell-enn will sort out your i+e in the morning all N.R want is an order in place in case you default,you wont loose your home

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see the p.m mr worried

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appologies to the site team and anyone else following this thread concerning the number of pm,s,with this thread i know the idea is to keep as much info as possible on the open forum however im sure we would all agree that sometimes there are issues which are better left private,mr worried has got all paperwork and statement in order so should be fine.

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fantastic !!!! another person sleeping easy this christmas,great news,well done.

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Hi mr worried,sorry to read that things havn,t worked out since the suspended repo order,sounds as though the past couple of years have been an uphill struggle to say the least and i know from the previous threads you have done all you could to stay in your home,but it sounds as though your at the "enough is enough" stage and want shot of the place and after all that struggling and juggling debts around who can blame you.

 

Due to the past history i cannot see a court allowing you the time to sell on the open market,lets face it you would be starting from scratch again with a new estate agent,plus the fact its been on the market 3 years makes it unlikely you would be given that option.On the other hand you also dont want it repossessed by the court either,you can bet it would go for a pittance at auction but as it stands at the moment thats the most likely outcome in my opinion,the only way i can see to stop a repo is if you can show the judge you have a buyer at the hearing,you caught between a rock and a hard place and thus your options a very limited ,so here,s what i would do if i were in your position.

 

You have a rental property to move into albeit in December,although it pains me to say it i would take the companies offer that you have been in touch with and ask for a 56 day postponment of the eviction order untill the sale goes through,this option would give you 56 days which would buy you the time to move into the rental property and tie up any loose ends .This is what i would be applying for on the n244 form and to be honest i think you would get that,in your present position thats what i would do.