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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Making a claim against an ex-friend on sum of unpaid 'loan' - ** WON **


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Hi Mike, Andy HB and everyone.

 

thanks to everyone at CAG - you guys are really fantastic. And yesterday when i came out of that miserable court room, the sun was ou, it wasn't cold and the world was lovely.

 

So the next thing is getting the money. !!

 

Again, we've been at the receiving end. We know he will now plead poverty and drag this on. whats the best, the most expedient and brutal (I mean that in the nicest possible way) way you know?

 

Also, can you advise. he did threaten to me that if i sent bailiffs around to his house, he would come round and kick my head in (I am sure he meant that in the nicest possible way also, and again, at CAG we can all understand this.) But I am not an institution trying to take advantage, I am just some bloke off the street whose struggling like everyone else.

 

look forward to your comments

thanks very much

Wrecked.

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Is he in employment Wrecked? Will it be a forthwith judgment?

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HI Andy

 

he's self employed but he's working so - yes he's in Employment.

Yes i guess it is a forthwith judgement - the Judge said he will put down 14 days for full settlement. The Defendant said he wont be able to pay that and the Judge said then he will have to make his own arrangements with the court.

 

Judgement was for Debt +interest + all costs

 

All the best/Wrecked.

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Oh well you cant use the AoE (Attachment of Earnings ) route then.

We could do with some help from you.

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Hi Andy

 

Thank you for your message, i guess its going to be tough now trying to collect the debt. I dont want to join the "dark side " against CAG and become one of the enemies!!!!

 

He is living at home with his mother and the house is in his mothers name. There is no mortgage on it. His mother is on a pension and he is working. He did tell me a while back when he was making out that he was earning over £ 150 a day and he has a job at weekends. So he can easily repay my loan - he had just chosen not to.

 

So I really will have to go through all my options because i dont think the guy has any intention of settling the debt - even with judgment.

 

All the best/Wrecked.

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Have to be the Bailiff route then Wrecked (backed up with a restraining order):madgrin:

We could do with some help from you.

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Your enforcement options are very limited.

 

1) Charging Order - Not an option as not a home owner.

 

2) Attachment of Earnings - Not an option as self employed.

 

3) Bailiffs - Lives with his mum so not likely to have many possessions.

 

3) Bankruptcy - Not an option.

 

4) Third Party Debt Order - You'll need to find out more information but unlikely to be fruitful.

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Hi Everyone

 

Great news - received a cheque for full amount from the other side. So lets hope it clears this week!!!

Thanks every one for helping me out. I could not have done it without CAG and Andy and Mike - thats for sure.

 

i have a question - how do I stand if i wish to sue the same guy but for a different debt. I helped him out by paying some of his credit card bills.

There is no agreement regarding these but its clear i did pay them and i have all the records. i did not want to mix the two up.

 

 

all the best/Wrecked

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Glad to hear he settled Wrecked...saves further aggravation.

 

 

You can litigate as many times you wish against the same defendant...so long as its a different matter/debt.

 

Very pleased this has been resolved for you.

 

Regards

 

Andy

We could do with some help from you.

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Hi Everyone

 

Great news - received a cheque for full amount from the other side. So lets hope it clears this week!!!

Thanks every one for helping me out. I could not have done it without CAG and Andy and Mike - thats for sure.

 

i have a question - how do I stand if i wish to sue the same guy but for a different debt. I helped him out by paying some of his credit card bills.

There is no agreement regarding these but its clear i did pay them and i have all the records. i did not want to mix the two up.

 

 

all the best/Wrecked

 

 

 

What was the arrange between the two of you regarding him paying you back or was there not one?

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Hi Andy

Many thanks for yr advice.

 

Hi Ganymede

The arrangement/verbal agreement at the time of the loan was that he would repay it after a couple of months in full.

The Judgement was that he was to repay in full on or before 04 March

 

His cheque has not cleared yet though - may be it will clear tomorrow.

I guess though, given the seriousness of the matter, it will clear.

 

thanks/All the best/Wrecked.

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Hi Everyone

i am really happy to confirm that the cheque was good and it was honoured and i got my money.

again - thank you everyone. There really were times when i really did not know what to do.

Thank you very much indeed.

All the best/Wrecked.

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  • 1 month later...

Hi Everyone

 

i am just about to make a different claim to the same guy and wanted to be clear on a few things a i had being doing some research

 

1. if i submit a new claim would it be considered an abuse of process?

2. I do not think so as this is a different matter - hence i did not combine the two as i said earlier.

3. Having done a search on the guy and on finding that he does not really have assets to seizes should i win the case how do i stand about seeking him to furnish an indemnity against my costs.

4. can he put an application for me to put up an indemnity against his costs?

 

I will set up a different thread as soon as i start the new claim as i am sure i will need help and guidance.

 

many thanks

Wrecked.

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If the second claim relates to the same set of circumstances as the first claim, then relitigating those circumstances is an abuse of process. If the second claim relates to a completely different set of circumstances and is not related to the first claim, then it should be fine. The deciding factor is what facts you need to prove to make your claim. Your first claim relied on an agreement to pay back the money and breach of that agreement - if you are relying on the same agreement it is an abuse of process, otherwise it should be fine.

 

You cannot force him to provide an indemnity for your costs. Security for costs orders are only available to Defendants. Claimants are expected to take Defendants as they find them. In any event, security for costs is not available in the small claims track. The small claims track limit is now 10k.

 

If you are claiming more than 10k, he can ask the court to order you to make a payment into court as security for his costs if he wins. Security for costs orders are not particularly common and can only be granted if restricted conditions are met, e.g. if he can prove that you are about to become bankrupt or are taking steps to hide your assets.

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