Jump to content


  • Tweets

  • Posts

    • Hi, If they haven't followed the court's directions there will be little tolerance of the court. Anyway please can you upload a copy of the court paperwork
    • Yes, you should have applied for an immediate strike out as soon as the deadline expired. Without the agreement, they are stuffed Forget Barclaycard, Asset link is now the creditor, and it is down to them to provide the agreement.  That needs to go into the witness statement. They have not provided the agreement contrary to directions of the court and request the court strike out the claim as to the original court directions.
    • I did not receive a notice via post but in my claim status it shows my claim was transferred to a court I requested in my DQ, as it is closer to me.    Defense I filed:  1.       The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2.       The defendant paid the lead tenant a fixed sum monthly bill without fail for the extent of the rental period of the accommodation their contract was associated with who was responsible to make payments to the claimant, ending in June 2023. 3.       After moving out, a month later, the claimant wrote to state that an outstanding sum existed. Further stating, as one of the 10 tenants at the time, I now owed them the full sum instead of my 1/10 proportion of said debt, as 10 students were at the dwelling. They also intimated that they were legally allowed to charge me the full sum if the other renters were not to pay their share under some equal and joint severity rule. 4.       Despite sending numerous requests prior to the court claim being raised for copies of said bills for said utilities covered by the agreement, the claimant failed to send any clear bills. This included a CPR 31.14 on xx/xx/xxxx sent via post. 5.       The defendants stress that they acted in good faith to settle the outstanding balance, as evidenced by the confirmation received from the claimant.  Any subsequent demands for additional payments are unwarranted and contradict the claimant's previous acknowledgment of settlement. 6.       Pursuant to OFGEM code of back billing rules the alleged charges relate to charges which have not been billed correctly by Co-operative Energy and are therefore prevented from charging. With the court’s permission the Claimant is put to strict proof to: - a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. c) show how the Claimant has the legal right, either under statute or equity to issue a claim. 7.As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation                  that the money is owed. 8.It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
    • Paint is a free programme on any Windows PC. But don't worry, the choice here is not either perfection or nothing. As you say, use your scanner, save the file ... and then use the "choose files" option when you post to CAG to add the file. We can do all the redacting and converting to the correct file type at this end.  The important thing is just to get the info to us. Why not do an experiment this afternoon and see if the above works?  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Christina vs BOS


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6079 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I Have to say if there is anyone i really want to get my money back off its BOS they charges have infuriated me since day one and really wish i never got the card in the 1st place, snet my s.a.r off today

 

any comments on how good they are at getting them sent out mould be much appreciated

 

christina

 

Link to post
Share on other sites

  • Replies 60
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

:( BOS and barclaycard wont play ball! BOS may send you duplicate statements instead of all of the ones you want. Once you claim they tend to stall by sending a customer relations letter first...we'll look into your complaint within 4 weeks. At the end of 4 weeks the Redress Assessor from the Core Business team responds...need more time - 4 more weeks. Stick to your deadlines and follow the stages.

 

Barclaycard respond quicker & offer a "goodwill payment" of £8 per charge made (difference between the old £20 late payment fee and new £12 fee). So if you have 10 late payment charges on your account = £80. They will credit your account but refuse to pay the balance. Again...need to proceeed on your deadlines.

 

Dont forget to include compound interest on the amount they owe you e.g MBNA charged me £550 in late payment fees....compound interest on that was £590....total owed £1160...they paid up! Good luck!

Link to post
Share on other sites

I Have to say if there is anyone i really want to get my money back off its BOS they charges have infuriated me since day one and really wish i never got the card in the 1st place, snet my s.a.r off today

 

any comments on how good they are at getting them sent out mould be much appreciated

 

christina

 

 

I called BOS on Friday 23rd sept asking for a details of all the bank charges applied to my account in the last 4 years and today I recieved statements for the past 2 years, Its a start...........

The charges for the past two years are £1576.

Link to post
Share on other sites

Hi Guys thanks for the replies, barclays sent me my statements straight away after trying to charge me £200+ (£3 per statement), but your right they did duplicate some of them but its really BOS that i'm gunning for, they have [edit] me and caused both me and my husbands huge amounts of stress over the last 8yrs ive had the account, so cant wait to get the statements to see how much i can claim back,

 

Link to post
Share on other sites

Hi christina

BoS will probably send you a 1st really s### offer then when you call them to laugh at them the offer will go up a little. You'll probably need to issue court proceedings against them, but when you do they normally throw in the towel and go for a swim!!!!

They nearly ruined me in April, £230 odd in charges in one week, all because my husbands switch card (guess which bank????) wouldn't work.

You go get em

mairi

Link to post
Share on other sites

Hi Mairi, i wont be taking anything from BOS except the full amount, so they can send as many offers and goodwills as they like, bring it on thats what i say, how long does it take for them to come through with the first offer do you think

 

christina

 

Link to post
Share on other sites

I also received no communication from BOS at all before court stage and even then it was only 4 days before rturn date. I was beginning to wonder if I had been sending letters to the wrong address.

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

well done jimmymac i bet you were well chuffed

 

Thanks Christina. They stated in their letter to me that they felt justified in making their charges but, win or lose, they couldn't recover their costs via the small claims track therefore they wouldn't contest it.

Link to post
Share on other sites

Thanks Christina. They stated in their letter to me that they felt justified in making their charges but, win or lose, they couldn't recover their costs via the small claims track therefore they wouldn't contest it.

 

ditto!! ;)

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

  • 5 months later...

Guys

i wonder if you could help me,

 

ive got a claim against bos and they made an offer over the phone of £1400 which i accepted, but that was back in january since then i have heard nothing...

 

ive tried calling but cant get through to the right people. does anyone have the correct numbers for BOS

 

thanks

christina

 

Link to post
Share on other sites

  • 2 weeks later...

Hya christina,

 

No you dont need to pay......:D

  • Haha 1

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...