I don`t believe it the bank has paid the money into my account today.

Hi All I issued proceedings against bank of Scotland, the due date at court is 14th feb. 2007, the banks return date is today, I called the court today at 3pm to establish if the bank had responded, and was told that they have not yet responded, but they have till midnight to night to respond. What are the chances of them responding by then? How can they respond by midnight, can the respond by email? What happens if they don`t respond? Like wise if they do? Any adv on this one guys?

Hi All I issued proceedings against bank of Scotland, the due date at court is 14th feb. 2007, the baks return date is today, I called the court today at 3pm to establish if the bank had responded, and was told that they have not yet responded, but they have till midnight to night to respond. What are the chances of them responding by then? How can they respond by midnight, can the respond by email? What happens if they don`t respond? Like wise if they do? Any adv on this one guys?

Hi, Just thought i would keep you in the loop, I been to sheriff officer last fortnight and they are about to issue on the bank of Scotland............... Due in court 14th Feb 07. getting worried now.

Hi all, I have raised action with the court on Friday the return date is 7th Feb 2007. Court date 14th February I have received a letter from bos today stating the offer of £691.00 was a gesture of goodwill and that he confirms I will not get a refund of all my charges £2465.00. He goes on to stress that the charges are to stand and they reserve the right to close my account. He also stresses that if I remain unhappy I should refer my concerns to the Financial Ombudsman Service. Does this mean I will loose my court case in Feb???

Thanks for that Alison, I am claiming from Bank of Scotland is Tommy not RBS? I am trying to find all the court stuff as ready to go that way now, what is the difference with a summary and normal case?

HI Guys, I have been in hospital over the past few days and have just come home today, no response from bos re rejection letter. I am now ready to start court action as before I mentioned I am claiming £2465 and they offered £691 I am in Scotland and am looking for the best way to go about court. I went to mcol and it stated i could only use this if I stay in England, do I need an address in England to us or can I simply use my own address and use banks England reg branch? what do you guys think will be the best option for me? Any one have any advice for me??? Thanks

Hi I recieved a letter this morning from bank of scotland offering £691.00 in full and final settlement. I am claiming £2465 how they thought of offering £691 i don`t know, I sent LBA 24th oct so getting very close to issuing proceedings I called the bank this afternoon to adv that I would accept the offer as an interim payment and was told that the offer is full and final offer, what do I do?

Hi I recieved a letter this morning from bank of scotland offering £691.00 in full and final settlement. I am claiming £2465 how they thought of offering £691 i don`t know, I sent LBA 24th oct so getting very close to issuing proceedings I called the bank this afternoon to adv that I would accept the offer as an interim payment and was told that the offer is full and final offer, what do I do?

Ah, got you now, having a blonde moment. Thanks for that, will start writing LAB tonight so I can post this off tomorrow or Friday. Ta

uh oh!!! Does this mean I have to start again? splitting my £2400 up and re send three or four different letters to the bank? Can I file three times at once with court?

Thanks for that, As I amclaiming 2400 do i need to file 3 or 4 diferent court proceedings as I live in scotland?

I sent off my 1st letter requesting £2400 on the 5th oct, I recieved a reply from BOS advising me that they are making enquiries and will come back to me within 4 weeks.......... Should I give themn the 4 weeks or do I stick to my time scales and send LBA tomorrow 19th?

I called BOS on Friday 23rd sept asking for a details of all the bank charges applied to my account in the last 4 years and today I recieved statements for the past 2 years, Its a start........... The charges for the past two years are £1576.

Hi every one. I have just recieved my last 2 yrs worth of bank statements today, (Poor post man!) Just typing up my first letter requesting repayment of the charges totaling £1576 thats before I add the interest charges. Can any one tell me what is a summary of charges? I take it this is just a list of the dates and costs of the charges applied? Anyone been succesful with claiming charges back from bank of Scotland and if so how long did it take? I will indeed keep you informed with my progress.

Are you looking to claim all £9400 at once?

I phoned the bank 10 days ago and requested a copy of all charges applid to my account over the past 4 years, I was advised there was a charge for this of £5 :rolleyes:and that I would recieve these within 10 days. I was also told that if I was looking to claim bank charges back I was to add the £5 charge for statements to my claim too. 9 days later.........Today and I recieved 84 :eek:pages of bank statements I was shocked to discover that I have been charged £1576 :eek:worth of overdrawn charges and missed direct debits charges........ Now I have all this do I jsut send off a letter of claim to them giving 14day to respond? Any one else dealing with Bank of Scotland?