Help With Various Debts Please

[westham1]

What do you mean by forward, so when i move get the letters addressed to my new address ?

[Bazooka Boo]

Yes.

[unclebulgaria67]

So is there no way of stopping these idiots sending letters to my address because at some point ill be changing address and find it unfair that the people living here should deal with it all ??

 

Ive sent a cease and desist letter to all but these plonkers seem to ignore all my letters to them.

 

As soon as you change your address with your bank or Insurance company or anything financial, the address on your credit record will change. You will then find that companies will write to your new address. There may be a time that new occupiers receive your mail, so arrange re-direction or get them to return marked no longer at this address.

[westham1]

Ok thats great. But the I don't owe these debts and don't want them contacting me anymore IS THERE NOTHING I CAN DO ??

[unclebulgaria67]

Well you could make a formal complaint and ask the FOS, plus the ICO to look into this. But it may take a time to resolve.

[westham1]

"oh the pain" ok well im going to have to just ignore the vultures or just get my lawyer to send them a letter stating that if they keep harrassing me WE shall take them to court !! Its killing my family !

[BRIGADIER2JCS]

Right, let's start at the brginning again this is going round

in ever decreasing circles.

 

Please list the debts seperately

Show OC, currently being chased by xxxxxx

on your cra file yes/no

if on default date/last delinquent payment if shown.

 

Given you believe the debts are not yours, your reasons

and proof for this belief.

What if any responses have the DCas given,

and what was the outcome.

 

Get this list and I am willing given the data for

each debt to put together responses thay should

sstop this.

[westham1]

yes it is going around in circles and i appreciate all your help but im tired of listing and re explaining myself all the time (please dont take this the wrong way) i have sent all the required documentation to these companies that are supplied by you guys and im now getting good responses from two companies, but the others just keep sending crap !!! ive sent a cease and desist letter but today have received another stupid letter.

 

I just need an ultimate letter saying to these idiots that you have not given me the legal documentation required, i do not owe these debts and that due to you sending me letter after bloody letter you digging my grave "so please bugger orf or im going to sue you" !!!!!!!!!!!!!!!!!!!!!!!!!!

[Bazooka Boo]

The reason why they are continuing to harass you is because you keep biting back at them.

Just like little children if you ignore them they go off and annoy someone else who keeps responding to their bad behaviour.

 

So you've sent them everything in the library they still persist in being a pain in the backside, so ignore them, if your confident that you don't owe them anything then stop retaliating.

Give a dog a bone and it will keep coming back.

 

Ignore them, if they are going to do anything then they would have done so before now, and besides that, if they don't own the debt, then there is nothing that they can do anyway.

[westham1]

Bless you and thank you, i just need some reassurance right now and that help lots.

[BRIGADIER2JCS]

OK ignore further correspondence but keep all letters and records

of phone calls if you can.

[westham1]

Thank you sir and i do mean it when i say i appreciate all your help. The good news is they dont have my phone number so for now i can just ignore the letters.

[Bazooka Boo]

OK ignore further correspondence but keep all letters and records

of phone calls if you can.

 

Yes do keep all their puerile missives, gives you something to read when your in the Loo!

[BRIGADIER2JCS]

I wasn't thinking about reading them:madgrin:

[jim 20]

I wasn't thinking about reading them:madgrin:

 

 

 

Nah..poor quality paper ive already tried that:wink:

[westham1]

Hi Guys

 

Just to keep you informed its now 18 plus days since the last batch of letters and (fingers crossed) they have all disappeared in to thin air.

 

Maybe just maybe with have won this one

 

Thanks again for all the help.

Total of APPARENT debt £8000 plus !!!!!!

[unclebulgaria67]

Give it a week or a month for the next letter to arrive. With a relatives debts (who had gone abroad) I received letters up to about 8 years after they had left the country. Unfortunately, my address was used as a forwarding address. Eventually, once one company had marked the credit record as gone abroad or gone away, they all stopped writing, as there was no chance of receiving payment.

[westham1]

Its amazing how these people get away with it. Harassment can seriously affect your health as it has mine and now im glad its HOPEFULLY over !!

[Bazooka Boo]

Its amazing how these people get away with it. Harassment can seriously affect your health as it has mine

 

This is exactly what they rely on, they are very well aware of the effect their constant letters and phonecalls have on people, which is exactly why they do it, the late Beryl Brazier case, is exactly what they push people too, hence why everyone should keep a diary of events and report them not only to the relevant organisations who claim to be in the job of policing them, but also to the Police, as it is a criminal offence.

[westham1]

Just when you think its over another one turns up out of the blue !!!!!!!

 

Please read all information below and tell me "what i should do next" because i have no idea where this has come from AGAIN !!.

 

Both of these were sent to me at the same time by a well known Bank to my new address. I have never had a loan let alone one for 7.5k !!!!.

What should i do ??.

Is this an official CCA ??

Has it all the information that should be contained in a CCA ??

Also why the hell after 6 years have they just sprung this on me ??.

[ims21]

Use this method to post up your documents please

 

Dx100 – Instructions on uploading pdfs

 

scan the required letters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or ir you have PDF as an installed printer drive use that

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

[westham1]

Just when you think its over another one turns up out of the blue !!!!!!!

 

Please read all information below and tell me "what i should do next" because i have no idea where this has come from AGAIN !!.

 

Both of these were sent to me at the same time by a well known Bank to my new address. I have never had a loan let alone one for 7.5k !!!!.

What should i do ??.

Is this an official CCA ??

Has it all the information that should be contained in a CCA ??

Also why the hell after 6 years have they just sprung this on me ??.[ATTACH=CONFIG]35946[/ATTACH][ATTACH=CONFIG]35945[/ATTACH][ATTACH=CONFIG]35946[/ATTACH][ATTACH=CONFIG]35945[/ATTACH]

Edited June 11, 2012 by westham1

[westham1]

JESUS ........... right got there in the end sorry again and thank you Ims21 and sorry for the double up but its there now !!!!!!!!

[ims21]

Hi

 

Sorry but I've had to unapprove the attachments. There are reference numbers and account numbers showing.

[ims21]

Thread tidied