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    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
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    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
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Roxburghe/HFO old barclaycard debt


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You still also need to find out when the last payment was made to the account. Although it was defaulted in 2007, the last payment may have been well before this. You need to find out if there was a clear six year gap before you made another payment.

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You still also need to find out when the last payment was made to the account. Although it was defaulted in 2007, the last payment may have been well before this. You need to find out if there was a clear six year gap before you made another payment.

 

It's earlier in the thread DB, Noro you need to get that info in writing RE default date and last payment

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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yeah the last payment was above ^ do I resend off the CCA letter? I didn't send the account in default letter as coledog suggested, should I send that now or start with a CCA to Turnbull Rotherford?

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It's earlier in the thread DB, Noro you need to get that info in writing RE default date and last payment

 

How do I get it in writing? Would Barclaycard supply this? They werent so forthcoming when I came into the branch.

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I can't remember unfortunately if I did send the letter recorded back in June.

 

I definitely enclosed the postal order, I have just reprinted it off. One copy for HFO and one copy for Turnbull Rutherford (a front for HFO?)

 

Also the link above to the "account in dispute" letter isn't working, could you possibly relink? Thanks in advance.

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Hi Noro,

 

Have I missed something - if the last payment to the a/c was made in 2006, isn't the a/c now Statute Barred. :???:

 

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I've received 3 or 4. Unfortunately I binned 2. One of them was saying they had the debt now not HFO. The latest one is saying about.ignoring previous letters and that they will do all they possible they can to recover the debt. It also talks about OFT regulations and has a couple of quotes. They are addressed from a Mr Lee Cookman. I can probably get a photo of a couple and upload them if requested.

 

I made payments to hfo from - I think - May/June 2012 to December 2012. After that is when roxburghe got involved. I don't think the payments show on my cra file as its still showing the same balance, so I too suspect the payments just went to line HFOs pockets.

 

I will ring Barclaycard on my lunch today at work. See what info they can give me.

 

If you made these payment them it won't be stat barred.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Yes - you need to check when any payments have been made. Do not worry, help is at hand. If you can scan and copy any correspondence with personal details removed that would be really useful - I assume that OFT are still investigating these bandits and legs to stand on comes into play here!

Edited by coledog

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If payment was made in March 2006 and nothing further was paid until May 2012, then the debt would have been Statute Barred.

 

Once that happened, the SB clock is surely not reset. Once the debt became SB'd, any subsequent payment cannot make the debt current again and it remains permanently SB'd.

 

:wink:

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We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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sorry for all the confusing comments guys.

 

Anyway I have sent off 2 CCA requests today,with the £1 postal order, recorded post to HFO and the so called "Turnbull Rotherford" - who I assume are another arm of the HFO blaggard robot. Is it 12 days I was for a reply?

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2 working days for delivery and then 12 normal days for the reponse.

 

:wink:

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  • 1 month later...

Hi guys, I got a response. Finally.

 

Its a letter from Turnbull Rutherford, they have given me a "reconstituted agreement" as requested by me... is that what I requested?

 

It looks like a letter from barclaycard, dated 24th January 2013. Just a one paged letter, giving a statement of the account, and then 2 pages of T&C's.

 

Does this make sense to anyone?

 

They have also offered me a settlement of £150 to be cleared by... surprise, tomorrow. Even though I got the letter today.

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No - you requested a copy of a true agreement. Recons are not that, and what you have received is not actually a 'recon'. Are you able to scan it with personal details removed?

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discount letter = ignore them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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